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davidrmoran
I myself see a big pullback coming in the next six months but I don’t know that I have ever been correct over 45 years. I will put a lot of money in if a 10% pullback comes. I expect you r being prudent depending on how old you are. The thing is, if you’re young, you might as well stick it out and not try to time. He said.
And a good thing the GOP has been so vigorous and successful in gutting its budget.
http://www.nytimes.com/2016/04/22/us/politics/irs-fights-back-against-house-republicans-attacks.html
Clearly privatization is the answer, bwahaha.
tnx, my bad
but good grief, what a dumbass thing to have be the default if you're trying to see how TWEIX or WVALX or whatever did again SP500 using $10k growth graphs.
@msf,
I was comparing it with M* "S&P 500 TR USD", their default. Why does it do so much better than SPY? I certainly must stop using the M* default, criminy. I must have missed a whole chapter on that.
5/3/1y VFINX outperforms significantly, a…
>> Why should I bias my portfolio toward large cap vs. say, VTSMX?
Because LC outperforms it, from 1992 on, pretty consistently, by a little or a lot (small lot) ?
@BrianW,
Sorry to be obtuse, but what exactly is this showing? I am not understanding....
Go to M* and graph growth of $10k of GABSX or other favorite vs VB for max/10/5/3/1y.
Jeez, if only it were true:
http://www.marketwatch.com/story/the-sp-500-index-is-not-your-buddy-2015-01-14
And just graph $10k growth of SPX alone vs FPURX ytd/1/3/5/10y --- and be sure to include max, back 69y to the week I was born. I mean, seri…
Yes, interesting to see superiority of GABSX and WEMMX since 1998 over VB, and then look at consistency and closeness of tracking wrt to it for 10/5/3/1y (which Snowball disdains for some reason, if I read him right), meaning sometimes outperformanc…
In non-Roth retirement accounts I sold a bunch of things a month or so ago when the Dow hit ~17,700, Yackt funds, some FLPSX and PRBLX, other equity funds. Of course the market went much higher :( . I thought I might buy back in at a slump, which p…
PFF is awesome the last couple of years. Go back farther than that, alas, and it falls well behind other div-oriented funds or etfs. If considering, be sure to check out its headsnapping (>60%) plunge from summer 08 on.
I owe you serious.
You gotta be persistent w c/s kids. I IMed Fido c/s just now, and no, '$50 is the fee.' I said 'For class conversion ...?' 'Lemme check. Oops, no, that can be done n/c. Phone only.'
Woohoo.
Future purchases? DSENX, then conver…
Did not mean employer Roth; sorry for lack of clarity.
Good high-level synopsis, much of which others have covered in part:
http://fairmark.com/retirement/roth-accounts/to-roth-or-not-to-roth/roth-ira-rules-of-thumb/
Once matching (free money) is maxed, I have not read anyone (I think) actually advocate traditional over Roth. Maybe if cashflow is impossibly tight otherwise - ?
Right, and the practical approach (Roberts pieces are v good):
http://krugman.blogs.nytimes.com/2016/04/28/impurity-in-the-pursuit-of-salvation-is-no-vice/
ha, a Brit liberal is a conservative who discovers he's a victim of greed.
In the editorial work I have done for a wide range of SICAVs, both the fees and the performance have seemed, over and over, strikingly bad.
Transparency is altogether desi…
Gosh. Ytd he's notably ahead of GLRBX, FPURX, and JABAX, hardly bad for a guy w/ so much cash, doing just what he has always announced and what we overpay him for, being real selective in an expensive market. Just sayin'. I sure would not bail.
Ha…
Is there any match? That's the chief question.
My 30yo dau is revisiting this as we speak, with a (small) effective salary reduction due to lower match at new gig.
If no match (unlikely?) and she can swing it (may be unlikely), then Roth is the cle…
Fiat Bianchina:
http://www.conceptcarz.com/images/Autobianchi/59-Autobianchi-500-DV-08_CbS_05.jpg
plus Channing funds (before Fidelity) and weak-company stocks, evidently.
>> suggestions on the best up and coming equity ... mutual fund that nobody yet knows about?
You have already looked into DSENX (or CAPE)? (NOBL, SPHD, and especially OUSA do not have large bases yet, I think, or whatever the word is.)
Some of this sometimes may be more macro thinking than manager decisions, meaning the space the fund invests in.
I find the USNews aggregating here worthwhile otherwise, more than the Street's caprice and future-guess.
>> sources mostly a…
>> When everyone agrees that you should buy a fund, that means every Tom, Dick & Harry logging into those sites is getting the same feedback. Money rushes in. At some future point a lot of that money rushes out. Might not be harmful for an…
>> I love it when five different sources give me five different views of a fund.
I have actually never seen this, in 45y. Example? I guess it depends on what 'different' means.
>> I'd worry if all five agreed
I the opposite --- woul…
I too advocate as few as you can stand and which meet your diversification wishes (noting that diversification appears somewhat overrated), and make my decisions more and more using M* upside/downside ratios alongside manager longevity and ownership…
