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@msf Yup. I don't imagine it's that hard - they already have to block you from some securities if you're not "special" (e.g. an accredited investor).
I got into TIBIX at Schwab for $100k by begging!
Well isn't that special (Schwab normally sells…
Yes, thanks to all for their thoughtful contributions to my query.
It's validated some of the data points I've taken into account in my evaluation process while also giving me some new ideas to ponder going forward.
@David_Snowball
Good point - I was being broad to elicit a variety of responses.
Along your lines, how about limiting it to either of these circumstances:
(1) I need (or I think I need) a new fund in an existing fund category.
(2) I've decided …
@Maurice In life, as in investing, due diligence is paramount. Just because it's on the internet doesn't make it true. ("Head honcho" should have been a dead giveaway of its absurdity.)
I'm curious about the 90% figure as well. Apple only reports sales, not shipments and hasn't broken out Apple Watch sales. It's very early days for the Apple Watch but it's a familiar trajectory for Apple: Familiar Path
Actually, what is driving down Apple is their sales in China. While retail sales from the previous quarter were down in all global regions, revenues in Greater China were down $3.6B. China's growth is slowing. From what I am reading their are a l…
Mac OS Sucks. You can't do jack with it. How much freeware you got for MAC?
I not one to respond to flamebait but I wanted to offer a gentle correction.
I can, and do, do all I need to with my Mac. And there’s plenty of freeware and open-source so…
@MikeM You may have misread my comment. Unfortunately, I don’t get any perks from Schwab. Yes, they have a local office (as does Fido) but that’s standard. Not that I’ve needed any advice but I haven’t had a dedicated advisor at Schwab in years.
An…
I have accounts at both firms and recently moved more assets from Schwab to Fidelity due to lower fees at Fidelity and a recent frustrating customer service encounter with Schwab over a very basic account question. I have a sizable account at Schwab…
@Ted Thanks for that. Actually, I did know of him - I even remember a stamp of him put out during the Bicentennial : https://en.m.wikipedia.org/wiki/File:Haym_Salomon_stamp.jpg
@chip Thanks for the clarification. I looked more carefully today and found that I can drag the Great Owl tables to scroll through them. However, there's no way to scroll through the MM tables - even when I switch to landscape, the table gets cut of…
@catch22 Thanks for the insight on FRIFX. That's in line with other views of the fund I've come across and it may help account for the discrepancy.
I'm still trying to get a handle on MFO's evaluation of the fund. For purposes of both Three Alarm F…
NFIB isn't representative of all small business owners - its leadership has a severe right-wing tilt and it tends to attract members of a similar viewpoint. Since in their minds the U.S. is going to hell in a hand basket, how can they be anything bu…
Excellent commentary as always. Though speaking of language, DailyAlts introduced me to “tenent” which appears to have been superseded in the late 16th century by its slimmer, modern cousin “tenet."
I read that article. Maybe I'm not getting it?
It is Intuit who is responsible to keep the tax code complex? Really?
Now it is true if the tax code was not complex, Intuit might never exist as a company. However of all the issues with tax filing …
Boy would it be something if taxes were simpler. With the technology today, one would think they could set it up as a simple deduction each paycheck for each person's situation. A new baby for example would be figured in a couple of pay periods for …
Was thrilled when Coke announced they were going to do a Stevia-sweetened version. The result: some stevia, still lotta sugar.
The problem the soft drink makers have run into with stevia is that the more they use in a drink, the more it imparts a l…
SGENX is available load-waived at Schwab. I believe GBMFX like all the GMO funds has a $1 million minimum - they’re more for FA’s than individuals. The only other way to get GMO management is through some of Wells Fargo Advantage Funds - EAAFX is a …
I don't have much of an issue with RMDs at retirement age but the rules on non-spousal inheritance seem designed purely for tax collection. My wife inherited a 403b from her father and has 35 years of RMDs before she hits 70 1/2. We don't need the m…
@BenWP Does TIAA-CREF allow you (or your pro) to specify from which funds to take your RMDs? I ask because my wife (who is 20 years from retirement age) inherited a couple of 403b accounts at TIAA from which she has to take RMDs but when we tried to…
Without bank branches where would I get the signature guarantees some financial and mutual fund companies require? (In my experience, brokers won't do them for outside transactions.)
A rollover is a rollover is a rollover. In theory, you should be able to combine all of them (all the 401ks, all the 403bs together). That doesn't mean that everyone understands this, and you may face someone that says you have to have a separate …
@Ted Also, Craftsman tools are no longer exclusive to Sears. The brain trust decided to dilute one of their most valuable assets by letting other retailers sell them, including Ace Hardware.
The author is more than a little confused. He initially mentions the Loomis Sayles International Bond Fund (LSIYX) but links to the Loomis Sayles Bond Fund (LSBDX). Fuss is a manager of the latter (with $25 billion AUM) but not the former.
@Ted Lo…
@David_Snowball As a resident of New Castle County, DE, I thank you for your unique perspective on the issue. The press and opposing politicians have been focused on whether the County Executive, whose Chief Administrative Officer (CAO) made the cha…
Unfortunately, it's really bad UI if you need to read the documentation in order to use the private messaging function. I've used messaging on other forums and the implementation is as lot clearer. Having an "Add Comment" box on another member's pro…
@JohnChisum,
I have often heard that Sears is more valuable as a Real Estate company (collecting rental leases) on the shopping centers they own. Of course, like BBRY's patents, real estate is an asset that doesn't move stock markets and therefore …
I quick screening produced these choices...notice that TIAA-CREF has multiple offerig of the same investment (lots of duplication). Good Luck and congradulations!
Depending on the contract, a TIAA-CREF 403b will also have unique investment choices …
