Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
Support MFO
Donate through PayPal
Anna
That is Pepper, my cocker waiting for the mailman.
Me too, thought it was my computer (or security software) alone because it occurred in all three of IE, Firefox and Chrome in Windows 7, 64bit.
Edit - I went back to check something. In IE, I get a warning when the empty box appears. It does seem t…
My dear @Ted and my dear @Old_Joe - nothing is more OT than a discussion/disagreement about the appropriate number of OTs. Such a discussion pops the OT back up to the top and makes it almost perpetual in comparison to Fund submissions. Think about …
It's my understanding that the rules get complex when state laws get involved. Liability, bankruptcy type protections may be lost if moving from a employer plan to an IRA rollover. This varies by state. Also, the state Medicaid exemptions for spousa…
@Maurice "Came across more as a rant after a bad lunch at Chipotle's"
Was the cleverness/humor in that comment intentional? Can Chipotle analogies be used in polite company?
@Old_Joe Next batch? You mean after the current one dies off one by one? Right now, "next batch" representatives tend to be of the type that would want to solve the problem by making sure most workers are so poor their data isn't worth hacking. You …
...
"Alexa, ask MFO Charles to compare the Ulcer index of these 3 mutual funds..."
Alexa and EMERAC = MFO Discussion and Charles?
I think Alexa will be increasingly important as we get more and more lonely widows and widowers. I find she is espe…
Guess what. As of now (I think the complaints might change this) when you do get to enroll you have to input your full name, full SS number, and current address. Then, if you do this, they send an email saying "It is time to take the final steps in …
I have an Amazon card that came originally through GE/Capital then later Synchrony. It's subsidiary, Synchrony Bank, is well known to people who chase CD rates as they are usually a contender in the last three or four highest.
@Old_Joe: Are you taking about the announcement for David S's August newsletter? If so, it's still here but not still pinned to the top. This link will take you to it to see if it is the thread you are missing:
http://www.mutualfundobserver.com/disc…
We have a small strip mall with a Starbucks at each corner. Many/most grocery stores have Starbucks counters, some with seating. The newest Starbucks here is a drive-thru with no inside seating (right off the freeway). It set up next to Wood's coffe…
But seriously, when I go out to eat most of the people I see in both fast food and chain restaurants are retirees. The younger people sometimes are behind the counter working but increasingly even many of these are people over 40. The younger genera…
It is obvious that the millennial salaries must be raised to a level that is appropriate to the world as they find it and we leave it, complete with school debt, high housing prices, foo-foo drinks and eating out.
It's their world to shape - just like the "flower children" shaped .... (just don't like stereotypes)??? One thing I like about the people younger than myself I know is how comfortable they are in the world as they find it compared to old people lik…
Forget it. I was just fooling with MJG. That's why I made no links to the origin of the comment. I figured he would understand and chuckle. As far as the vague tie-in goes. I was picking up on MJG's point about the timeframe and analogizing to (let'…
Geez Anna I hope you don't live in a place where it is rainy, dark and cloudy 80% of the time. I'd go banana's! I would also think that trying to produce solar energy via panels under those conditions would be exceedingly inefficient.
Well maybe not…
My neighbors just put in 26 solar panels which look to be 3 1/2 ft. by 5 ft. which is large compared to others around here. I don't know what he paid but this is a traditional 1970s 3 bedroom rancher with single garage. I do wonder how well they do …
I would hate to think that, at least for the regulars, anyone here would hesitate to play the game of "what if you had a windfall". I know I enjoy looking at people's opinions and solutions and thinking about the diversity and similarities.
The test assumes you lied in scenarios you probably wouldn't lie and has you choose between five reasons they invented of why you lied. It then, in my results, it tells me I lie for reasons that remain unclear. Duh!
True story - Back in the early '70s I worked at a mail order medical testing place (later closed by the government). I worked along side a man that had less education and didn't suffer from a hard work complex. I asked the personnel department why h…
@Anna,
Page 3 of this document (linked below) does a pretty good job of explaining this "offset".
ct.gov/trb/lib/trb/formsandpubs/RetiredFall2002.pdf
A history lesson on Teachers and Social Security:
educationnext.org/arent-teachers-covered-socia…
I guess the windfall ended up in the social security's coffers since I worked two jobs most of my life and I will see little or no SS benefit as a result of my government pension "offset".
Why? Did you not meet the substantial earning test in tha…
