Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
401(k) plans typically offer a lineup of mutual funds that range from conservative to aggressive. Before choosing investments, consider your risk tolerance, age, and the amount you’ll need to retire. Avoid choosing funds with high fees. Be sure to diversify your investments to mitigate risk. At a minimum, contribute enough to maximize an employer’s match. Once you have established a portfolio, monitor its performance and rebalance when necessary
