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A little-known rule buried deep on the IRS website presents a once-in-a-lifetime opportunity for clients with a health savings account — the ability to make a contribution directly from an IRA.
Although this one-time offer isn’t worth the effort for most clients, who’d be better off continuing to fund both accounts and collect dual tax breaks for doing so, there are a handful of situations where cash-strapped clients with high medical costs could really benefit from making the move and tapping tax- and penalty-free funds.
Comments
https://www.financial-planning.com/news/moving-money-from-ira-to-hsa-the-only-time-it-makes-sense
As the article says, unless you're cash strapped and have medical costs exceeding what's in your HSA (plus taxable cash) is this worth considering.