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https://www.estateexec.com/Docs/Determining_ValueCertain types of assets are easy to value, such as the contents of a bank account or shares of stock in a publicly traded company. Other asset types can be a little less definitive, such as a used car or collectible, which you can estimate using public references, or real estate, where you may want to look at the tax assessor's valuation and talk to a real estate agent about sales of comparable properties. Still other asset types can be downright difficult to value, such as artwork or a private business, for which you likely need hire a professional appraiser.
biden-s-expansive-economic-agenda-teed-up-for-senate-endorsementDemocrats did not include an increase in the federal debt limit, which will have to be passed soon after Congress returns to work next month, along with a stop-gap spending bill to keep the government open after the fiscal year ends Sept. 30. That means an increase in the debt limit would not be eligible for the lower simple-majority threshold for budget-related legislation and be vulnerable to a filibuster unless at least 10 Republicans and all 50 senators who caucus with Democrats vote to limit debate.
For more detail and additional issues: National Fair Housing Alliance, Discriminatory Effects of Credit Scoring on Communities of Color, 2012The issue with credit card companies and race seems not to be one currently of gouging with higher interest rates like payday lenders but who companies are offering credit to at all. My reading indicates that many minorities and African Americans especially don't have access to credit cards at all, often because fewer are home owners and don't have established credit histories. That's despite the fact that many might have established reliable histories as renters card companies could investigate if they chose. It's not so much racism of usury it seems but of exclusion altogether. This explains the issue rather well:
https://forbes.com/advisor/credit-cards/from-inherent-racial-bias-to-incorrect-data-the-problems-with-current-credit-scoring-models/
And this too: https://morningconsult.com/2019/06/03/access-to-cheap-money-has-a-racial-gap/
articles/infrastructure-bills-boost-to-economy-is-likely-to-be-limitedThe bipartisan infrastructure bill is unlikely to have a big impact on growth in the next few years, economists say. Longer term, though, investments in highways, ports and broadband could make the economy more efficient and productive.
The labor market is central to inflation. When wage bills go up, companies are more likely to raise prices, while workers have more to spend. If there are higher inflation expectations, workers will try harder to bid up wages. This has been understood for a long time. But the terrain on which the decision will be made has changed. As an undergraduate in the 1980s, I was taught macroeconomic models based on the intersection between employers’ “target real wage” and employees’ “bargain real wage.” The entire economy was seen to hinge on a bargaining process over wages. Now, the team from Chicago offers this chart, which looks very similar to those old-fashioned diagrams meant to describe the economy of the 1970s — except they are about the amount of time employees can work from home, not the amount they will be paid... inflation will in large part depend on the outcome of wage negotiations, and that in turn will be determined by myriad personal decisions.
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