Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
Support MFO
Donate through PayPal
Anna
That is Pepper, my cocker waiting for the mailman.
I have a Facebook account but there isn't any information flying through it. I guess I don't know where this information highway is on Facebook. I suspect @Old_Joe also won't waste much time if he also doesn't find the information jumping out at him…
Where I live the Amazon delivery has become uncertain. Orders are "out for delivery" on the promised day and, by the end of the day, they are listed as delayed. When the USPS tracking is pulled up at the USPS site, it appears that the delivery repor…
I found the following unsettling:
Some Federal Agencies Aren't Fulfilling Biden's Promise to Give Time Off to Vote
Federal employees are not given "off" time to vote as a general rule. Apparently, the President asked the agencies to give them off t…
@Old_Joe When it looks like the inflation cycle is coming under control and the Fed is settling down, then deploy all of your remaining available cash, looking for maximum rates, maximum duration, and definitely non-callable.
Just let me know when …
@Crash, I am not registered either. When I clicked the link it took me to the bottom of the page where, yes, it appeared I needed to register. I happened to notice the scroll bar was down at the lower level and when I grabbed it and pulled it back t…
The Guardian says Krugman calls it Trussonomics. It begs a compare chart of Reaganomics, Thatchonomics, and the new Trussonomics so the average guy can decide which model to buy.
@hank ;)
Well, I guess my actual assumption is that, at my age and for bond funds with a lot of Treasuries, I might not live to see rates return to previous lows and, since I don't need the income, the NAV is unlikely to increase and the value is mo…
Question - So, I go over to Market Watch and the 1st headline mentions a bond "crash". When equities "crash", they, in my lifetime, recover quite nicely. How do bonds recover? Noone is going to want to buy the losers that are in a crash when there a…
I recall that, in the early 2000s, I began to annoy people with passionate conversation about "just in time (j-i-t)" models of manufacturing, a major theme of my required course work with the federal government. I had a broad view of how the governm…
@msf Thanks for the additional information. As I said, I have not dug deeply into the Medicare B consequences. It looks like I will need to take your information and spend some time on the question. I just used the tables and based my guesses on my …
What's next a SUZE or SUZEO fund? If you were tasked with putting together a MFO ETF, what would it look like? A little MOO, a little FOO and a tad of OOO?
It turns out that deferred accounts are deadly for some widows. The following is an estimate I have made of the federal tax and Medicare B consequences of my husband's death.
Although my income including RMDs from both accounts goes down 19.12%, my…
Yes, it is going to be interesting and potentially disastrous if the Supreme Court undermines the security of the country in order to push a political agenda that would undermine the rule of law. If so, what the scripter of the majority decision say…
I also moved mine to December. After this year, however, I wonder if the RMD, taken on January 1, would be a better timing for the end of the previous year.
@LewisBraham Of course. On the other hand, I know more well-off people who believe they deserve a handout than less well-off people. Just as long as you call it something that sounds important and skip the talking points like "welfare for the rich".…
The TSP is what it is. I might, however, point to the L income performance. While most elderly retirees have lost about 15% in most commercial target retirement income funds, retirees in L income have only lost 6%. The G has crept up a bit but doesn…
It just seems to me that, somewhere around the late 50s to early 80s we quit building and started talking about building. Is that the true difference in progressive and conservative as they evolved or is it what it seems to be - just a spoiled self-…
So, he runs for President from jail, gets elected, pardons himself, leaves his cell, and moves back into the Whitehouse where he adds to his collection of classified documents.
He puts a hit on his enemies list, pardons all his violent fans, select…
Seeing the activity in Russia against big oil and their families, I think anyone in business or finance thinking they want to risk dictatorship, hoping to stay on the right side of life, better think again. I think battling the average working stiff…
@hank I'm 73 and probably have more than enough to live rather fine for the remainder of my life. But the psychology of saving most of one's life is still there. I'm only down about 2% but, where I come from, that is a lotta money in dollars even if…
Well, off the top of the skull, as machine learning takes over there is a chance that all portfolios converge to a few over bought models based on broad descriptions of personal preference for risk, geology, politics, geopolitical, technical, social…