Hi Andy,
On the main page of their web site, you can get an idea what a model portfolio would look like by selecting the account type and your age. It's a new company so they don't have any actual performance data for the model portfolios. Also, they are a software-based financial advisor, so no prospectus is needed.
I may send them the minimum just to see the actual recommended portfolio and see how it performs going forward. Then if I'm pleased with the performance, I will send them over $10K as they deserve to be paid for their services, and 0.25% is not much if it includes transaction fees.
Kevin

Reply to @perpetual_Bull: My point was, I would probably be a 66 year old bag boy at my local grocery store had I heeded the conventional wisdom of the John Bogles of the world when I was younger. Namely, the best you can do is surrender and just mimic the indexes by being a passive and somulent investor.
I just happen to believe that if you are someone like myself with limited skills, abilities, and intelligence, that the only way to achieve one's financial goals is by a 110% total commitment to the process. One of my favorite books, Secrets of the Millionaire Mind (T. Harv Eker) covered this topic extensively. I wish that book had been published long, long, ago when I was a struggling trader for more years than I care to remember.
Even if you factor in my taxable account to the IRAs you referenced, I am by no means rich but simply a small-time, Average Joe Trader who over the years happened to be at the right places at the right times and took the required actions. I would much rather be lucky than smart.
Oh yes, my blood pressure is just fine. Probably because I find time to run five miles on an almost daily basis.

Reply to @msf:
Hi msf,
Thank you for the excellent reply to my post, and for the diligent work that you did to access a summary of Odean’s earlier research.
I too much admire the collaborative studies that Brad Barber and Terrance Odean complete. This pair gets considerable mileage from their work. The foundational data sets have traveled extensively. I suspect that the numbers that I cited are contained in this later version of his original thesis studies:
http://faculty.haas.berkeley.edu/odean/papers current versions/doinvestors.pdf
I said “suspect” since I did not directly quote from his original report. I lifted the specific values from Chapter 13 of Charles Ellis’s book “Winning the Loser’s Game”. Ellis provides a convenient summary that is easy to understand. But it is a secondary source so errors are possible.
The Link that I referenced has one of Odean’s observations that my wife truly treasures. He concludes that “Using the same data, Barber and Odean (1999b) find that men trade more actively than women and thereby reduce their returns more so than do women.”
Professional money managers do have a competitive edge over private investors. Recall that I noted “In truth, it is likely that the pros do not suck as much as we do. Often the pros do outrun market returns.”
But it is a hard battle for them since they are now mostly matched against a smart, skillful, fully funded research, committed opposing professional team with huge financial incentives. It’s like two superb pro football teams neutralizing each other’s superior talents, and ending the game in a scoreless (zero Alpha) tie. Ugh!
The second reference that I provided addresses this aspect of the equity universe. In general, these professional outfits do not add sufficient excess returns to offset the added costs of their operations. The institutional tide is definitely moving against the active investment community.
Like you, my portfolio is populated by some actively managed assets that feature low cost operations, a rather infrequent trading profile, lower turnover rates, and seasoned managers. I hold these positions for lengthy timeframes to allow market cycles to test these managers. I do eliminate poor earlier choices.
But my portfolio also contains a mix of passive Index products. These lower my cost structure still further, and add stability to the overall portfolio performance. The record suggests that I am mildly successful using my style of portfolio management and risk control.
Again, like you, I believe I’m a Lake Wobegone resident. Of course, constant monitoring is the penalty for that residency since outcomes can change super quickly.
Best Wishes.

Reply to @Hiyield007: The financial that I continue to look at is Fiserv (FISV). Not a "value", but a financial services co that held up reasonably well in 2008. "Fiserv is a leading global provider of financial services technology serving approximately 16,000 clients worldwide. The company provides account processing systems, electronic payments processing products services, internet and mobile banking systems, and related services. Fiserv handles more than $1 trillion in payments and manages more than 20 billion digital transactions annually."
A bet on services all banks need, as well as evolving tech (mobile banking, etc.) If only it paid a dividend...
Just my 2 cents. Betting on specific banks may pay off more if things continue, but I suppose the idea of betting on services all banks require may be a tad less volatile over time.
Additionally, Whitney apparently also likes Discover (DFS)

http://online.wsj.com/article/SB10001424127887324392804578360800747665608.html?mod=ITP_moneyandinvesting_0
If you cannot access the article through above link try the following Google search:
https://www.google.com/search?q=Fidelity's+ETF+Fee+Spurs+a+Backlash

Fidelity on Wednesday announced it would begin offering 65 ETFs from BlackRock Inc.'s iShares unit without charging customers a trading commission. The deal expands a previous agreement involving 30 commission-free ETFs.
But the Boston money manager is tacking on an additional fee of $7.95 a trade to investors who sell the ETFs within 30 days and to financial advisers who sell within 60 days.
Advisers also complained that Fidelity replaced 10 of the commission-free iShares ETFs on its previous menu. Nine of the new ETFs have lower trading volumes, suggesting they are less popular with investors.

Here is link to Fidelity about the iShares ETFs: https://www.fidelity.com/etfs/ishares

Note: A short-term trading fee of $7.95 will be charged for any sales that occur within 30 days of the original purchase of the ETF. This fee is being waived for all customers through July 31, 2013.

Reply to @Art: Stay the course ! The market will be higher at the end of the year than it is now. How about a health care, technology, financial fund ?
Regards,
Ted

Hi Art,
You ask the perennial investors question. No forecaster ever has the absolutely correct answer since nobody is perfectly prescient or omniscient. Wall Street is littered with fallen experts who had momentary success, but failed to repeat.
This is not a current observation. Market forecasting experts have been doing the public a measurable disservice for over 80 years. As early as 1932 Alfred Cowles published his analysis of the inability of forecasters to forecast. Here is a Link to his classic paper:
http://cowles.econ.yale.edu/archive/reprints/forecasters33.pdf
Perhaps the best advice to be given is too not trust professional forecasters of any persuasion.
Bad decisions and Black Swan events happen everywhere. Bad decision making and Black Swan events happen more frequently in both the professional and amateur investment universe.
Indeed I did write "that individual investors make poor timing and product selection decisions". That’s not just me making noise; I am merely reporting investment industry research on investor outcomes.
To put a hard edge to my assertion, allow me to quote a summary conclusion from the 2012 DALBAR QAIB report (their 2013 report which will incorporate data through 2012 will be released shortly).
From DALBAR, their devastating overarching observation is "that individual investors make poor timing and product selection decisions". That’s bad news for the “average” investor. DALBAR finds that the average private equity investor lost 5.73 % in 2011 while the S&P 500 was delivering a plus 2.12 % return. Similarly, the average fixed income investor was only getting a 1.34 % reward while the Barclays aggregate bond market was generating a 7.84% annual return.
The fractional individual investor outcomes relative to what could be achieved from a simple buy-and-hold passive Index investment strategy is persistent over long timeframes. DALBAR demonstrates that the average private investor underperforms these standard benchmarks for 1-year, 3-year, 5-year, 10-year, and 20-year study periods. The average investor plays the Loser’s game. Charles Ellis addresses this issue in his 1998 book “Winning the Loser’s Game”.
Note how I kept emphasizing the “average” investor statistic. I truly do not believe that MFO members are average investors. Although we may not satisfy the Lake Woebegone standard of everyone being above average, I suspect we are as a cohort above the average mutual fund investor. Dissenting opinions to the contrary are invited. That’s why I am at full attention to mutual fund recommendations and analyses offered by MFO itself and MFO participants.
I score my portfolio holdings against relevant benchmarks on a quarterly basis. Like everyone else, even after careful research and review, I have made bad decisions. Although I infrequently adjust my asset allocation, and when I do, I do so in an incremental fashion, I do constantly search to upgrade poorly performing individual fund holdings.
Certainly, if a fund changes its management, or changes its investment strategy (like morphing from a concentrated to a broadly diversified portfolio), or changes its fee structure, or changes its trading frequency, divestiture decisions are easy if these changes nullify my reasons for initially committing to the fund.
Another more common reason is if the questionable fund consistently underperforms its appointed benchmark. This is not quite so easy a decision since the allowable underachieving time span is a debatable issue; the marketplace might just have momentarily gravitated away from the manager’s style.
So I constantly upgrade, but I am not putting any additional money into the markets. I am not moving into fixed income either; the payouts are barely keeping up with inflation. Our family situation likely differs significantly from most present MFO participants, and that difference is important. Our plans and needs are definitely not yours. However, we are not now abandoning the equity marketplace.
Both my wife and I have been taking MRDs (Minimum Required Distributions) for years and our portfolio’s value has continued to increase. Given our ages, our portfolio structure, and our withdrawal rates, the likelihood of our portfolio survival rate based on Monte Carlo simulations approaches 100 % (never exactly 100 % since it’s a probability estimate). Our portfolio can handle a major market hit and we would still not be in a financial danger zone.
Given our circumstances, our decision is to stand fixed with our slightly upgraded portfolio. The majority of the signals that we use to gauge the equity market’s health (momentum, GDP growth, P/E ratio, inflation) remain positive. This year’s early equity gains are a little disquieting, and a minor retrenchment would not be surprising.
Black Swans happen with lightening speed, so dedicated vigilant monitoring is the order of the day. That never changes.
In no way do I recommend our course of current inaction to you guys. Each of you is the captain of your own ship and must plot your own compass headings to reach safe harbor.
Good luck to all of us since bad weather is difficult to forecast with high precision.
Best Regards.

I am not sure I understand this right... Roth accounts are individual accounts. They are not shared like a bank account. If it is an account held at a Financial Institution for him/her, you don't have any legal claim. So, you have informal agreement.
Legally, when he cashes that out, if he/she gives you the money, he/she will be gifting to you and declare it to the IRS (well provided that it is done in a way according to the letter of the law).
From: http://www.mondaq.com/unitedstates/x/215816/inheritance+tax/Significant+Estate+Planning+Developments+in+2013

Gift Tax Exclusion. The Act makes permanent the unification of the gift and estate tax exclusion amounts. This means that in 2013 each person can make lifetime gifts up to $5.25 million without paying gift tax. However, all gifts that use a portion of this gift tax exclusion will reduce the donor's estate tax exclusion available at death. For example, if a parent makes a $2 million lifetime taxable gift to a child, the parent's remaining estate tax exclusion amount is reduced by $2 million at death.
The lifetime gift tax exclusion only applies to gifts in excess of the annual gift exclusion (i.e., the annual amount a person may gift to any person tax-free). For 2013, the annual gift exclusion is $14,000 per person (or $28,000 per married couple).

But I also do not understand why you are waiting for his retirement. He can get all the money from a Roth IRA without any penalty after 591/2. Or, is this a Roth 401k? Then, he might have to wait for retirement for funds to be available but again in a Roth IRA account, he can withdraw the money now without any penalties or taxes.
As for good funds you seek, I suggest you take a look at:
VWINX and GLRBX

Bob C makes a really good point (in the form of a question)...have a plan as to, what will you do with the "profits". Profits are in quotes because they are only profits if you take them. I have lost my share of 'profits" along the way due to not having a plan for the profits. I have spent some time thinking through this little understood dynamic...not so little when you think about the reason you and I invest...to make some "profits"!
I like the idea of paying down debt with profits...corporations do this everyday and we applaude them for their "concern for the company". Remember your household is like a company. You probably have a number of holes in your overall financial picture you'd like to make whole...maybe its a lack of good healthcare or life insurance or long term care insurance. Maybe you need to set up a wedding fund for your kid whose is shacking up with her boyfriend. Maybe your driving around in a 20 year old beater. We all have plenty of holes to fill. Profits should help us fill those holes.
A few years back I refinanced my home that I held nearly debt free. I got a 4% loan that is now tax deductible and I invested the cash. I purchased a condo in Florida 2 miles form the beach for 1/5 the market price of 2008. The home I refinanced will soon be rented to cover the mortgage and provide a little retirremnt income. Restructuring debt for me was like taking profits because I had created a plan.The cash was king when I negotiated with the seller of the condo. Additional cash went to work in equities that were a lot lower than they are today. I am now in the process of taking profits and paying off a portion of my home debt with profits. Investing is a patient process and requires us to be able to identify value. But when value eventually presents itself as profit we need to have a plan for those profits.
Like savings, profits should help you diversify, stablise, and pave over the pot holes in your financial road map.
Good Luck!

Reply to @hank:
Hi Hank,
Thank you for your rapid, kind, and informative reply to my late contribution. I appreciated it, and surely all MFO forum participants will appreciate it. It added a deeper diversity of opinion to the discussion. We all benefit from that.
The primary purpose of my submittals is to identify and possibly suggest investment tools that might contribute to a better market understanding and a more informed general portfolio assembly.
I try very hard to be as neutral as possible with all my postings relative to everyone’s specific portfolio holdings and potential actions with that portfolio.
I simply am not qualified to propose specific portfolio recommendations or changes to an asset allocation plan. I do not know enough about the very special circumstances of anyone’s financial position and life status to be comfortable providing such bold advice. So I typically punt on that issue.
I like to characterize myself as a laidback, relaxed investor. I’m from Southern California so I fit the stereotype. For example, I do deploy the statistical metrics that I highlighted for VirtueRunsDeep, but I do so in a non-formulaic manner. I do not rigorously weight each factor that I scan; I softly assess the overall picture these metrics paint.
Given that I believe that the MFO forum is populated with very well informed investors, if I were asked to assess the current portfolios of any member, I would judge their overarching holdings to be just perfect for them. I anticipate that each member’s portfolio is properly assembled to satisfy their very specific and personal needs.
That philosophy is equivalent to the reply I would give to a question about the correct size of any community. In my opinion, the proper first-order response to that question is “its current size”. Some incremental changes might be warranted, but folks naturally reside where they are most happy or where circumstances demand. Likewise, investors naturally gravitate to a portfolio that is most satisfying to their many needs and objectives. A natural equilibrium is established; water seeks its own level.
Again, thanks for your thoughtful commentary; it helped crystallize my positions on the subject matter.
Best Wishes.

Reply to @JoeNoEskimo: When I saw this on Google News today, I looked at the article and got curious about the site. They call "John Birch Society" as their affiliate. Here is their staff. Robert Adelmann is the guy that wrote the article, also a JBS and NRA member.
So, it is kind of a propaganda article and title is chosen that way.
The private second has been actually adding net jobs. Government sector (both local, state and federal) has been steadily the counter trend (i.e. job losses). In the last 4 years Government sector has lost a lot of jobs.
In any case these weekly/monthly reports is less significant but the overall trend is been pretty much steady. It is a slow recovery but not unlike other deep "Financial" crisis.
If you really care how the Unemployment situation is, here is a good site to read about it. With numbers, charts and everything.
http://www.calculatedriskblog.com/2013/03/employment-report-comments-and-more.html

Since my edit feature just does not seem to want to function this morning I have posted this quote from his review. Eddy likes Apple and XLF.
"Despite the massive flameout in many financial stocks, the current environment is ideal for investing in financial firms. Eighteen months ago, I said that the Financial Sector ETF ($XLF) was “a speculative buy if it drops below $12 per share.” It did, and today the XLF is over $18. As well as it’s done, the fundamentals of the financials are still remarkably strong."
Skeeter

I bought Hennessey smallcap financial 1 or 1 1/2 year back with the same thought and made 25% since then. Largecap financial may be a good bet compared to smallcap but this manager is a reputed and holds good %age of cash for downside protection when things are heating up.

Financial Stocks or could just buy VFH

Here's a look at the lifetime stats of the funds recommended so far in this thread. I added a couple others, FPIVX and WGRNX. Note that every fund on list existing before 2008 drew down 50-60% during the financial crisis. So, just beware and allocate accordingly.

Of the younger ones, I like FMIJX and FPIVX for international and SFGIX for EM. David has profiled all three: Intriguing New Funds.

Reply to @Charles:
Hi Charles. The 10% is a self-imposed limit that I learned the hard way. I overextended during the dot.com bubble and leading up to the financial crisis of 08-09. I got badly burned by investing to heavily in specific fund managers. Therefore, for the sake of my personal sanity, I limit my fund manager risk to no more than 10% of my portfolio.
I agree with you that a 4-5 fund portfolio is adequate for diversification. But it may not be adequate enough to diversify away manager risk, IMHO. Just look at Bill Miller, Ken Heebner, etc...
P.S. Charles, I greatly enjoying reading your comments. Your insights and analysis are spectacular. You are an asset to this forum.
Mike_E

Remainder of fund family list:
Nationwide
Natixis Funds
Needham
Neiman Funds
Neuberger Berman
New Alternatives
New Century Portfolios
New Covenant
NEW Path Capital Advisors
Nicholas
Niemann
Nile Capital Investment Trust
Nomura Partners Funds
North Country Funds
North Star Investment Management Corp.
NorthCoast
Northeast Investors
Northern Funds
Northern Lights Fund Tr (Criticalmath)
Northern Lights Fund Trust
Northern Lights Fund Trust (GPS)
Northern Lights Fund Trust (SCA)
Northern Lights Fund Trust(Giralda)
Northern Trust
Northquest Capital Fund Inc
Nottingham
Nuance Communications
Nuance Investments, LLC
Nuveen
Nuveen Investments
Nysa
Oak Associates
Oakmark
Oberweis
Oceanstone
OCM
Old Mutual Investment Funds
Old Westbury
Olstein
OppenheimerFunds
Oracle
Orinda Asset Management, LLC
O'Shaughnessy Mutual Funds
Osterweis
Osterweis Capital Management
OutfitterFunds
Pacific Advisors Funds
Pacific Capital
Pacific Financial
Pacific LifeFunds
Palmer Square Capital Management LLC
Papp
Paradigm Funds
Parnassus
Pathway Advisors
Patriot
Pax World
Paydenfunds
Payson Funds
Pear Tree Funds
Pennant
Perimeter Capital
Perkins
Permanent Portfolio
Perritt
Philadelphia Invmt Ptnrs New Generation
Phocas
PIA Mutual Funds
Piedmont
PIMCO
Pinnacle
Pinnacle Capital Management
Pioneer Investments
Plainsboro Funds
Plan Investment Fund
PMC Funds
PNC Funds
Polaris Funds
Polen Capital Management Inc
Pope Family Of Funds
Poplar Forest Capital
Portfolio 21
Portfolio Strategies Inc
Potkul Funds
Power Income Fund
PowerShares
Prasad Series Trust
Precidian Funds LLC
Preservation Trust Advisors
Presidio Funds
Primary Trend
PRIMECAP Odyssey Funds
Princeton
Principal Funds
Private Capital Management
Profit Funds Investment
ProFunds
ProShares
Prospector Funds
Prudential Investments
Purisima Funds
Putnam
Pyxis Funds
Quaker
Quantitative Services Group LLC (QSG)
QuantShares
Queens Road Funds
Rainier
Ramius
Ranger Funds Investment Trust
RBB Funds
RBC Global Asset Management (U.S.) Inc.
Reaves Select Research
Redmont
Reich & Tang
Reinhartfunds
Renaissance Capital Greenwich Funds
Reynolds
Rice Hall James
RidgeWorth
Risk Paradigm Group, LLC
River Park Funds
RiverNorth Funds
RNC Genter Capital Management
Robeco Investment Funds
Robeco Investment Management, Inc.
Rochdale
Rocky Peak Capital
Roge Partners Fund
Roosevelt
Roxbury Funds
Royal Bank of Scotland NV
Royce
RS Funds
Russell
S1 Fund
SA Funds
Salient Funds
Samson
Sandalwood
Sands Capital
Saratoga
Satuit Capital Management Trust
Saturna Capital
Scharf Investments (California)
Schneider Funds
Schooner Funds
Schroder
Schwab Funds
Schwartz
Scout
Seafarer
SEI
Selected Funds
Sentinel
Sequoia
Shelton Capital Management
Shenkman Capital Management, Inc.
Sierra Trust
SignalPoint
Sit
Smead Funds
SMH Capital Advisors
Smith Barney
Snow Capital Management L.P.
Sound Mind
Sound Shore
SouthernSunFunds
Sparrow
Spirit of America
STAAR Investment Trust
Stadion Funds
State Farm
State Street Global Advisors
State Street Master Funds
SteelPath
Sterling Capital Funds
Stewart Capital
Stone Harbor
Stonebridge
Stralem Fund
Strategic
Strategic Income Management, LLC
Stratton
Stratus Fund
Stream Exchange Traded Trust
STW Fixed Income Management LLC
Summit Global Investments
SunAmerica
Sustainable Growth Advisers
Swan
Swank
Swedish Export Credit Corporation
Symons
T. Rowe Price
TacticalShares
Tanaka
Target Program
Tatro Capital, LLC
Taylor
TCM Funds
TCW
TD Asset Management
TEAM
Teberg
Teucrium
TFS Capital Funds
TheCollarFund
Thesis
Third Avenue
Thomas White Funds
Thompson IM Funds, Inc.
Thomson Horstmann & Bryant, Inc.
Thornburg
Thrivent
TIAA-CREF Mutual Funds
Tiedemann Wealth Management, LLC
Tilson Funds
Timberline Asset Management LLC
Timothy Plan
Tocqueville
Toews Funds
Toreador
Torray
Tortoise Capital Advisors, L.L.C.
Touchstone
Towle & Co
Transamerica
Transparent Value Funds
Transparent Value Trust
Tributary Funds
Trust for Credit Unions
Trust for Professional Mgrs(PTIA)
TS&W Funds
Turner Funds
Tweedy Browne
Two Oaks Investment Management, Inc.
U.S. Global Investors
UBS
UBS AG
UCM
United Association Funds
United States Commodity Funds LLC
Upright Investments Trust
USA Mutuals
USAA
VALIC
Valley Forge
Value Line
Van Eck
Van Hulzen Asset Management, LLC
Vanguard
Vantagepoint Funds
Vericimetry Funds
VFM
Victoria1522
Victory
Viking
Villere
Virtus
Volumetric
VRM Funds
VTL Associates, LLC
Vulcan Value Partners
W.P. Stewart
Waddell & Reed
Wade Financial
Wakefield Asset Management LLLP
Wall Street
Wall Street EWM Funds Trust
Walthausen Funds
Wanger
Wasatch
WBI FUNDS
WCM Investment Management
Wegener
Weitz
Wells Fargo Advantage
Wentworth, Hauser and Violich
WesMark
Westcore
Westfield Capital Management Company, LP
Westport Funds
Westwood
Whitebox Advisors, LLC
Whitebox Mutual Funds
William Blair
Williamsburg Investment Trust
Wilmington Funds
Wilshire Mutual Funds
Wintergreen Funds
Wireless
Wisconsin Capital Management
WisdomTree
WOA
World Funds
World Funds, Inc
WorldCommodity Funds
Wright
Zacks WMG
Zeo
Ziegler Lotsoff Capital Management Inv

Reply to @David_Snowball: Yes indeed.
For the record, here are all 767 families...in two posts (1-M, N-Z)
13D Management
1492 Capital Management, LLC
361 Funds
AAM
Aberdeen
Absolute Strategies
AC ONE
Academy
Acadian Funds
Adams Harkness Funds
Adirondack Funds
Advance Capital I
Advantus
AdvisorOne Funds
Advisors' Inner Circle (Chartwell)
ADVISORS SERIES TRUST(Davidson)
AdvisorShares
Advisory Research
Aegis
AIS Capital Management LLC
Akre
Al Frank
Alger
AllianceBernstein
Allianz Funds
Allianz Global Investors
Allied Asset
Alpha Capital Funds
AlphaClone
AlphaMark
AlphaOne Investment Services, LLC
Alpine
ALPS
Altegris
AmericaFirst Funds
American Beacon
American Century Investments
American Funds
American Growth
American Independence
American Money Management
American Pension Investors
American Trust
Ameristock
AMF
AMIDEX
Ancora
Angel Oak Capital Advisors, LLC
Apex Capital Management
Appleseed Fund
Appleton
AQR Funds
Aquila
Arbitrage Fund
Archer
Arden Asset Management LLC
Ariel Investments, LLC
Aristotle
Armstrong Associates
Arrow
ArrowShares
Artio Global
Artisan
Ascendant
Ascentia Capital Partners
Ashmore
Aston
Astor
ATAC Fund
Auer
Auxier Funds
Ave Maria Mutual Funds
Avenue Capital Group
Aviemore Funds
Azzad Fund
Baird
Bandon Capital Management, LLC
Bank of America Corp
Barclays Funds
Baron Capital Group
Barrett
BBH
Bearly Bullish Fund
Beck, Mack & Oliver
Becker
Beech Hill
BeeHive
Bennett Group Master Funds
Berkshire
Bernzott Capital Advisors
Berwyn
Biondo Investment Advisor
Birmiwal
Bishop Street
BlackRock
Blue Chip Investor Fund
BMO Funds
BNY Mellon Funds
Bogle
Boston Advisors Trust
Boston Common Asset Management, LLC
Boston Trust & Walden Funds
Boyar Value Fund
BPV Family of Funds
Brandes
Brandywine
Braver Wealth Mangaement, LLC
Bretton Fund
Bridgehampton
Bridges
Bridgeway
Bright Rock
Brookfield Investment Management Inc.
Brown Advisory Funds
Brown Capital Management
Bruce
BTS
Buffalo
Burnham
Bushido
Calamos
Caldwell & Orkin
Calvert Investments, Inc.
Cambiar Funds
CAMCo
Camelot Portfolios, LLC
Capital Advisors
Capital Guardian Trust Company
Capital Innovations, LLC
Capital Management
Capstone
Caritas Capital LLC
Carne
Castle Investment Management
Catalyst Mutual Funds
Causeway
Cavanal Hill funds
CBRE Clarion Securities LLC
Center Coast Capital Advisers LP
Century Funds
CGM
Chaconia Funds
Chadwick & D'Amato
Champlain Funds
Changing Parameters, LLC
Chase
Chesapeake
Cheswold Lane Asset Management
Chou America
Christopher Weil & Company, Inc.
Cincinnati Asset Management Funds
Citigroup
Clarity Fund
Clark Capital Management Group, Inc.
Clark Fork Trust
Clear River
Clipper Fund
Cloud Capital
CM Advisors
CMG
CNI Charter
Cohen & Steers
Coldstream
Collins Capital Investments, LLC
Columbia
Commerce
Commonwealth Intl Series Tr
Compak
Compass EMP
Concorde
Conestoga Capital Advisors
Congress
Congressional Effect Family
Contravisory Investment Management, Inc.
Convergence
Cook & Bynum Capital Management, LLC
Copeland Capital Management
Copley
CornerCap
Cornerstone
Cortina Funds, Inc.
Country
Cove Street Capital
CRAFund
Crawford
Credit Suisse (New York, NY)
Credit Suisse AG
CRM
Croft
Crow Point Partners, LLC
Cullen Funds Trust
Cushing
Cutler
Cutwater Asset Management Corp.
CWC
Davidson Mutual Funds
Davis Funds
Davlin Philanthropic Fund
Day Hagan
Dean Fund
Delaware Investments
Destra
Deutsche Bank
DF Dent Funds
DGHM
DGI
Diamond Hill Funds
Dimensional Fund Advisors
Direxion Funds
DMS FUNDS
Dodge & Cox
Domini
DoubleLine
Dreman
Drexel Hamilton Investment Partners, LLC
Dreyfus
Driehaus
DSM
DundeeWealth Funds
Dunham Funds
DuPont
Dupree
DWS Investments
E.I.I.
Eagle
Eagle Funds
EAS Genesis
Eaton Vance
Edgar Lomax
Edgewood
Elessar Investment Management
Emerald
Emerging Global Advisors
Empire Builder
Empiric Funds
Encompass Fund
EntrepreneurShares
Epiphany Funds
Equinox Funds Trust
Equity Investment Corp
Estabrook
ETF Securities Ltd
Euro Pacific Asset Management
Euro Pacific Halter Asia Management, Inc
Eventide Funds
Evermore
Exchange Traded Concepts, LLC
Factor Capital Management, LLC
Fairfax
Fairholme
FAM
FAM Funds
FCI Funds
FDP Series Funds
Federated
Fidelity Investments
Fiduciary Asset Management, LLC
Financial Investors Trust (Aspen)
Financial Investors Trust (Grandeur)
First American
First Eagle
First Investors
First Trust
First Western Capital Mgt
Firsthand Funds
Flex-funds
FMC Funds
FMI Funds
FolioMetrix
Forester
Formula Investing, LLC
Fort Pitt Capital Funds
Forward Funds
Fountainhead Funds
FPA
Frank Funds
Franklin Templeton Investment Funds
Freedom Funds
Frontegra Asset Management Inc
Frontegra Funds
Frost Funds
Fund X
FX Strategy Fund
Gabelli
GaveKal
GE Asset Management
Geier Funds
Geneva Funds
Gerstein Fisher
Giant 5 Funds
Ginkgo
Glenmede
GLG Inc
Global X Funds
GMG
GMO
Golden Capital Funds
Goldman Sachs
Golub
GoodHaven
Gotham
Granite Investment Advisors, Inc.
Grant Park
Great Lakes Funds
Great-West Funds
Green Century
GreenHaven
Greenspring
GRT
Guggenheim Investments
GuideMark
GuidePath
GuideStone Funds
Guinness Atkinson
Hagin Capital, LLC
Hamlin Capital Mgt LLC
Hancock Horizon
Hancock Horizon Funds
Hansberger Funds
Harbor
Harding Loevner
Hart Group, Ltd.
Hartford Mutual Funds
Hatteras Alternative Mutual Funds Trust
Haverford
Heartland
Henderson Global
Hennessy
Henssler Funds
HighMark
Hillman Capital Management
HNP Capital LLC
Hodges
Holland Series Trust
Homestead
Hotchkis and Wiley
HSBC
Huber Funds
Hundredfold
Huntington
Huntington Strategy Shares
Hussman Funds
ICM Series Trust
ICON Funds
Iknetics Capital Partners, LLC
IMS
IndexIQ
ING Funds
ING Retirement Funds
Innealta Capital
Institutional Advisors LLC
Institutional Investors
Integrity
International Securites Exchange
Intrepid Funds
Invesco
Investment House LLC
Investment Partners
Iron Funds
IronBridge Funds, Inc.
Ironclad Funds
iShares
ISI Funds
IVA Funds
Ivy Funds
Jacob
Jacobs Broel
JAG Advisors
James Advantage
Janus
Jensen
John Hancock
Johnson Mutual Funds
Jordan Funds
JPMorgan
JPMorgan Asset Mgmt (Europe) S.a.r.l.
JPMorgan Funds
Jubak
Kalmar Pooled Investment Trust
KCM
Keeley
Kellner
Keystone
Kinetics
Kirr Marbach Partners
KKR
Kottke
Kovitz Investment Group, LLC
Lacerte Capital
Lateef Investment Management, L.p.
Laudus Funds
Lawson Kroeker Investment Management Inc
Lazard
LEADER
Leavell
Lee Financial Group Inc
Leeb
Legg Mason
Legg Mason/Western
Leuthold
Liberty Street
Lifetime Achievement Fund Inc
Lincoln Financial Group
Linde, Hansen & Co., LLC
Litman Gregory Masters Funds
LKCM
LoCorr Fund Management, LLC
Logan Capital
Long Short
Longboard
Longleaf Partners
LongView Capital Management LLC
Loomis Sayles Funds
Lord Abbett
LSV Fund
M.D. Sass Investors Services, Inc.
Madison Mosaic
MAI
MainGate Trust
MainStay
Mairs & Power
Makefield
Managed Futures Solutions Fund
Managers Funds
Manning & Napier
Manor Investment Funds
Marathon Funds
Mariner Fund Group
Marketocracy Funds
Marsico Investment Fund
Martin Capital Management LLP
MassMutual
Matrix/LMH
Matthew 25
Matthews Asia Funds
McKee Funds
Meehan Focus
MEMBERS
Merger
Meridian
Merk Funds
Merrill Lynch
Metropolitan West Funds
MFS
MH Elite
Midas
Milestone
Miller Investment
Milliman
Mirae Asset Global Investments (USA) LLC
MMA Praxis
Monetta
Monteagle Funds
Morgan Dempsey Capital Management, LLC
Morgan Stanley
Morgan Stanley & Co
Morgan Stanley (New York)
Motley Fool
MP 63
Muhlenkamp
Munder
Mundoval Funds
Mutual of America
Mutualhedge
Muzinich