Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
Hi @LewisBraham
Uh, yes. I took a chance on the read and expected something of value.
The primary take away is that the "customer" portfolio was more diversified after using advisor services; but not more profitable.
Oh, well.
Hi @hank
You noted: "you wanted to invest when the market was lower and plan to withdraw the money decades out when it was higher."
For the young ones so inclined and with the financial ability to contribute to a 401k/403b; I will presume most of …
This is the article author's take at May, 2018; laying forth that bonds again, are dead money. 'Course, those who watched know that many bond types had a decent 2019, eh?
Well, I don't know; you may judge for yourself from this six year chart. The…
Example of a product that has listed for many years, a kill factor for coronavirus; among other virus and bacteria types. It is not a false statement, but likely someone is picking on the product "for advertising" this, be it on the label or otherwi…
Hi @Gary
Puddnhead asked me in a post above, "I forget.....what tech do you own?"
My reply was to that question.
And to your question; yes, 30% of our total portfolio is invested into FTEC.
I've placed a Fidelity link below for this fund overvie…
Hi @Puddnhead
Yes, to the tech. question = FTEC (Fid. Tech.) @30% of portfolio holdings
Although offering a more diversified equity position, I'm not inclined towards SPY or ITOT and such; as there remain too many sectors I don't favor within thes…
Meanwhile, the flu and related in this country takes it toll. Aside from the deaths, the burdens placed upon the social structure causes other problems with students missing too much school, family members taking care of one another, lost work hours…
Regarding the Credit Karma tax program.
Is this a download program that may be completed "at home" and mailed (paper form); or is all of one's data loaded to their server, remains there; and then the completed document is e-filed by the tax payer?
First, @hank thank you for the link.
From the article, end statement: "He added that much of the money pouring into bond funds was part of a demographic trend, where older investors were taking less risk with their pension savings."
This reads…
Chart Watching, indeed !!!
Save those site pages as favorites. I view them with interest.
The very smart and competent traders will continue to have very large numbers to process on their U.S. tax returns.
Thank you, hank. For the moment, tis is the Bette Davis quote, eh?...........buckle up, it's going to be a bumpy ride.
And to add, here is a real time Asia/Pacific Indicies list.
This list is world indicies in alphabetical order.
Hi @Sven
I've been an advocate of Roth IRA's for the young one's, including minor children. I "bother" friends and family every 6 months with email "reminders". The neighbor recalled a conversation. In particular, I emphasize the long term compoundi…
Hi @msf
Thank you for the head slap ! And in particular, the excellent internal IRS links. I didn't work as hard as I should have.
When I posted, I was sitting and pondering the combined income (being too low) to require filing at all. Duh, me; no…
Hi @Mark
“Yah” ! That Jan. 4, 2018 comment:
--- Jan. 18 - Feb. 6 found a -11.83% for SP-500
--- The high point on Jan. 18 wasn't recovered until July 25
--- Then, a -10% during the month of October.
--- THEN, from Dec. 13 - Dec. 24, a -13%
…
@hank et al .
To the Treasury Inflation-Protected Securities, TIPS, mentioned in the linked article.
Whilst the lonely and seldom mentioned TIP (inflation protected bonds) area is not spoken about very much in this mostly equity speak world…
@hank
I'm not picking on you and I will say, without hesitation, that your intention here has always been honorable. You got side tracked by a link you believed to be creditable and fully to the FT original article.
Thank you for your continued con…
@WABAC
Agree, my thoughts too, after several paragraphs and the "strange" grammar thing that is noticeable from more and more "sources". The site is a multi subject format and obviously looking for the site hits for cash flow.
About us, for the N…
You stated: "moving wifey's 403b and rolling it over into an IRA"
Did MM ask if your wife had an existing IRA account at another institution to where they could perform a custodian to custodian rollover?
The IRA account does not have to be funded…
One is at the mercy of; and relying on the full faith and trust of whomever is a/the vendor for any integrated program; and especially in/for the online world.
Anyway, just a few pieces below.
Printer apps are very common inclusions on smart phone…
--- From auto and related industries in Michigan, there is a lot of round trip business travel to China.
From MFO, Jan. 21 corona virus potentials
3 Michigan, being monitored
Hi @hank
FINRA may have caused some changes, but; from my recall back into the 1980's these broad choices (below) at Fidelity have been in place. At one time I had full authorization to 5 accounts outside of the immediate family, including changing…
MacNeil/Lehrer Report
Truly one of the benchmarks of decency and intellect in tv journalism.
A sadly different world today, for the most part; in tv news reporting.
Hi @Mark
This is not a direct relate to your particular question; but a further look into Roth conversions.
I can not verify the suggested numbers or data.
HERE
Take care,
Catch
@FD1000
I will agree that there are way too many average and below average investment articles written every day. I wrote "good", you wrote "average", neither of us wrote really great or outstanding. Are these words not close enough for the descript…
@johnN
You got it. Take a break, enjoy life; as it goes by much too fast.
If one can look back since the market melt and discovers meddling with one's investments can't match a decent balanced fund; then perhaps it is time to do 90% of a portfolio …
@FD1000
As noted earlier:
" to help with thinking and motivation regarding their hard earned money.
The various pieces of the article have been discussed here, too; over the years."
If there are pieces of the article that get some folks off the…
Hi @Mark Thanks for the link and I'll read all when my chores are finished.
Aside from having a dedicated, active managed balanced "fund"; I suspect many here have their risk adjusted "balanced portfolio", a "build your own".
This applies to this…
Hi @Mark
As to a "black swan" or what could also be named as an excuse to take some profits by the big market players; IS IF.......and likely a much to do about nothing, is the monitoring of the coronavirus in China and other countries in the area. …
Hi @bee
A fairly common sense write across a range of money matters. Thank you for posting.
This is the type of article I pass along to others to help with thinking and motivation regarding their hard earned money.
The various pieces of the articl…
Hi @dtconroe
As to the Kiplinger list; and your notation, " Over time, I have had to continually assess the amount of "risk" I am willing to take, to generate the "returns" I am willing to make." Yes, we all have to assess our risk based upon many …
ALL CAPS SUBJECT LINE, well; OK !
We're biased at this house; so this will show in the write.
Understanding that value investing is a "buy it low"; we prefer a buy it low, when present into the growth sectors. However, I'm sure decent money has be…
Hi @hank
Having contributed to a Roth IRA in prior years, I'm aware of the form 5498 provided by the company where one holds the Roth.
I've not performed a Roth conversion and am curious as to whether your also received the same form, indicating th…
