@Starchild: what LewisBraham said! No need to pay 1%. That advisor will not like it if you pull out, but you are correct: that 1% adds up! Steel yourself toward his reaction, and get out from under that 1% arrangement. Do your own homework. You can do this yourself, as long as you don't do anything radical and "screw the pooch."
https://www.urbandictionary.com/define.php?term=screw the pooch
You've told us that you can let this money work for you for a long time. So a long-term view of things will be appropriate. Don't let day-to-day ups and downs concern you. Most of your stuff ought to be in well-performing stock funds, and if you want to do it, a smaller portion in bonds. Be aware that bonds are facing headwinds, but it's not the end of the world. All this stuff is cyclical. If you want to "set it and forget it," buy into a "balanced" fund which holds both stocks AND bonds. But they all hold a different AMOUNT of each. No two are the same. I'm most familiar with T Rowe Price, so I'd have you look at RPBAX. But there are dozens and dozens of others, too. RPBAX includes some offshore holdings, too. That's another piece worth thinking about. But don't go "whole hog" into foreign stuff.... I found that it's very helpful simply to get familiar with a lot of the professional financial jargon. ("What do you MEAN, 5 basis points???" Why don't you just say, 5 percent?!) A link: Investopedia. https://www.investopedia.com/
A basic book for you:
https://en.wikipedia.org/wiki/The_Intelligent_Investor
Graham taught Warren Buffett and Charlie Munger, by the way.

I wonder and would also calculate how much of your total portfolio is held in this fund along with whatever other bond funds that you might be holding. As a 31-yr old when you started you should have had 5-10% at most unless you are extremely risk adverse. Even now at 43, 10-15% seems like a lot but again I have no idea about your tolerance for risk, what else you hold and what your overall portfolio plan looks like. I will say this - when Warren Buffett leaves his fortune to his 80-something year old wife his instructions are to have 90% in an S&P 500 index hund and 10% in a total bond fund. YMMV.

@Starchild,

I live in NJ, so don't know the tax bracket situation

When you file your tax return this year, your adjusted gross income tells you which tax bracket you are in. NJ is one of high tax state of the northwest region of the county that include state income tax, property tax and sale tax. We have friends who live in that region. Investing in tax efficient index funds and ETFs are the key in taxable accounts. I think you are moving in the right direction. Remember, the 1% FA fee compounds itself and it really eats into your $$. Question is why - when you are young enough to manage your own portfolio? If you have the motivation, the internet provides the necessary tool for you to learn to be an effective investor.

Thanks Sven!

Navy Federal: 7 year CD offers 2.65%.
...Just thought I'd mention it, for comparison.

I live in NJ, so don't know the tax bracket situation

When you file your tax return this year, your adjusted gross income tells you which tax bracket you are in. NJ is one of high tax state of the northwest region of the county that include state income tax, property tax and sale tax. We have friends who live in that region. Investing in tax efficient index funds and ETFs are the key in taxable accounts. I think you are moving in the right direction. Remember, the 1% FA fee compounds itself and it really eats into your $$. Question is why - when you are young enough to manage your own portfolio? If you have the motivation, the internet provides the necessary tool for you to learn to be an effective investor.