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davidrmoran
I myself see a big pullback coming in the next six months but I don’t know that I have ever been correct over 45 years. I will put a lot of money in if a 10% pullback comes. I expect you r being prudent depending on how old you are. The thing is, if you’re young, you might as well stick it out and not try to time. He said.
thanks ... I just ran several rmd scenarios (vanguard calculator) for me and my wife, with a mix of actual and imagined asset totals and returns, and the percents all came in at around 3.65 - 3.8%, which was very interesting.
I mostly want to know…
Yes, and increasingly higher, for God knows what justification --- the base charged fees have gone to 1.1%, 1.25%, and more.
They reduce w/ higher assets; if you turn over millions, they go under 1%, and increasingly well under (marginal).
There a…
Evan Horowitz is good but this is rudimentary
https://www.bostonglobe.com/business/2018/08/12/how-can-you-tell-there-recession-coming-one-sees/qlcDRKLhN4vjiqca0Lp71I/story.html
>> To be clear, Vanguard isn’t predicting a recession; it is merely saying that the odds of one have risen. ... “You could also say the chance of a recession not occurring by the end of 2020 are 60 to 70 percent,” ....
Yawn. Be prepared. Etc…
>> I believe in a balanced portfolio with income producing instruments. My personal AA preference is the "pay your bills first" method which requires income producers. All new investors should consult a financial professional.
Many of whom ma…
>> I also like the fact that by the nature of the SP500 index it gradually picks the winners for me and discards the losers
Speaking of that slow process, you sound like one who might enjoy having part of your SP500 holding be the CAPE etn.
@LB, v good
I once held a mix of CGMRX, VNQI, traded FRESX for VNQ (which underperforms it slightly), but a few years ago traded all for FRIFX, which is steadier.
None of them notably decorrelates with, you know, VTI.
I find it is not as uncorrelated as I would like, though. Used to own a lot of RWT.
As I have posted before, I don't know what to think or do about true diversification in retirement.
DSEEX, which is its own kind of semi-wack, plus wack Pimco bon…
wide and far and deep and various
http://nymag.com/daily/intelligencer/2018/08/republican-party-corruption-manafort-gates-chris-collins-wilbur-ross.html
omg, that is funny. Tyvm.
I am going to go watch all of the new "until we lost it" / "earning it back" stagecoach ads at once, and start believing. I mean, trust is purchasable today, right? That's today's motto. If second time is farce, what's the…
And now a pissy rep too. I trust I can do even more.
@msf, it is you who has pointed out the issues with singling out WFC. I never stop at headlines. Yes, it was and is the failure to offer modifications. If in fact their failures in this regard we…
It's droll that I seem to have some purity rep here. Or perhaps it's just alleged unfairness toward WFC.
Barney gave an interview recently:
http://nymag.com/daily/intelligencer/2018/08/barney-frank-on-his-regrets-from-the-great-recession.html
Ah, poor WFC, then, unfairly singled out in headlines.
BoA the most fines too, as of Feb:
https://www.marketwatch.com/story/banks-have-been-fined-a-staggering-243-billion-since-the-financial-crisis-2018-02-20
MF liked its chances last Dec:
https…
Just in case other readers infer that your retrospective pointings and cites are not stretched equivalence, here's the lede from the Observer:
Wells Fargo is facing fresh outrage over its latest revelation of harm to customers, after the bank admit…
@bee,
>> isn't sector weighting the very "secret sauce" that make DSENX so special?
well, hmm, I never thought about it that way. Not really sectors, I think. When you do regular auto-churning per valuation criteria in the SP500 space, I gue…
Yours are all niche (sector) endeavors, right?
The article is about broad investing.
You can always find sector good stuff. I sure wish I had been in 4-5 Fido sectors since they came out in the 1980s.
Are there truly any other CAPE-based funds?
yup
one year is about nada, and one year-plus where growth really exploded (compare any of these with CAPE the last 18 months, say) means only that you shoulda bought a namebrand growth fund xmas of '16.
I have made a fair amount on PCI the last couple of months; PTY is insane premium, and PDI is close, imo. Not that the premia can't get crazier.
I don't know what to do after I sell PCI in a while.
(Every time I think of splitting it among FAGIX…
