For the older group here; do you have a Long Term Health Plan or feel this is not needed?
For the younger group here; do you feel your parents should have a Long Term Health Care Plan, if they do not currently have such a plan.
The direct questions being the ongoing premiums cost to a retiree (retirement savings money reductions) or the possible out-of-pocket costs for uncovered medical expenses to the individual and/or the children of the individual.
I have retained this link in full; as there are 74 comments. Is it needed, and who is liable?
Another link for costs and calcualtor that just hit my pc's inbox. Yes, this is try'in to sell a product; but may be of value.Costs and Calculator
I thank you all in advance for your insights into this area of money.