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how to pick a TDF - marketwatch

For many investors who are saving for retirement, a target-date fund is the biggest component of their portfolio.

If your investments are in a 401(k) or similar retirement plan, you may not have a choice of fund companies. Your only choice may be the target year…as in do you want a 2055 fund, a 2060 fund, or something else?

in this household we have been adding to vanguard 2045 the past few yrs every month
hopefully we will be ok 2045
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