Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
@Level5
but our VG money market funds seem just as competitive at the moment (am I missing something here?).
Your VG MMKT are in line with Fidelity MMKT's. SPAXX (3.9%)and FDRXX (3.93%) are standard MMKT core accounts with yield about 3.88%. While a…
@hank @carew388
Fido's FREL etf is a decent RE holding. And it meets your easy in, easy out criteria.
ASRAX v XLRE v FREL chart, limited back date due to fund inception date.
@hank
Can one imagine this type of statement when an advisor is attempting to explain, to the client, the 2022 markets??? One can assume many difficult conversations between the client and the advisor in the past few months.
@hank et al
Correction, the JD A model is two cylinder. There was a single cylinder motor (moveable) for other uses at the farm.
Hank, the IDLE sound you recall (145-190 rpms, typical).
Now, I won't further pervert this decent thread.
@Derf
Had time haying for 2 summers. Usually 2 hay cuts and 1 for straw after the wheat cut. The friends uncle had an old John Deere, single cylinder (putt, putt, putt) tractor, a small baler and a wooden platformed flat farm trailer for stacking. H…
Saturday afternoon, post S.O.T.H. election:
Kevin McCarthy says Republicans 'learned how to govern' and will 'be more effective' after the party's infighting to select a speaker
DAMN !!! As good as it gets?????
Hi @WABAC
I enjoyed your open thinking pondering about re-balancing.
I flash back to very early days and a type of re-balancing that likely carried over to be a new, young investor. Although being 'older' and with much more experience doesn't neces…
Hi @yogibearbull
I was rechecking similar info, including the Wiki write which provides a decent review. We were on vacation in northern Michigan when the markets burped, and no access to online; when I read the news of the markets drop, and have th…
SCHP and TIP are twins for performance going back to January, 2013, including more recent time frames; 2 years,1 year, 6 months, 3 months and YTD. For LTPZ, one needs to monitor daily and it is best if one is a recent past or current champion in the…
Lyrically speaking, one may call such a congressional folly the 'Hotel California Syndrome'
Last thing I remember, I was
Running for the door
I had to find the passage back
To the place I was before
"Relax, " said the night man
"We are programmed t…
Minority Leader Jeffries 15 minute speech prior to turning over the gavel (especially at 13 minutes). The sword has been drawn for the 118th Congress. As with Bette Davis, 'It's going to be a bumpy ride.'
"Neel Kashkari" wants 2% inflation target.
--- Wednesday, January 4
--- Federal Reserve Bank of Minneapolis President Neel Kashkari said the US central bank has at least another percentage point of interest-rate increases to deliver in 2023 even as…
@Sven
Not to mislead you or anyone else and to be fair to the Utah 529; my initial link was directly mostly to the Vanguard choices, as this was the conversation company in this thread. Utah has a full line of choices, which by law; may be adjusted …
Hi @Sven
The two Vanguard funds are inside the UTAH 529; which we established in 2006.
VITPX and VBMPX are the original tickers, and were changed several years (by Vanguard) ago for use inside of 529's. The new tickers are VSTSX and VTBSX.
Both fu…
An ode for Mr. Kevin
Tom Petty, 1985, partial lyric
Hey
You don't come around here no more
You don't come around here no more
Whatever you're looking for
(Hey) Don't come around here no more
I've given up (Stop)
I've given up (Stop ah, ah, ah, ooh,…
NOTE: Relative to bonds and no market support in 2022; a 50/50 mix of a broad based U.S. equity index and a broad based U.S. bond index had a combined total return of -16.32 % for 2022. The indexes I used are VITPX and VBMPX ,which are inside a 529 …
@msf
Agreed. I do my best to keep my dangerous knowledge to the minimum, thus; my stand corrected add-on. Next best thing would be to place a hold harmless statement :)
Take care,
Catch
Go for that new guy........you know; liar, liar pants on fire.......Santos The Majestic
I really need to find the 'rules and regs' regarding the Speaker of the House, may be anyone, pretty much.
Been too short of time this week, but just heard o…
Yes, I agree with you to this point about primary housing. We've not held individual U.S. gov't bonds in a taxable account; but I recall the ordinary dividends (paid two times a year?) are taxable at a Federal level annually, but not at the state an…
I agree with @yogibearbull. There must be a program that watches some of these transactions; and then makes an okay or not okay decision based upon the account holder history and likely total accounts values. Several years ago I typed the wrong tick…
Howdy @LewisBraham
Perhaps I've missed the point of your query, but we simply paid down mortgages early; as allowed with 'extra' monthly monies not needed for other expenses. This is a form of investing, via reducing the total interest of the mortga…
Duh........yes. And I'm trying to be a clear thinking investor. Can't even get syllables right.
Best for me to stay away from thinking too much about important things late at night.
Thank you for the head slap.
Hi @BenWP
'If there’s a PM out there who has crystal ball-like predictions into who will prosper from such changes, please let '''her''' step forward to be showered with investors’ ducats.'
SALURE !
TAN (solar) held decent in 2022 among the 'clea…
Hi @hank
You noted: picking up 100 shares of one of Cathie’s badly devastated holdings. (No longer identify specific stocks, but folks can probably guess.)
ARKK....yes? What is the 'no longer identify specific stocks' part mean? Referencing to what …
I'm with OJ on passwords. No third parties. We have two electronic files on thumb drives in two different locations and a paper copy stashed where it will not be found by unwanted folks in our house.
@MikeM I'll be watching pricing in the below list to discover when and where the money is traveling. The FED can control the short duration end for yields, but the markets may control the other durations.
Last weeks pricing performance.
--- AG…
GULP !!! Well, I was hoping for a full on BOND rally in the last week of this year. :) Oh, well; couldn't expect to recover 13% average losses in plain jane, broad-based bond funds in this last week of this business year, with two holidays and shor…
Absolutely.......to Miss Walters being one tough lady and digging in. I can't imagine how many internal battles she had with the network biggies. And, yes; PBS remains an asset in so many subject areas.
This about covers the 'modern news scene. News reporting has become quite bad for some local stations in Michigan. Sadly, tis not the fault of the reporters in most cases. Small budgets, producers being pushed, little time or money to pursue a loca…
Global multi sector etf's for an overview. The page is dated Dec.30, 2022; and the link is as of 8pm, EST, but all etf's may not be fully updated for the U.S. market close, but the 52 week will provide a decent, close enough view of performance for …
Select the 'Flag' to the right of 'time'. This will open a message window. Type your comment and send. David receives the message and reviews what was written. I've used this several times many years ago, when there was a time period of several trol…
Hi @Derf
Go to the comment you made and want to delete. You'll see the black, circular gear icon at the top right, as the software knows you wrote the comment. Hovering at this icon, you should see the word 'edit' pop up. Click the icon. Now you wil…
