Individual stocks and ETFs that I trade fairly frequently represent 5-6% of our liquid assets. The rest is in MFs and the hard-to-classify TIAA « guaranteed ».

Roughly 50% of my portfolio consists of individual equity positions. They have always been boughten with a long term buy and hold intention and were also chosen for their dividend growth prospects. Nothing fancy, just the usual suspects.
I don't mess with them much but I do pick up a few shares when they go on 10% off sales like the recent activity in HRL & INTC.

Firstrade was founded in 1985 by John Liu under the name First Flushing Securities. ... It has been overseen by founder and CEO John Liu since its beginnings as a financial services provider for a diverse customer base in the Flushing neighborhood of Queens, New York.

https://topratedfirms.com/articles/bankrupt/firstrade-goes-out-of-business.aspx
Flushing is in a sense a second Chinatown in New York, somewhat analogous to the Richmond in San Francisco.

NEW YORK, Aug. 15, 2014– Firstrade welcomed more than 100 guests at the grand opening of its branch and new headquarter location. The ribbon cutting ceremony was held at the new branch on Friday, August 15, 2014. US Congresswoman Grace Meng and NYC Councilman Peter Koo were present.
...
To further enhance customer service and make space for a growing call center, Firstrade has also established a new state of the art headquarter at 30-50 Whitestone Expressway, Flushing, NY. This location also has a small branch in its headquarter to service brokerage clients. The call center employs one of the largest Asian bilingual customer service teams in the industry.

https://www.firstrade.com/content/en-us/aboutus/press?&page=pr140815
From day one, the brokerage has sought to serve the Chinese and more broadly the Asian community. In that it has always been highly regarded. It would not surprise me if many of the Flushing call center reps speak English as a second language.
(It also caters to overseas Asian investors.)

My Chilean electric utility play is ENIC. Institutions and big banks are shorting the ever-loving shit outa that stock. But there are some US investment banks that have recently initiated analyst coverage. I've got just $2,500 into the ADR. I got in at a decent price-point, but then it's done nothing but fall. Right now, it likes to rise in share price in the off-hours, then fall during the day. But if you were to buy NOW, it would be at quite a deep discount. The total "bet" here for me is less than 1% of my portfolio total. About 0.84% right now, since "market forces" are sucking the life out of it--- for now. Yet, there are more analysts than not who recommend BUYING at this moment. There is a dividend. I missed May's. I've read that there will be a smaller dose in December. I can't find any specifics on that. :)
https://www.barrons.com/market-data/stocks/enic/research-ratings
...Whenever I pull the trigger and put money into an individual stock, I know by now that it's about the same as punching myself in the face. Great idea.

Most of my T Rowe holdings are in taxable accounts as I will probably keep RPMGX as a taxable account also. At $130 per share, I will not get many shares for $2,500, but I will get my foot in the door.

Mine would be in a Rollover Trad. IRA. But after the December distributions, I'm going to buy. PRWCX has treated me so very nicely, I will just transfer funds from there.

According to M*, they have $85B AUM in this strategy by the one manager - combining all the funds like RPMGX, PMEGX, etc. I think that is a lot for a mid cap fund to be effective, assuming mid cap is what investors are looking for. For the past three years it has underperformed both its category (47, 75, and 68 percentile) and LG category. As somebody else suggested, they are likely to open all the funds that are being split into a separate firm - the reason for the split being capacity constraint.

Most of my T Rowe holdings are in taxable accounts as I will probably keep RPMGX as a taxable account also. At $130 per share, I will not get many shares for $2,500, but I will get my foot in the door.

What if:
A. Joe begins the 25 year period by putting 50% into an S&P 500 index fund and 50% into GNMA funds
B. After 3 years the S&P index fund has fallen 40% in value. The GNMA funds have retained their initial value.
C. Joe than panics and moves his remaining equity balance into his GNMA funds for the duration of the 25 year term
For simplicity, let’s assume Joe’s GNMA funds’ managers achieve an annual 3.5% return over the 25 year period as the rate on the 10 year gradually increases from under 1% initially to 5% in year 25.
ISTM that that initial loss (near 20% of portfolio) over the first 3 years has done significant damage to Joe’s future earning prospects. (This proposition can be sliced and diced in a number of different ways.)
-
Taking into account the stocks losses in the beginning, I’m showing that w/o the annual withdrawals the sum after 25 years would have grown to approximately $1,787,262 (using 3.5% monthly compounding).
Had Joe avoided stocks altogether and gone 100% into GMNA funds at the onset (3.5% average return) he’d have approximately $2,234,007 at the end of 25 years.
Difference in return: $446,745 - Approximately 25% more without having incurred the initial stock losses
* Neither hypothetical case takes into account Joe’s $40,000 yearly withdrawals, which would alter the numbers somewhat.

Is there any chance you could buy a similar fund at Fidelity, just to be on the safe side ?

You can buy TSHIX with a $2500 min in a Fidelity IRA though there's a transaction fee.
Alternatively, TASHX is available NTF.

Yes-for the risk-tolerant, FMSDX crushes the other two.

But I see it's holding 58+ % in equities. Its category is 30-50% in equities. But that's a M* creation, anyhow. Then whatever comparison numbers you're looking at over at M* will be skewed. By how much? Yes, it does look like a fine fund. Turnover looks scary. But yield is over 3%. I look for yield. FMSDX changed its stripes in 2019. Doing much better.

TRLGX. TRP. Holds the usual high-flying suspects: Microsoft, Amazon, Alphabet, Facebook, Apple, Visa. PRGFX. TRP. Almost a clone of the other.
Just noticed: HCAIX holds no bonds, as expected. But it's doing just a tiny bit better this year than PRWCX, which does hold bonds and is heavily into utilities. But you can't get in, unless you're already in.
Morningstar puts Mairs & Power Growth MPGFX into its large-blend category. It has slipped behind the Index that Morningstar compares it to. Instituted in 1958. Only two "bad" recent years I can see: 2014 and 2017. Past 15-year performance = 10.74%, in top 13th percentile vs. "peers." Microsoft, Alphabet, Amazon, United Health, US Bancorp, Ecolab...

I like several funds in this category - POLIX, HCAIX, FBGRX, JGQIX. You need to look at the Sector weightings and holdings concentration among other things before investing. Stating the obvious, most of the top performers over the past 5 & 10 years more than likely held the FANG (Facebook, Apple, Netflix, Google)

Also FWIW, and it may be worth plenty to anyone considering or actually BUYing FDRV...
FDRV is a brand new relatively, lightly traded ETF. It is (mysteriously?) UP 4.92% pre-market on a coupla hundred shares traded.
Just a WAG here, but looks like a single BUYer may have entered a Market order and got taken to the cleaners/woodshed. As an owner of FDRV, hoping it's something other than that, but...
Moral: HIGHLY suggest using ONLY Limit orders on FDRV given its daily trading volume.
EDIT_1: FDRV opened UP ~1%. Looks like some poor (pun intended) got burned on their pre-mrkt BUY.
EDIT_2: Article on EVs:
https://www.cnbc.com/2021/10/26/americans-are-buying-teslas-not-evs-heres-why-thats-about-to-change.html
EDIT_3: Yeah, RE E_1...looks like FDRV BUYers are getting burned/today with their market orders, as it whiphaws between UP ~0.50% to ~3.0% during markets hours. Having owned it from near its inception date earlier this month, have not seen anything like this on any previous trading day so far. Noted that volume is heavy on it today, 38K shares traded by 11:30 AM with avg daily volume 40K.
Be careful out there!

We've seen this before:

There was once a king in India who was a big chess enthusiast and had the habit of challenging wise visitors to a game of chess. One day a traveling sage was challenged by the king. The sage having played this game all his life all the time with people all over the world gladly accepted the Kings challenge. To motivate his opponent the king offered any reward that the sage could name. The sage modestly asked just for a few grains of rice in the following manner: the king was to put a single grain of rice on the first chess square and double it on every consequent one. The king accepted the sage’s request.

https://purposefocuscommitment.medium.com/the-rice-and-the-chess-board-story-the-power-of-exponential-growth-b1f7bd70aaca
Reduce the number of squares on the chess board from 64 to 25 to represent the 25 years.
Reduce the multiplier from 2x to the inflation rate (e.g. 1.025 for 2.5%)
Instead of starting with 1 grain of rice, start with $40K scrip
Standard mathematical technique for solving problems - transform them to something already solved.
Even if inflation averages 2.5%/year, there's always sequence of "return" risk. You might have all the inflation in year one, in which case you'd need 25 years x $40K per year x (1.025)^25, or all the inflation could be just as Joe reaches the end of his estimated lifetime. Which brings us to longevity risk.

Simple calc for many of you, I am sure.
Panicked by high equity valuations and weak bond prospects, Joe decides to put his $1M retirement egg under the mattress, for keeps. He has 25y to live, he figures. He needs to take out $40k a year to live happily. (No heirs or charities, spend to zero.)
So he reckons he's all set if there were no inflation. But he knows that's not gonna happen.
So ... how much extra does he need to put under the mattress and leave there in order to draw $40k annually if inflation is 2.5% a year for 25y? How about if 3% ?

https://fortune.com/2021/10/25/tesla-stock-hertz-100000-electric-vehicles/
Maybe too late to buy fir cheap after the uptrends
Tesla may reach >1k next yr

“Stock investors may be feeling a tad jealous of their crypto cousins. Bitcoin, the largest crypto-currency, blew past its record high this past week, reaching new heights around $67,000, up 50% since Sept. 30. Bulls now see a path to $100,000.”
“After years of false starts, a Bitcoin-futures-based ETF, the ProShares Bitcoin Strategy (ticker: BITO), debuted on Tuesday on the New York Stock Exchange. It racked up a record $1.1 billion in assets in two days, but it already has company. Another futures ETF, the Valkyrie Bitcoin Strategy (BTF), launched on the Nasdaq on Friday. Other futures ETFs that could win approval soon include funds from VanEck, AdvisorShares, and ARK 21Shares. The flurry of futures ETFs may be a turning point.”
Barron’s October 25, 2021

From the NY Times "Your Money" section:
How the Supply Chain Broke, and Why It Won’t Be Fixed Anytime Soon

+1 hank PRIHX only has 73 million AUM. Fidelity could take this fund and probably run 500 million or a billion in assets. Still don't know why Fido doesn't have its own high-yield muni fund. HYD is an etf in this space that I've invested in for some time .

welcome; I wish doing so helped my understanding more, although for me it does always prove useful to research and write things down, while rereading smarties here.
I have trouble ripping off Barron's, but last spring Forsyth seemed not a fan of rent equivalencies, although I find him hard to follow in general sometimes and pin down (probably my bad); from 6mos ago:
https://www.barrons.com/articles/why-inflation-is-running-hotter-than-it-looks-51620855700
and he does get to tap his drum by invoking Carlson.
(One commenter says Barron's is a liberal cover or something. Maybe I should pay up.)
We have not even mentioned / argued about regional CPIs. I know the 'experience' qualification is important; Old Joe would concur. I sense that elders Yellen and Powell are savvy about that, but obvs they have to deal in the world of macro policy.
You yourself have got to do a blog or draft paper on education and inflation calc.
I am fascinated at your PT calc report. You probably even know what cadastral means:
https://en.wikipedia.org/wiki/Property_tax