Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
The root cause for our disappointing life expediency statistic is the lifestyles that we ourselves choose. Our overall wealth contributes to that selection process. As a nation we eat too much, work less strenuous jobs, and exercise far too infr…
@Dex. Again you contort all logic. You've no doubt heard of the term "melting pot?" People intermarry in the U.S. all the time even if it is not often between races. German Americans marry French Americans and French Americans marry Irish ones, etc.…
@Dex Cultures that are genetically homogeneous are more prone to disease, not less. It's called inbreeding and historically it has been disastrous for health: https://en.wikipedia.org/wiki/Inbreeding The fact that the U.S. has a heterogeneous gene …
@Dex Cultures that are genetically homogeneous are more prone to disease, not less. It's called inbreeding and historically it has been disastrous for health: https://en.wikipedia.org/wiki/Inbreeding The fact that the U.S. has a heterogeneous gene …
@BenWP The shorter life expectancy involves a number of factors, but partly it is our healthcare system, despite claims to the contrary:
A never ending source of amazement is that people compare unlike data and draws conclusion (usually wrong) fro…
_________ Annual Cigarettes __________ Average
Country __Per Capita (Adults) _____________ Life expectancy
Japan ______1,841 __________________ 84
Spain …
Hi Dex, Hi BobC
Thanks for your commentary. Perhaps from this dialectic exchange a useful synergy will emerge. That often happens.
Best Wishes.
We probably don't differ as much as you might think. The difference is probably where you put the em…
Hi Dex,
You provide a fine list of glittering generalities.
What? - Very specific to anyone who reads it.
I do not understand your position that more information will somehow damage the preparation for retirement and a final retirement decision. …
Simple heuristics (rules-of-thumb) are fine when making common everyday decisions like buying a hamburger or not, but are totally inadequate when making complex, significant decisions like those about retirement.
If there is one thing that rules…
Using a 4-5% withdrawal rate, the 100-age allocation could be very problematic, as it always has been. Unless there is simply more savings/investments than will ever be used, folks could find they are eating up principal much faster than their long…
With the lack and disappearance of "steady" job prospects, ( compared to the boomer generation ) innovation in alpha producing investments, and lack of planning help available to young investor, they will have to be more DYI going forward. Robo advi…
Hi Hank,
Amen to that. I am certainly not recognizable today as the investor (speculator) I was 6 decades ago. Hell, I'm not the investor I was 6 months ago. Change happens as surely as aging does.
EDIT: And you are dead in the water if you s…
Given your frequent MFO postings that challenge conventional wisdom, I perceive you as a highly skeptical person. I doubt you will be distracted by competing options or be “lead astray”. You underestimate your ability to sort through the muck an…
We can benefit by listening to someone else’s opinion on investment matters, particularly if they differ from our own views. That too is a cliché (they’re hard to escape).
Best Wishes.
I beg to differ. Listening to all those other opinions can…
Oil may trigger the rebound but I am thinking improving earnings will provide the fuel necessary needed to maintain the stock market rally / recovery.
That would be the motivator used by Investors Business Daily.
Some would used the FED as wh…
Was not criticizing the poster this time, just noting that there is always only one response to apocalyptic thinking: We'll see.
'We'll see' can be applied to any time humans try to predict the future. Or as a Yiddish saying goes: "man plans, …
"Meanwhile, the dispute highlights the incomplete nature of the present recovery, which has lasted a long time but, to millions of Americans, still feels unsatisfactory."
This is the important aspect.
Past is not pro-log in this aspect. There is …
http://finance.yahoo.com/q?s=NCATX paying 3.20%
http://finance.yahoo.com/q?s=HYD 4.79%
The gold rush might be over as the interest rates (especially for non Californians) are low for the Cali munis.
Was it 5 years ago that Cali was having financ…
Hi @Dex
Relatedly, there were probably also perceived economic benefits being obtained from it by both sides. But, the US government didn't overtly "import" those people. So, there was no budgeted "import" cost to the government. Questions I …
I seem to recall that in the 1980 election (and for a year or 2 after the Gipper won it), the political opposition continued to demonize Reagan, and viewed (perhaps even coined) the term 'Reaganomics' as a slur. In fact, much of the media, of which…
This article got me to thinking in new ways about the possible economic impacts of several of Trump's proposals. That is useful as he is a strong contender at this point in time. As a long time supporter of free trade agreements, one of the articl…
“There’s no conceivable way in which it’s possible to immediately deport 11 million people,”
How long and how much money did it cost the US Gov't to import them?
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I don't care what you think about Trump or the others - why should we can ab…
For what it's worth, Bob Brinker sent out a stock market Buy Alert ("market attractive for purchase") two days ago on Wednesday evening to his Market Timer newsletter subscribers. I don't subscribe, but I know somebody who does. Brinker rarely giv…
But really, is there nowhere to hide? I stayed fully invested through the '08-'09 Financial Crash--- for which NOBODY has gone to jail, yet! My risk-tolerance is substantial. But what we're seeing since the start of the year truly sucks it, HARD. I…
I would worry some of these less friendly business candidates would change the exemptions for municipal bonds. The munis have done well in 2016 albeit not like the Treasuries. The junk munis not as well. HYD, the ETF for junk munis is having one…
I would worry some of these less friendly business candidates would change the exemptions for municipal bonds. The munis have done well in 2016 albeit not like the Treasuries. The junk munis not as well. HYD, the ETF for junk munis is having one…
