Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
This past year has been quite challenging but came shining through with the help of friends, family and online cohorts such as mfo members. Wishing you all a happy holiday, and a year of great things to come.
