Many retirees are in 15% tax bracket because they do not have taxable earned income and this rule applies:
"0% applies to long-term gains and dividend income if a person is in the 10% and 15% tax brackets"
To me this means, as long as I can remain in 15%, I can invest for total return, including qualified dividends.Any suggestions of funds(conservative to moderate) might be a good holding in a taxable account. No need to necessarily be tax efficient. After deductions, I expect to be able to have about $50,000 I can earn and remain in 15% bracket.