Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
@davidrmoran The site wouldn't let me set the below chart for the time frame you mentioned. But, you may slide the left end of the 5210 day slider to the right to obtain your time frame for a better overview of total returns in percentage terms. …
Hi Art,
Not that my 2 cents of thought is really worth 2 cents; but we departed away from all non-U.S. equity in May of 2016, with the exception of whatever may be held by a fund for some foreign exposure. To the best of my recall, we used the best…
Hi @Old_Joe
Thank you for your efforts with this. I have dug around on the net for similar information. Smithsonian has decent reference for similar findings.
I was a seller on ebay for a number of years from their startup period; and from this I u…
Part of GS forward forecast for markets in 2011
Interest rates won't be hiked until 2013
Goldman Sachs
While interest rates won't move until 2013, the yield on the U.S. 10-year will rise from 3.0% to 3.75% by the end of 2011, and 4.25% by Q4 2012.…
Couldn't resist @hank
Think of the investor and the markets with these lyric words.
The "girl" in the lyric being the markets.
The other words being the decision making and the temptations of the markets to the investor; and how she/he consider…
@msf
While Lake Woebegon may be atypical, based upon the verbal descriptions of the population; I would be wholly interested in an in depth study of that area, relative to monetary investing styles and total returns. :)
The Investment News from 'L…
Hey, hank......... et al
The futures markets just loaded into the system, from the previous numbers from Friday.
Have to wait and see what really becomes of these numbers, eh???
https://finviz.com/futures.ashx
Although a Kiplinger published document; I find no valid background information for the article writer.
Have you looked at the various links provided?
No FINRA background at all, that I can discover. No pertinent background info of any consequence …
I suppose.....hopefully; not unlike the spread today on a 30 year mortgage.
But, as a low profit spread; not unlike a grocery store today, or how Kmart started and operated for years........a boat load of product, volume, volume, volume. I'm still …
Well, I sure don't know, but how the heck does a lender make a reasonable profit on a negative rate mortgage? Can't be only from transaction fees. I'm imagining even the smallest amount of inflation during a 30 year fixed mortgage period. Perhaps an…
The ECB announced monetary policy this morning. Based upon what I think/see, is that having investments in IG bond funds should find a decent uptick in pricing (profit). Whether this holds for the day or the remainder of the week, I don't know, of …
Hi @hank
Yes, part of the reason for the post. Aside from profits from IG bonds, where do all of these other areas of interest rate sensitive land ???
msf's post about callable bonds is also very valid. I checked before I posted, but could not find …
"The Federal Reserve should get our rates down to zero or less".............
POTUS tweet early this morning.
Well, folks; this should boost your bond returns for a tiny bit, once it happens.
Hank, I recall the info in your linked Barron's article; from 2016.
Also, a section of the Investopedia article discusses the problem of folks removing large amount of "cash", as during the 2008 market melt.........a run on the banks.
A cashless …
@johnN
You asked: "If you buy bonds what would you buy??"
First note: We're full up here with our current allotment of investment grade bonds. With this in mind; and IF the equity markets begin a serious down trend, we would monitor the affect on …
@hank Yes, to your post. I've been running the roads and failed to respond. I will do a read again today and know that you spent some good thinking time with the post.
@johnN You noted: "Equities maybe still too high imho"
From a technical view, and only one view type; as technical folks have their own favorite views of the numbers and what they mean, I offer two charts. These charts are set for 5 years of pric…
@Ted
The art of properly marketing a product, which includes personal commentary here; which causes one to want to walk through the door of discovery.
Surely, most readers here are short on time from their work and family obligations and are not ab…
Thank you @msf
From Mr. Merriman's web site:
"There’s a lot of money to be made from financial newsletters that give investment advice. But the money comes from selling the newsletters, not from taking the advice.
Literally anybody can start and …
Hi @Old_Joe et al
I recall that Roy let this stand and stay in place at FundAlarm; as there were periods when he allowed song titles and lyric to be posted to reflect market overviews through this medium.
The below lyric travels into my mind fro…
Hi @msf
You noted: "(Since this was a 403(b) to IRA rollover, it would not have been constrained by the once per year rule, though that didn't matter here.)"
From working with a friend a few years ago, this is my understanding related to what you w…
It is prudent to post no links @MJG, as to avoid any crossing of boundaries with first post rights.
I believe I'll try to begin this new phase.
Tis much easier to merely read.
Hi @Junkster
As some of us have known who you are, for a number of years; there is no reason to feel you are pandering with the announcement. You have, with your book; benefited investors in the past and will continue to do so into the future; as we…
@PRESSmUP made a valid point. Below is the link to her account page.
NO, you do not need to have an account to read any pages.
"Click" in the white area around a particular tweet to read responses. When finished with read any responses, click to…
Thanks @carew388 for the note about VWELX. It is an excellent fund for the moderate/balanced allocation. However, purchase is limited to Vanguard customers and/or whatever offerings are available in 401k/403b type offerings.
Our accounts are with F…
Ted is the messenger with this link, not unlike any of us here who post a linked article, and there is nothing directed his way, for this write; for the following observation.
Perhaps those who read this may offer their opinion; either to the artic…
Ah, ya @Old_Joe Agreement to the max.
How many of this type of write might one expect to find on any given day????
10, 20, 50, 100........???????????????????
Really???
John, I presume this is an email feed you receive.
And the additional listing of mostly full load A share funds.
I treat this as a solicitation from an adviser and that someone is making some money for the advertising of funds.
Agree wit…
Obviously, Mr. Ritholtz approved and apparently is in agreement with the thinking of the author to allow publishing this write to his site.
Author bio, Bob Lefsetz
NOTE: read this two times this morning when first posted at FINVIZ news about 6am. …
Crash
Appears you have come full circle for any choice of a suitable brokerage for your potential investment.
The point of R.O.I., Return on Investment; may be offset by R.O.H., Risk on Health.
The angst, for you; of this journey may not be so muc…
Hi @BenWP
This is a link from the Forbes article, that you may have already checked; but I'll place regardless. The Senate version is also within the article.
Secure Act............. non-spousal inheritance tax implications.
Go to the money, e…
On March 1, 2018 a U.S. government spokesperson announced the intention to impose a 25% tariff on steel and a 10% tariff on aluminum imports. In an automated tweet the next day, #U.S. government asserted, "Trade wars are good, and easy to win." On …
M*'s write, IMHO; is full of fluff and touchy/feely words.
While RMD requirements would change (for the good), basically; the tax revenue raised by reducing the stretch period will subsidize the other programs.
So, taking from much of the middle cl…
@Crash
In the way back days, example: one could open an IRA with Fidelity for mutual funds and also process a separate linked account with the brokerage paperwork for buying/selling other vendor funds; as well as stocks, etc. The brokerage feature u…
