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Friends of my Gal Pal were told by insurance company they would receive nothing for damage to their siding as it was to old they were told. They did get the roof replaced & cost covered. My question is , should they contact the state insurance commission? We received 1/2 cost coverage on Lois's siding after recent hail damage. Damage was to 2 sides & siding couldn't be matched. Thanks for any replies, Derf
That's a new one. Is there a section or clause in the policy that relates to this and what they will cover or not cover with respect to damaged siding? I know that many insurance companies these day will not reside an entire house for 1-2 damaged sides. They may replace the damaged siding while excluding an exact color match.
@Mark A few years back the same Insurance company said the roof on the other side of duplex we lived in didn't have enough hail damage to re-roof. Inspector from Lois's insurance came out & gave the okay for a new roof on her side. I talked with owner of the other side & told him to recheck with his agent. It didn't take long & the agent reported to owner a new roof was coming!
@Derf - yes sadly it seems to matter which damage assessor you get. I personally had a similar situation with my home where neighbors all around me were getting entire roofs replaced and my guy was saying that I didn't have enough damage. A second opinion cleared that up.
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Check the policy first though.