Use of Three Buttons When Posting OK. one more time: for the railroad pic, above, I copied the following image location from the pic itself:
http://www.railpictures.net/images/d1/2/3/8/8238.1312815119.jpgWhen you click on the "image" button at the top of a new post, it brings up Accipiter's magic box. You simply paste that image location (
http://www.railpictures.net/images/d1/2/3/8/8238.1312815119.jpg) into the box. Not to depreciate the magic box, but all that it actually does is to add this stuff:
<img src="
before your image location, and
" />
after your image location
and sticks it all together to give you:
<img src="
http://www.railpictures.net/images/d1/2/3/8/8238.1312815119.jpg" />
If, as some have mentioned, you simply get the word "image" instead of the desired picture, either you did something silly or (I've noticed) a few pictures simply won't work using this approach... something about the way in which the pic was embedded in the original site, I'm guessing.
OJ
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Use of Three Buttons When Posting
no you are not using a link to an image.
e.g. notice the above post image ends in jpg and is an actual link to an image.
right click on an image and copy the link and paste into the popup after you click the image icon
http://www.railpictures.net/images/d1/2/3/8/8238.1312815119.jpgcut and paste the above image link into the popup that appears after clicking on the button immediately to the right of the big C and it will work.
Use of Three Buttons When Posting
Use of Three Buttons When Posting Lemme see if I can make the image
itself come up... Here's another try.

Use of Three Buttons When Posting
to me it is alot easier to see full link url visible, and I prefer it on forums, unless you are creating a web page. In a discussion, it is easier to spot and see where your are going then hovering mouse over a pretty link
here or
thereto each his own, gets you to the same place.
Let's Iron out some things I am not a fan of diversification and even less a fan of fund of funds. As for IRNIX it makes no sense. I count 24 of its 25 top holdings as junk corporate funds. That category has returned 3.19% YTD with many greater than that. The woeful IRNIX, a poor man's junk fund of funds, has returned only 2.17% YTD.
Use of Three Buttons When Posting
Presidential Cycles and the S&P 500 Index (SPY) Are we in for a 20% correction with respect to the S&P
500 over the next three month? If history rhymes a potential drop in the S&P
500 to around the 17
50 level is a good possibility.
Here's an interesting historical look at where we are in the presidential cycle and the historical returns of the S&P
500 Index during this period (and the next three-six months) of this cycle:

Link:
2nd_presidential_years_are_different/
How to find the best stock-picking fund managers? My comments from one of Ted's links,
here, was as follows:
For those invested in model portfolios, these findings are critical. "What the active share research has revealed," said Prahl, "is that managers relying on market timing are less likely, on average, to add value than managers who engage in stock picking." For those opting for passive portfolios, "stock picking is a lot to give up," he added. "That's what the active share literature shows."
Ibbotson's critique of the 90% rule—combined with active share research showing that diversified, highly active stock pickers have consistently added alpha—means that investors should no longer rely strictly on strategic allocation for their long-run returns.Lord Abbett Study:
asset-allocation-and-the-90-percent-ruleThis chart, from the study, attributes fund performance to:
