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sma3

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sma3
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  • I have not had issues with identity theft, but have had fairly good luck talking to the IRS about my deceased mother's now 3 year overdue refund. Of course 2/4 times I called the agent either really didn't know why I had gotten a letter ( as he cla…
  • They cost $145 to $199 a year I assume you do not have to also have a M* premium membership but I am just guessing I have subscribed to most of them of andon over the years but never found them particularly useful They did have model portfoli…
    in GQEPX question Comment by sma3 March 27
  • You have to know" what interest rates will do and then still assume the funds duration will not change. So in a year you will get the dividend plus the % change in interest rates time duration. A 1% decline in rates will produce a 5% increase in N…
  • lots of great gambling ideas ARKK is 11% COIN What about DJT?
  • You here little about the massive stock buybacks of most companies. The main reason they do it is to avoid dilution from the even more massive option awards that they give their top employees. SP500 companies spent 2/3s of profits purchasing 2.7% …
  • @msf Thanks for the Parnassus stuff. I don't think most individuals spend much time analysing the funds they own, other than maybe reading the title, or following the advice of an advisor. The prospectuses of the "ESG" funds I have read are us…
  • This came in my email from "As you Sow" a climate advocacy group that "Some view ESG as a framework for assessing risk - the key to achieving a sustainable and just future. Others see it as threat to capitalism and cover for a liberal elite politi…
  • It would be amusing to figure out the total amount of money supposedly "smart" mutual fund mangers lost on say, GE and World Com and Enron
  • @rforno I seem to remember PRBLX being criticised for this and responding in some way, but it would be hard to locate now. As far as financial shenanigans are concerned there are several funds that claim to look for it so as to avoid it. The one…
  • I think that "ESG" like bitcoin is just another marketing tool to give the customers what the companies think they want. Fink did a marvelous 180 degree turn on Bitcoin when he realised he could make money on it. I do not mean to say that "ESG" is…
  • @MikeW Wow learn something new everyday. I somehow missed TSP Mutual Fund window. But there is nothing about it on my account window
  • The hypocrisy of a state supposedly devoted to individual freedom and "small government" telling its citizens where they can and cannot put their money is too rich for words. The lists do not make sense in the context of The Texas Permanent School …
  • Unless you can stand volatility, I would avoid China for now. Investing in a country without the rule of law and where one man can decide to take over entire industries is a risky proposition. That is unlikely to change in the near future although…
  • Both have TFA and a notification through their iphone app where you click "yes it is me" after signing in with FaceID TFA are probably safe, but can be hacked with a Sim card fraud. I think face ID since it is located on the physical phone is prob…
  • sorry but yes JQUA
  • Computer I try to change my passwords regularly. The first changed pw had a "dont use" character i it ( #) but even eliminating that, deleting the cache etc and restarting nothing worked And to add to the confusion, the Schwab web page summary …
  • Wow An hour and five reps later, they can't figure it out so tell my to click "forgot name and password" and then with only my name DOB and last four of SS I can change PW. 2FA required but with all the Sim card issues this does not inspire conf…
  • JUQA GQLIX ( or USBOX or QLTY) pretty close to FUQIX over 3 5 years Not much difference.
  • into my 45th minute and fourth rep!!!
  • Fido is dropping like a stone today. I am 20 minutes into phone call trying to simply change my password. On third rep and third "Authorization"
  • @msf You have far more patience than I do. I never answer calls that are not already in my contact list, so all these Fido calls went to VM. I never responded. As another comment in the "Schwab vs Fidelity" I agree that Schwab chat works very w…
  • Pretty soon we will hit the 100th anniversary of my father's getting a few shares of what is now XOM from his dad who worked there. I still have the original broker tickets. When he died the cost basis was close to $4 a share
  • I dont think it is the employee's fault as I suspect they are rushed through training and put to work ASAP although I have to say there are some strange things going on at Fidelity. My wife and I moved a small (LT 10%) of her account to Schwab to …
  • I just read the last two issues. Some Useful stuff esp lists of undervalued fund and markets. . I need to see how accurate M* P/FV metric really is. The Goodhaven article is interesting, although I am reluctant to invest in a fund with so much beh…
  • thank you. I did not find a reference for BaluBalu's post. The only references I could find refer to taxing stimulus payments
  • My favorite bitcoin story is the son of a patient of mine who Dad said maybe 10 years ago his kid had some huge amount of Bitcoin on a thumb drive in his safe deposit account. Even then it was worth several million dollars. He said they were never…
  • I emailed MassTax Connect ( dept of rev svc website.. Connecting directly to my wallet!!) They replied quickly that this interest payment is apparently not considered similar to Treasury or Mortgage Bond interest and is subject to state taxes in M…
  • I agree. But FLATX has lived up to it's name !!! "flat" for the last ten years. COBYX has 50% Latin America and is doing much better
  • NYT reports today without real evidence that authorities in SC think it was suicide. Seems odd as he was supposed to testify at the whistleblower trial but didn't show up
  • Nothing on Turbotax MASS dept revenue services doesn't list it. There is a table that is ten years old
  • @BaluBalu You are correct. It is in the supplement in the pdf but not mailed Too bad if you didnt think to look!
    in FIDO Tax Gotcha Comment by sma3 March 12
  • Thanks I am in Massachusetts and the government is too busy trying to ban ICE's than to update the web site
  • As they refuse to allow fund owners to vote for anything involved in company management, like the Board or policies etc and refuse to publish employees salaries and incentive plans ( higher paid employees seem to earn some kinds restricted stock ) …
  • I bought both GRID and NLR as part of climate change sleeve . Most of the more speculative clean energy stuff has cratered with rising interest rates, but Grantham thinks it is coming back ( see his recent letter) Valueline Climate Change. newslet…
  • Good read but no surprises for anyone who has followed Grantham even peripherally. I am not sure even his QUAL and recommended non-US stocks will survive the apocalypse he sees coming in the climate and human health. Nanoplastics are a real threat…
  • this and the shameful massive use of options which are not expensed, and then company claims stock buybacks benefit shareholders when all they do is retire the dilution from the options.
  • while AUM are up customer service etc is in the toilet .I think he was pushed out
  • GRID is great!.... 20% Utilities. Tracks an opaque index NASDAQ OMX Clean Edge Smart Grid Infrastructure QGRD, which has beaten global equities recently https://cleanedge.com/data-dive-charts/Smart-Grid-Infrastructure-vs-Nasdaq-Global-0 NLR "…
  • We cashed 3 paper $10,000 Bonds after my mother died. The bank required all three of us to sit in front of an officer fill out pages of junk notarize it all etc. It took over an hour. What a pain.
  • Yes it appears that the utilities in less regulated states with higher growth rates are also at the highest fire risk. You need a pretty accurate and detailed map to sort this out. Maybe New Mexico? I remember seeing a lot of pine trees at highe…