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Derf
davidrmoran : No need to send billing, it's the amount that caught my attention!
@Sven I looked up "short term bond" & received back, "Short-term bonds are debt securities that mature within one to four years:" Would you agree or more likely stay with one year or shorter ?
@dtconroe Nothing wrong driving a 15 year old car in my mind. I had a 05 Toy that I sold in 23. Changed oil every 5K miles.
@fundly Thanks for the reply. I also use ERIE.
@BaluBalu : Thanks for the reply. My insurance has no charge to have someon…
@fundly : As for your post above, did you use ERIE or go else where? Did you have to pay more for the extra $300K+ million pay out ? Thanks, Derf
@BaluBalu; Was the chip in the window located low? Let us know how the fix works out?
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@dtconroe : With your last comment it leads me to ask, what % are you receiving for your $15K deposit & I'm taking it to mean saving, MMF, or checking account ?
My bank offered to move MMF at a higher rate if I opened checking account paying…
@BenWP I concur with your thoughts, " I do think such substitutes for real cars contribute to our obesity epidemic just as much as Fritos and Domino’s Pizza.
Let me add, recliners & PC's , at least for me. Also note I drive a Forester Subie as…
@ BaluBalu Well at least you asked for adjustment which is reasonable. Try the SEC or a law firm to start a class action suit. Next time take a CG or dividend in cash as you spoke of. How many $ did it cost you, if I may ask ?
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@hank You bring up an interesting point. Still I'd rather pay the piper for a Toy build in the USA, than one coming from overseas!
Happy Holidays, Derf
FWIW to you.
Toyota VINs starting with "1", "4", or "5" represent vehicles assembled in the United States, VINs beginning with "2" indicate vehicles assembled in Canada, and vehicles with VINs beginning with "3" were assembled in Mexico. Vehicles w…
Thanks YBB & TheShadow. I haven't got a handle on my new PC. I had to down size my message & then read with magnifier so I didn't have to roll left & right to read.
HECK - VG says no wrong doing, yet paid-off Mass!!
Let them pay for t…
@Crash $2 rental ?! Maybe it's goes to coffee & rolls. Graft at the public library. Do they charge for other material ? Copy machine is 25cents BW, color $.50 per piece at local library.
MMF - checking at local bank,BMO, dropped for the second time in three months. Rate went from 2.?? -1.745 1.547.
Time to move RMD , which went there by my error!
Surprise, surprise !! Both #1's in individual portfolio ! Also a couple of stinkers in IRA Time to sell the skunks, or sell losers & add to #1's ?
Probably see what replacement are available.
Happy Holiday…
Thanks for the info @msf . I lowered my tax takeout on RMD's to cut refunds from state & fed, so will do no conversions this year. In prior years amount of refunds has been very
evenly returned.
Below find 2024 tax rates.
35% for incomes over $243,725 ($487,450 for married couples filing jointly)
32% for incomes over $191,950 ($383,900 for married couples filing jointly)
24% for incomes over $100,525 ($201,050 for married couples filing joi…
AI comes in different versions, say #1 to #5 with 5 being the highest. For investing & driving I'd take a #5. I have a #2 & 1/2 in my Subie & didn't get what I paid for in my estimation.
Good luck with your AI,…
@dtconroe : For someone that uses CD's as much as you do, I would have thought that your ladder would have reached out a few more years.
Different strokes for different folks, Derf
