Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
Hi @davfor
Thank you for the post. And yes, except for those who peek no more than once a year for re-balance purposes; close to being a bit scary for YTD returns. Our bond fund holding (and most bond funds in general) have been very happy for the m…
@Derf
Yes, I did misunderstand your question. As @Old_Joe noted, that the feature has always been available; but from the public messages I have seen, I questioned whether everyone understood the difference between the two message types.
Public mes…
@Derf
Are you asking whether I have a public or private from you?
I do not.
The only notification I received via email through MFO personal settings, is that you had commented upon my discussion.
The Secure Act legislation was posted here in June, but with little fanfare; but with some further discussion more recently.
To the personal side for this house, I presented written concern for the stretched IRA provision to our 2 senators; as thi…
Hi @hank
OK, finished some early chores and coffee gone.
The numbers from the posted link seem large, but in the overall; may not mean much when related just to the IRA and 401K holdings (i didn't check 403b, but this amount is likely very large,…
Uhhhh, okay; requesting clarification as to "who or what" does the term "investor" refer to in the linked article.
If one reads the dollar amounts in the article and assumes these money amounts are for U.S. individual/retail investors (like members…
@Gary
This may not apply to you; but perhaps for whomever..................
If a spouse is not working, the other spouse may provide funding to a spousal Roth, etc.
The link below also provides contribution limits, and other info.
See this IRS page…
Being of sanity in today's world is NOT O.T.
Wife and I just talked about him yesterday after watching PBS news hour with Judy. The CNN Capitalgang was well done. Jim Lehrer of PBS news hour in the way back years, previous with Robert MacNeil was o…
From the linked web site:
"MoneyCheck is a fast-growing online publication launched in 2018 with the aim of covering personal finance and investment news.
Our goal is to simplify and explain in clear language, what can be a confusing jumble of ter…
@Mark Thank you for your additions.
Yup, that covers the ground of interest to me for this super plan..............F*%# !!!
This was the only recent legislation that prompted me to contact my senators (they would have voted on this separate bill) …
Hi @Derf
Actually, just doing cup #2 of the coffee thing. Was outside for a bit, but too damn cold today. So, I'm a bit in a mood from the cold. Will you please ask Canada to stop with the cold air; or at least don't let your state past it across La…
@johnN
You first link is in reference to the "post" money pump after the market melt. These actions continue today with the BOJ having direct investment into their equity markets. The ECB also continues to "prop" some market sectors. 'Course, all …
Thank you, @msf ; for the update info regarding this legislation.
From the article: "Congress just agreed to a bipartisan appropriations bill that will help avert another government shutdown. However, attached to the spending bill is a piece of le…
@johnN
You noted: "08 09 cycles feds printing so much money market still dropped like a rock market lost more than 55%"
Have you a valid link, to post here for review, of overly large money pumping by the Fed in 2008, prior to the market melt?
@johnN
You noted: "maybe at near late cycles but recessions may not take place for at least another ?? 9-12 months according to several PUNDITS [whom are usually 50% right at time]
>>>I've proven to myself and our household over 40 years t…
A happy holiday wish sure went the hell off the track.
How about one of you start a "don't want to get to or be older".
Give Rono and the rest some slack with this post, eh?
Thank you, Ron. Darn..........the clock sure does move along too fast, eh? Almost 2020.
Take care of you and yours, and let us hope that this winter in our Wonderland state is not so brutal as last year.
Catch
@johnN
Ah, duh??????????????? U.K. Premium/tax free bonds and a company whose business is: "Games Workshop is the largest and the most successful tabletop fantasy and futuristic battle-games company in the world."
What am I/we supposed to do with t…
Glad I'm fluent in Canadian, although only the Ontario dialect. je ne parle pas français.
The Canadian's are a fine people in general, and I wouldn't state anything to the negative about them without great cause; but I really don't care about how a…
Hi @Old_Joe
Are you writing about Accipiter's linkage/table that he wrote that was named....uh? Falcon's something, yes? And is now The Navigator at the MFO header.
Hi @David_Snowball
The investment world has changed so much since the earlier dates you noted, IMHO. No, the "make money" aspect has not gone away; but the methods have changed (read the machines) and there exists such large sums of cheap, electroni…
Hi @hank
You noted:
"the President has been busy strengthening our relations with our NATO allies in Europe"
You wrote this with a big smile on your face, yes???
Hi David,
If I were prone to conspiracy theory I would be doing a head scratch with this from September 18, in Reuters (I did read the article linked below twice and scratched my head then. I thought I posted this at MFO...did not).
From the articl…
The month/year you joined. Early April, 2011; if you mean by the full MFO name. You are member #182.
To the best of my knowledge, this is the first formally archived page.
Hi @hank
The repo market circumstance is still in play.
The link below will have 3 articles from yesterday, Dec. 2. They are just down the page a wee bit from the top.
REPO MARKET
Stay warm and wish that snow away, please !
Catch
Hi @ Ralph
Nope, not too old; but some digging around is needed.
The link below (PREMIUM) should take you to the sign-up page for Premium membership.
I do read in the statement that membership is $100, this is NOW $120.
I will tag @David_Snowbal…
Hi @Vegomatic
I particularly enjoy this statement from your linked article:
"Registered Investment Advisors (RIAs) aren’t discount brokers and yet have to be mentioned in a discussion of them. A RIA is, basically, an investment salesman who moonl…
Hi @msf
I'll bite my tongue with this one. I should've held my comment when being on the run and short of time prior to holiday travel; and taken more time to review the dates in the article.
I still feel the writer should have referenced the inclu…
What in the world is the writer referencing? A stand alone IRS rule/reg change or an indirect reference to the Secure Act? Tis not too difficult to link some reference, either internal to M* or a valid outside source.
Gzzzzzzzzzzz.....wasted electr…
For new and seasoned investors, the rule of "do your homework" still applies, eh? Read as much as you need for your understanding comfort level, and ask questions about a particular investment to be comfortable with the fit in your perception of ris…
@msf
I'm not digging through old paperwork to verify dates for transitions; but recall in the late 1970's our opening a separate taxable brokerage account as well as traditional IRA accounts with a brokerage feature added to each. For legal purposes…
Hi David,
Perhaps a survey here of users, to establish a top ten (or other cut off number) list of platforms/brokerages used and to add that other platforms may be available.
Whatever variables may exist for a particular investment within a brokera…
I do believe China can play the waiting game and trade with whomever in the mean time, whether they have shortages of some product right now or not. Their Belt and Road project has their fingers in many global pieces of the "pie". @Old_Joe would be …
Thank you all for your input. I had viewed Anna's link previous and was looking for specific info as to a normal begin time after filing. I did see the part about if one filed before age 62 and would wait until that age was attained. As well as, if …
@johnN
If you opened a post from another, as this is formatted; do you actually consider this as an easily readable document? What am I looking for ???
If you're "sorry" (to we here at MFO) that you received this as an email, and this is the best fo…
@dryflower
You stated: "the complete elimination of the inheritance."
What about a circumstance, such as a generational family farm or other family business? Might one suppose other tax codes would allow the next generation to inherit the farm with…