Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
The rise of SUVs came about because of a loophole to get around the federal fuel economy rules. They were originally built on truck platforms to get around the CAFE requirements.
I’m one of those unicorns who drives a hatchback in the states. I wis…
Vanguard was the worst of the lot for sure, but not the only one. I've never tried the Fidelity brokerage but there have been so many posts on this forum complaining about problems there that I'm not encouraged to try it out.
Have there been compla…
This was discussed a couple of month ago. Fido’s search box is broken.
However, if you search for D&C funds from their fund research page, you’ll get accurate results.
(And in reference to your title, this looks like a prime exemplar of Hanlon’…
From the ads on the news channels, network news, and local news, it’s apparent that their audiences are not a highly valued demographic. (A lot of drug and Medicare ads not to mention the MyPillow and gold bug ads on the right-leaning outlets.)
Pl…
haha, you have repeatedly got two strong Fido recommendations, and now we learn that's a nogo (sorry if I missed it before)
so just go w STFBX
Where can one buy STFBX? It’s not available at any of the usual suspects.
Is this for a retirement account for your son?
If so, and if your son is able to rollover anything from a 401(k) to an IRA, then you can get access to PRWCX through TRP.
Has this in-kind transfer happened or are you thinking about it?
D&C doesn't seem to be supported at Fidelity platform (NTF or TF). D&C tickers don't even pull up a quote at Fido site. So, such in-kind transfer may not even be allowed.
No …
Prior to my TD Ameritrade account moving this week to Schwab, I seamlessly did an “in kind” trustee to trustee transfer from TD to Fidelity. Very happy to not be a Schwab customer.
Schwab has always made me feel that people are products to be boug…
The article is from our own @LewisBraham.
One other way of getting into a closed fund at TRP is by rolling over funds from a 401(k) to a TRP retirement account. I did this and bought a small position in PRWCX which I rolled it over to an existing …
Many other countries send out prefilled tax returns to their taxpayers.
According to recent studies, over 60 million US tax returns could be completed automatically.
Didn’t fully sink in until Bloomberg aired some images of BBBs with “Going out of Business SALE” signs across the front. Sad. A bit reminiscent of K-Mart. Retail’s a tough row to hoe, Price competition intense. Margins must be slim. You can be on t…
E*Trade has bonuses too. After I opened an account, I got an email from a rep and, after some back and forth, they offered me 25% more than the public bonus.
The Forbes 30 under 30 issue has featured the following on its cover: Elizabeth Holmes, Samuel Bankman-Fried, Adam Neumann. A real rogues’ gallery of how not to run a company.
Only Apple of the FAANG stocks did not have a layoff, but their earning reporting is disappointing. Any insights on why this did not seem to matter to the market?
One of the reasons Apple didn’t have a layoff is because they didn’t massively over…
It could also be as simple as BRK 'stock' being held back by its sizable allotment to AAPL. There's a lot of trepidation around big tech names.
True, but unlike other big tech companies, AAPL isn’t doing massive layoffs because they didn’t over hire…
Sign of the times in retail. Stuff will probably be cheap at the stores closing as they clear out the inventory, but you won't be able to return it, and warrranties? Probably done:https://cnn.com/2023/02/01/business/bed-bath-beyond-closures-list/ind…
Recently opened an ETrade account and the assigned rep has been very attentive with keeping me up to date on the status of asset transfers. Even offered me an higher transfer bonus than the public offer.
Had to have some paperwork completed at my l…
Mrs. Ruffles and I have Fidelity Premium based on our combined accounts (though for some reason it no longer shows it when we log in). A local “advisor” was, at one time, assigned to her account but he couldn’t provide us with any customized advice,…
@msf, do you write a check of $5k to the IRS.gov with your social security number ? Thanks
Use IRS Direct Pay: https://www.irs.gov/payments/direct-pay or EFPTS: http://www.eftps.gov/ to make an electronic tax payment.
Just tried to open an account but required additional verification. When I called, wait time was estimated at over 30 minutes. Haven’t had this issue with Schwab or Fido.
In order to archive your Hotmail messages locally, you need to get an email application for your computer. You connect this to your Hotmail account and download your emails to your computer rather than accessing them through a web browser.. Most als…
"The ACA prohibits insurers from denying coverage based on pre-existing conditions."
Does that prohibition also apply to insurers operating outside the ACA?
By “operating outside the ACA,” do you mean plans that aren’t ACA compliant or plans which…
If this is opt-in, okay....I won't. But if this is some kind of 'special discount' you get by sharing your data with an insurer and/or are "induced" into doing it, I will toss my Apple Watch aside faster than you can say "privacy geek."
This could…
@LewisBraham
Thanks. I did read the article before posting the reply and noted the reference to CCS Insight. It’s not an analyst I’ve seen before in my many years of keeping up with Apple news and rumors so it’s hard to judge the accuracy of their…
Seems very unlikely for Apple to take on something like this. Too much regulatory issues to deal with and a very thin profit margin with little upside for their brand. At best, maybe they partner with an existing healthcare provider like they did wi…
@MrRuffles,
My Insurance plan is a government subsidized (due to my low income) HDHP ($6500 deduction) plan and is an HSA qualified Plan. Not all HSA owners are upper income.
My question is pertinent to low income, young, healthy individuals who …
But they’re not intended to be retirement accounts. They only work that way for people who have enough income to cover their medical expenses in a HDHP out-of-pocket. It’s another way the tax code favors upper-income taxpayers.
Think that is in Canadian $. With the exchange rate today $1 USD = $1.29 CAD, does it convert to 3.41% yield (4.4% / 1.29 = 3.41%)?
If that is correct, it is higher than 1 yr CD in US, 2.90% as of last week.
Not sure how the exchange rate would …
Treasury Direct (TD) has only a virtual keyboard for password entry and you cannot get rid of it. Unusually, the TD passwords are not case-sensitive (most typically are, while usernames are not). TD is just an older and clunky website.
For years I c…
On the other side of the coin, there’s the Johnstown Flood Tax in PA. A 10% tax on liquor was imposed in 1936 to pay for the costs of the flood. Not only hasn’t it been repealed but has been raised twice since.
https://philly.thedrinknation.com/ar…
You can buy them at any time - if you buy at the end of the month, you get interest for the entire month since the purchase date of record is always the first of the month.
