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Why you may want to look under hood of your target-date fund
Asset allocation. Portfolio rebalancing. Dollar cost averaging. These are all different investment concepts that Americans use to prepare for and navigate a happy retirement. I’d like to introduce an additional one that typically garners a little less press but that I believe can be just as helpful. It’s the 15/50 Stock Rule, and it’s a concept that I encourage in place of using the older rule of thumb to Own Your Age in Bonds (OYAIB).
Interesting article about different TDF and compositions