Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
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Anna
That is Pepper, my cocker waiting for the mailman.
Forget it. I was just fooling with MJG. That's why I made no links to the origin of the comment. I figured he would understand and chuckle. As far as the vague tie-in goes. I was picking up on MJG's point about the timeframe and analogizing to (let'…
Geez Anna I hope you don't live in a place where it is rainy, dark and cloudy 80% of the time. I'd go banana's! I would also think that trying to produce solar energy via panels under those conditions would be exceedingly inefficient.
Well maybe not…
My neighbors just put in 26 solar panels which look to be 3 1/2 ft. by 5 ft. which is large compared to others around here. I don't know what he paid but this is a traditional 1970s 3 bedroom rancher with single garage. I do wonder how well they do …
I would hate to think that, at least for the regulars, anyone here would hesitate to play the game of "what if you had a windfall". I know I enjoy looking at people's opinions and solutions and thinking about the diversity and similarities.
The test assumes you lied in scenarios you probably wouldn't lie and has you choose between five reasons they invented of why you lied. It then, in my results, it tells me I lie for reasons that remain unclear. Duh!
True story - Back in the early '70s I worked at a mail order medical testing place (later closed by the government). I worked along side a man that had less education and didn't suffer from a hard work complex. I asked the personnel department why h…
@Anna,
Page 3 of this document (linked below) does a pretty good job of explaining this "offset".
ct.gov/trb/lib/trb/formsandpubs/RetiredFall2002.pdf
A history lesson on Teachers and Social Security:
educationnext.org/arent-teachers-covered-socia…
I guess the windfall ended up in the social security's coffers since I worked two jobs most of my life and I will see little or no SS benefit as a result of my government pension "offset".
Why? Did you not meet the substantial earning test in tha…
Ah, but @Ted, don't you see that the psychology is fascinating. Start with a budget starving both children and granny, then, when people scream about the children half, work on a compromise saving babies and children and just let the other half ride…
From the New Republic article: "No I don’t think so," Mulvaney says. "It's one of the most compassionate things we can do."
Sounds like he's putting his dog down. With this statement a lot of my confusion has dissipated.
Will there be similar market reactions here; or perhaps a positive market reaction when Mr. Trump resigns?
Don't over-chew this thought. Resign won't happen.
I know. I'll RMD on May 1, buy a 6 month CD, then at the end of the 6 months, invest in a tax managed equity fund (or defense or healthcare depending on the weather).
When my husband and I moved from one coast to the other with a dog, we ended up praising United. That was in January, 2011. We talked at length with them starting a month in advance to be sure we met their criteria for dog transport cages and condit…
When I was in graduate school one of the students did a map of chemical components of scotch using one of those newfangled computer things and determined the cheap scotches that mapped in the nearby space of more expensive scotches. The student tast…
Well, my workplace was such that I tended to meet the new engineers and scientists. I have no reason to think that many others of their generation that pursued different interests can't find something useful and productive to do with their lives. It…
VF, not all of them. I found many of the new engineering and science graduates I encountered as I reached retirement to be amazing. Talented, self-confident, composed, curious, innovative, dedicated. No different from the top of the previous generat…
@Anna,
Thanks for the link. It is very data rich.
It seems to favor an early spend down of tax deferred balances maybe as a way of pushing SS out to 70.
I was hoping I could include pension income (DB plan) in lieu of SS (which I do not collect)…
What about the optimal retirement calculator. I haven't used it in a long time but it did take a look at the withdrawals:
https://www.i-orp.com/coverORP.html
"The Optimal Retirement Planner (ORP) computes the plan that maximizes your annual retire…
I was about 52 when I first looked at HSAs. When I ran the numbers, it looked like they only work for young healthy people who can spend many years building up the balances to the point where a serious health problem could be covered. I decided some…
Can anyone point me to information on why the Rand Paul HC proposal doesn't get a look at? Or reasons why it doesn't seem to pass muster even within his own party? TIA
Well no, not me but I was wondering what you like about it and why it has more ge…
