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Anna
That is Pepper, my cocker waiting for the mailman.
Well, I'm still in limbo with this. Other recent retirees seem to be getting the letter from OPM. Others, like me, are wondering about the ambiguous state of "didn't get a letter" since we aren't sure exactly where (snail or email) it might come fro…
You cannot 'austere' (if that is what is meant) your way here to economic improvement or health.
You might enjoy this (if it links ok).
http://translate.google.com/translate?hl=en&sl=de&u=http://www.zeit.de/2015/26/thomas-piketty-schulden…
Same to you John. I miss Independence Day weekend in Maryland. Parades staggered to enable sharing of bands from all over (Canada and Georgia come to mind) in small towns. Havre de Grace especially with its boardwalk access to good viewing of firewo…
American's do not like trade agreements in any form or shape. If you want political strategy, the "blame" has once again shifted to a politician that probably will never really need voter approval and set free all those politicians who might be unse…
all the way down to 75! It is impacting all races/ethnic groups.
That sounds like the farm belt. Don't forget that in their childhood the wonders of modern living hit hard with pesticides (DDT), herbicides, processed food, plastics (and still open …
Anna,
What do you mean? Every fastfood worker I have ever met works as many hours as allowed, so yeah, up to 40 if not more. Barbara Ehrenreich's books (at least Nickel and Dimed, IIRC) get into that thoroughly. See also
http://www.nytimes.com/2015…
...every American working full time at the federal minimum wage. And virtually every cent of that income would immediately be spent, with a huge boost to the national economy.
I wonder how many Americans work "full time AT the federal minimum wag…
@Anna- that very scenario is now being played out here in CA even as we speak.
I'm on the coast of WA state between Seattle and Canada. We are having another summer with very little (almost no) rain. As you know I should be wringing out my feet, no…
Remember all the matinee cowboy movies that were staged around one landowner owning the upstream land and controlling the amount of water the downstream farmers got in order to sell the water to them as well as other similar plots using water rights…
Well, I don't have a subscription but I hope their analysis accounted for Roth conversions, RMDs, roll-overs, and similar withdrawals that may result in reinvestment after tax elsewhere.
MJG, I enjoy your discussions. However, in the real world, the middle class "dollar costs averages" over a working lifetime with ups and downs on the level of contribution due to stuff that happens. For most people, most of the money is invested in …
The people of this nation are not thinking. If your kids owe their souls to the Student Loan store already, they cannot pledge allegiance to the company store too unless we just plan to have them live on ever increasing ETIC supplements from the sha…
The people of this nation are not thinking. If your kids owe their souls to the Student Loan store already, they cannot pledge allegiance to the company store too unless we just plan to have them live on ever increasing ETIC supplements from the sha…
What a pain in the ya-ya. I have heard of situations like yours and people usually win the appeals. Which only says - waste of time and money when the claim is obviously legit and the only problem is a technicality that will work itself out in time.…
Well, I guess it's credit freeze time; should have done it long ago. Between my husband and myself we have had a steady and overlapping membership in the data monitoring clubs. We have 3 to 4 going on right now and now we potentially have another. W…
Lagarde says wait until early 2016. Says "disinflation risk" greater than inflation risk (ever so slightly). Does Ted channel future IMF news conferences?
Edit to comment: I don't understand what will be different in 2016.
Now that I think about it, the transcripts would/might have the ACH info. I have never understood why ACH is not used by crooks. It seems easy; the info is on a person's checks.
From the article: "In order to access the information, the thieves cleared a security screen that required knowledge about the taxpayer, including Social Security number, date of birth, tax filing status and street address."
The only thing they did…
litle5bee, Should his daughters apply for student loans and become single moms so someone in his immediate socialist family can at least apply for welfare and food stamps? Do you need to become needy in order to help others in need (of healthcare)? …
Did massive globalization spell the end of markets or just the end of regulation of markets? Perhaps the "Wall Street" model is just in the last throws of failure as a means of investing. What is looming when/if the full fruition of "free market" mo…
Junkster has solved the aging boomer problem for America. Only the top 10% of boomers without generous pensions can retire. Oops, now who will step up to the plate and solve the aging boomer jobs problem?
Perhaps a compromise model like FIRECalc?
Hi Lewis, I can tell you why I don't care. If the purpose of life is survival of the species, solutions chosen that are adverse to survival will show man was never a viable species in the first place. If the purpose is not survival, then no one shou…
This wasn't a fund thread but it is the only one I remember that was recent and long:
http://www.mutualfundobserver.com/discuss/discussion/20841/3-out-of-4-retirees-receiving-reduced-social-security-benefits/p1
Well, I guess some good came of looking at this a little early. I thought I could withdraw from one of several accounts the amount owed for all the accounts. From the IRS, I can't because there is an IRA, 2 403(b)s and the TSP(401(k)??):
Can an acco…
Yesterday, Barry Ritholtz linked a Bloomberg graphic of social change that gives perspective to some ot the aspects of social change over the years. If Ted hasn't already linked it, here is the Bloomberg entire graphic. There are some surprises in t…
Actually Ted, when I was an undergraduate I used the medical school's wanna-be-dentists. They weren't perfect but they were cheap. I still have a permanent bridge they gave me in about 1970 and have never had one problem with it. The worst mistake t…
I moved to WA State four years ago. There is a category of "dentist" here called denturist. I had never heard that term before so I invested their credentials. What I discovered was that denturists are restricted or barred from practicing in many st…
Um, Ted has no "human" frailties. What is the title of this thread again? Can a robot tell a robot from a human better than a human can tell a robot from a human? Oh my! Maybe a robot programmer can tell a program result from a recipe result. But, b…
