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davidrmoran
I myself see a big pullback coming in the next six months but I don’t know that I have ever been correct over 45 years. I will put a lot of money in if a 10% pullback comes. I expect you r being prudent depending on how old you are. The thing is, if you’re young, you might as well stick it out and not try to time. He said.
@msf
>> using asset allocation is mathematically equivalent to using buckets with rebalancing.
yeah, it is from him that I got my construct notions
>> I think one can do better with, say, an 88/12 (cash) bucket strategy without rebal…
@Pudd
>> How do you keep your portfolio so small? I could never.
Good question. The chief motive, some of which I have detailed in these posts over the past, or at least whined about, was realizing over time how little improvement conventio…
yeah, this is standard good advice, but my thinking has always been that the time to go in is now, and if you need it soon, for that amount, don't go in at all.
right; we have been exceedingly lucky
if I do some sims with other ratios, will report
yeah, okay, did a few wack ones:
It is scary to imagine how one would respond and cope with, say, DODGX 2000-2012 and 1% annual contrib, especially when you cl…
>> same simulation starting March 2000, .... CAGR was still positive, ...
Wow, I would not have thought that, even with loss in real value. Must try this with mixes other than 50-50.
>> how much you don't lose is more important than how much you make.
This is one of those assertions you see all the time, but if I had followed it over the last half-century, I would have to be still working.
In other words, the ability t…
@Art, we do indeed live off of this money. SS provides $50k after Medicare deductions, and withdrawals the balance. I take SS to be an $800k bond therefore, per:
https://www.wsj.com/articles/new-take-on-asset-allocation-include-your-house-and-soci…
more succinctness:
https://www.washingtonpost.com/opinions/three-almost-inexplicable-parts-of-the-republican-tax-plan/2017/11/05/09c87536-c0c9-11e7-959c-fe2b598d8c00_story.html
ain't gonna do well in the senate, hopefully
https://www.cbpp.org/sites/default/files/styles/downsample150to92/public/atoms/files/11-5-17tax-f1.png
https://www.cbpp.org/research/federal-tax/joint-committee-on-taxation-distribution-tables-confirm-s…
and this, comical deceit:
https://www.washingtonpost.com/opinions/whats-in-it-for-johnny-lunchbucket/2017/11/03/d867a758-c08e-11e7-8444-a0d4f04b89eb_story.html
@LB, save your fingers typing to this rude (jeez, you are polite!) kid who ever claims to alone know history when he does not, and imputes ignorance (and to me entitlement :) ) to others without knowing.
I should put it more plainly: I don't find that there is reason to worry. Not for me: I lack the self-appointment to think I matter particularly in the vast world of data.
Those are amazing scenarios posted, though. Time for niqabs around the Than…
Didn't say you were paranoid, didn't say I don't want privacy, just nothing I much worry about or care about, that's all. One good thing about vast amounts of data is that it's vast.
haha, this is going to be fun --- endtimes comedy
http://talkingpointsmemo.com/dc/marsha-blackburn-brought-neo-confederate-secessionist-to-deliver-prayer-to-congress
Wow.
Well, yeah, in 10y, after prez Pence has been shot and his libtard shooter publicly flayed, Roe v Wade overturned, the seas up 2', mass inequality protests suppressed, ' it's ' accepted as a variant along w/ her's and your's and our's, right,…
Still don't care, not one whit.
And wow, if you really think the gov is someday going to acquire it all for some nefarious purpose, you are more libertarian than I realized, right down to the it's
use Bing and Yahoo instead? Till Alphabet buys the…
goog is your pal
https://www.politico.com/story/2017/11/02/who-is-new-fed-chairman-jay-powell-244474
insanely rich, which is a first, I believe
https://www.bloomberg.com/gadfly/articles/2017-11-02/jerome-powell-at-the-fed-is-trump-s-kind-of-wealt…
In only a decade the badness and deep damage should be crystal-clear:
http://www.crfb.org/blogs/tax-cut-and-jobs-act-will-cost-15-trillion
... add $1.51 trillion to the debt before accounting for interest or possible gimmicks. This cost would li…
@Ted,
Wait, what ? Who is promoting what, and to what end? Did you read the article? Maybe I need to read it again and see what corrupt aspect I missed. Pls help out and explain your comment.
@Sven ---
>> I have invested with DESUX [[assume you mean DSEUX]] several months ago and it has hold its own comparing the DSEEX. At Fidelity, the institutional shares required $5K minimum.
With a $50 fee, no? I also show $100k min for Fid…
Are there not always penalties for trading a fund so frequently? I thought I had never seen that not be the case.
And of course you can get automatic sector churning, of a sort and so to speak, in the DSE_X funds.
Haha, there is no need to, they are already well on their way, and, regardless, are savvier than you based on your contentless generalizations thus far, without any question.
I do recognize the snot you have attempted; it suits all the unfair negat…
Weak and disappointing. Step it up. You're babbling, millennial; please don't give your cohort any worse a name by not engaging substantively in this forum. Take your attempted gibes and personal issues elsewhere, okay? Some of us have smart(er) and…
@JoJo26,
Who's making up numbers? Make your substantive detailed logical argument.
Or not. It is always fun to simply cry debt, debt, or unsustainable this or that. Of course now no one in the GOP is listening to any of that. Defense budgets bigg…
@msf, I don't like opinion pieces without data, any of them, and try not to post such. I will dig around to see if Delong or PK or others have dived into re >2030 discrepancies, since your CBO graph is from >10mo ago. Seems likely things have …
