On MFOP, we try to keep or add the firm owner's name:
New York Life MainStay Balanced A
Deutsche DWS Science and Technology A
AIG SunAmerica SA MFS Blue Chip Growth Portfolio 1
Franklin Templeton Western Asset Core Bond A
Allianz PIMCO Income Inst
Guggenheim Rydex Energy
Natixis Oakmark Equity and Income Inv
But it's a real pain. Nearly impossible to keep up.
c

@Crash You stated:
NOT adding to the IRA, because the "contributions" would be non-deductible. So, I'm focused on the taxable side, and there is much more freedom of choice over there, too
Are you suggesting that your 'taxable' Schwab account(s) have more investment choices vs a T or Roth IRA account?
Thank you.

That has been my operating assumption. Not just OEFs but CEFs and now ETFs are possible. ETFs have been around for quite a while, but they were not always there. Certainly not when I

began investing.

This has left me confused in a couple of ways.
There are somewhat esoteric investments that one can legally make in IRAs but are difficult to do in brokerage IRAs. Such as direct investing (not via an ETF) in a cryptocurrency. Some brokerages like Fidelity allow one to invest directly in cryptocurrency, but only in taxable accounts. FWIW, Schwab doesn't allow these investments even in taxable accounts. Of course Vanguard doesn't even allow investing via crypto ETFs.
But it doesn't sound like it was this kind of IRA investment limitation you had in mind. Is there some type of investment you'd like to have in an IRA today (not when you began investing) that you can't get?
Regarding contribution limitations: If you can't contribute directly to a Roth, you can do a partial Roth conversion. So long as your tax bracket now is not higher than it will be later, a conversion is equivalent to a contribution.
Thumbnail example:
$100 in T-IRA, $22 in taxable account, 22% bracket.
After-tax value: $78 in T-IRA + $22 in taxable account = $100 ($78 of which is in IRA)
With Roth conversion:
$100 in Roth, $0 in taxable account ($22 used to pay conversion tax).
After-tax value = $100 in IRA.
This effectively moves $22 from a taxable account (where earnings will be taxed yearly) to an IRA where growth is tax-free.
Even better is that while compensation is needed to contribute to an IRA (deductible or not), no compensation is needed to "contribute" to an IRA via Roth conversion.

OK.
Take 2.
1 if you're a purest.
2 if you're a traditionalist.
3 if you're an experimentalist.
5 if you're a conformist.
More than 5 funds, you should have your keys taken away.
c

Where's 4 ?

Charles, +1

OK.
Take 2.
1 if you're a purest.
2 if you're a traditionalist.
3 if you're an experimentalist.
5 if you're a conformist.
More than 5 funds, you should have your keys taken away.
c

on the success of focus ...
Concentrated Investing: Strategies of the World's Greatest Concentrated Value Investors

The answer - 11 (prime number).

+1 / And I astutely avoid #13. (Have actually unloaded a fund or two before just to get the number below 13.) :)

Must add …
My thoughts about the dollar have “adjusted” a bit over the past 10 days. Over that brief period a leading Presidential candidate was nearly assassinated; a President and sole contender for renomination was quarantined with Covid and then a day or two later inexplicably dropped out of the race; the current VP became the leading Democratic Presidential candidate and the Director of the CIA Secret Service resigned under fire. (Fodder enough for a TV series.)
There is at least a remote possibility these unusual happenings (and a hotly contested election in which one candidate advocates for greater executive control over the Federal Reserve / interest rates) may conceivably and ultimately affect the dollar on the foreign exchanges. But it won’t happen overnight. I won’t connect the dots here. But there are plenty of dots running in various directions for anyone paying attention. To those perhaps wondering why I ”reversed-course” and bought back into a Swiss domiciled company’s stock I’d sold only 10-12 days earlier - this may help explain.
(Thanks @Catch22 for spotting the error.)

@BaluBalu. The Invesco site is a bit thin on explaining methodology. However, the fund’s universe is the S&P Mid Cap 400, from which are chosen semi-annually some 80 stocks that exhibit characteristics of “momentum,” or rising prices. Not terribly surprising.
Overlap with XMHQ is 52%, quite a lot. Thanks to @WABAC for reminding me to check ETFRC. Applying rules twice a year obviously does not require a lot of attention. Still, I wonder how that process results in a T.O. ratio of 132.
https://www.invesco.com/us/financial-products/etfs/product-detail?audienceType=Investor&ticker=XMMO

@BaluBalu / I’m just touchy. Sorry.
I don’t buy the turnaround story. What turnaround? LOL. The stock got overpriced a few years ago when consumer staples were hot as investments. Topped out over $135 in January 2022 and then began falling, dipping briefly below $100 about 5 or 6 weeks ago. Adding to the decline has been a very hot dollar which has appreciated for years now against the franc and other global currencies. If someone isn’t interested in taking a gambit on currencies they should avoid buying foreign stocks unless there’s some currency hedging.
Also hurting has been the fear among investors “weight-loss” drugs will reduce the value of food companies. Perhaps well placed. But this misses that NSRGY is much larger than food, being in many consumer staples like pet food, bottled waters, cosmetics.
List of Nestlie brands
I bought in at around $102 a month or so ago. Sold at $105.54 10-12 days back. Jumped in at $105.62 this morning. My cash is mostly in a TOD account. Buying something in an IRA requires selling another security first. So, I really don’t have the luxury of sitting on a limit order for long because the security I sold might go out of reach. To me, whether I have 5% sitting in NSRGY or in an intermediate-long duration bond fund is of little consequence. If anything, a 10-year duration bond fund is probably more volatile than this stock and with a more limited return potential.
Happy investing!

The answer - 11 (prime number).

Why stop at 11, 13, 17, and 19 are also prime numbers.
But I like your Prime thing and why I have used 2,3 in the last several years and 5 for many years.

@BaluBalu - Thanks.
I confess to having chopped a lot out of my earlier response as I’m hardly qualified to comment on individual stocks. Hope the remaining comments re NSRGY are adequate. I’d never want to defend a buy or sell.
Re “Turn-Around” stories … While Barron’s comments on that aspect, that it isn’t why I own it. Nor do I normally look to Barron’s for investing ideas. The 3 reasons I stated earlier stand. I watched NSRGY gain 2% one day last week while U.S. large caps fell into the dumpster. That gave me confidence to buy back in. Investing is a gamble!
No access to Barron’s? Sorry to hear that. There are some good resellers that can provide economical budget access. I’m in the 1st year of a 3 year subscription.
Thanks again for your inquiry.

@WABAC and @BaluBalu: re: XMHQ.
For some reason I spotted XMMO, the Invesco MC momentum fund, dancing across the bottom of my TV screen. This fund has been outperforming for nearly three years, catching and passing XMHQ this year. M* cites 136% turnover and a current allocation of 42% to industrials, a large over weight. The frequent trading has not been reflected in increased distributions in the last couple of years, a problem we've noted with XMHQ.
When I try on M* to find out who the managers are, at least the ones responsible for every-day matters, Invesco lists 4 people who are also responsible for just about every equity ETF that Invesco sponsors. I wonder how the "real" managers determine what stocks are candidates for inclusion.

The answer - 11 (prime number).

Thanks, @hank. Very generous of you.
Is P/E 22 the new P/E 12! Seems like everything worth owning these days is P/E 20+.
If it is a turnaround story, P/E is likely to be high and I can overlook P/E.
Mark Schneider has been there for 7 years. I am surprised he has not turned the ship around. He did a great job at Fresenius (my client many moons ago).
I did not think any company could be a bigger mess than GE (of course, until I saw BA). Larry took over GE only in 2018 and it probably took him 4 years to turn that lump of coal into a diamond.
I am a sucker for turnaround stories. I have to learn more about NSRGY story: what is the trigger and the time frame for the trigger. If you happen to have the answers, please share.
I do not have access to Barrons.
I just took an initial position to do more research.
Edit: do you hold your position in a taxable account to make use of the foreign tax credit of withholding taxes on dividends?

NSRGY = Nestle
Curious why Nestle?

If you have access to Barron’s, these recent articles are better qualified to address your question than I am. I’ve provided only brief excerpts from the longer narratives,
- Barron’s May 17, 2024 Andrew Barry writing: “Despair Is Turning to Hope. - The world’s largest food company has been a sleeping giant. It’s waking up—making its shares attractive once again.”
- Barron’s July 12, 2024 - Rajiv Jain: ” … Nestlé is an interesting turnaround story. The CEO, Mark Schneider, is transforming the culture, and turning Nestlé into a hungrier, nimbler organization…. The company doesn’t appear to have a structural problem. … The stock is attractively valued … .”
What I like is (1) The company is flush with cash. (2) Consumer staples tend to hold up better during recessions and in that respect may complement a bond allocation, (3) It’s a potential inflation hedge, being domiciled in Swiss Francs.
P/E 22 / EPS $4.71 / Yield 2.08% / Market Cap $273 B

Bought back the shares of NSRGY I sold 10-12 days ago. Essentially same price. The price action has been a lot better over ensuing time. To make room I cut my corporate bond CEF (WEA) in half so that each holding equals just 5% of portfolio.
LOL - Groundhog Day