Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
But then I've never been able to figure out the difference between an allocation strategy and a bucket strategy.
One can get almost 4% return from parked cash these days. No great, but not necessarily a drag on overall returns. If a retiree were to…
@Observant1, I typically have WSJ, Bloomberg and NY Times articles blocked by their subscription blocks, but for some reason this article opened for me. Probably a freebie that may not be linking free for others.
Glad you found a work around.
@hank:
I always thought of the following advice as a great way to think about saving in the short term (do as much as you can to save your pennies) and investing over the long term (if you leave the invested pennies alone they become dollars):
"Wat…
@hank, @rono:
You inspired me to rummage through a few junk drawers today.
I rolled $57 in coins...hope the bank still takes them!
I separated out my pre-1982 pennies... heard they have doubled in value just seating there...hope to net 50 cents and…
@msf said,
Banks are going to get their pound and a half of flesh one way or another. When squeezed in one area they often resort to making free accounts harder to get, or eliminating them completely, thus harming lower income people, possibly deba…
I always pay off my credit card balance in full each month.
I try to use cash or my debit card to avoid the 3% credit card transaction fee that now seems ubiquitous in many restaurants and retailers today.
Putting a cap on Credit Card Rates...W…
Found this also interesting:
Eversource Energy sold its 50% ownership stake in the Revolution Wind project (and South Fork Wind) to Global Infrastructure Partners (GIP) in late 2024, exiting the offshore wind business after facing rising costs, with…
Thanks @Observant1,
Reminds me of funds I am still patient with:
VHCOX
VWIAX
PRWCX
PRHSX
FSMEX
VHT (VGHCX)
Reminds me of funds I lost my patients with:
PRNHX
FAIRX
FMIJX
Thought this article, from Fidelity, would be appropriate for this thread.
bear-market-discipline
Their Retirement Plan:
After talking it over with their advisor, Jordan and Shawna decided to invest $1 million in a diversified, professionally mana…
@Old_Joe
I found this... might this be the case with your "take home" reduction:
Medicare's Income-Related Monthly Adjustment Amount (IRMAA) doesn't directly reduce your Social Security benefit amount, but the extra cost for higher Medicare premium…
UMich Consumer Confidence is Low, Which is Bullish
Part of the reason why low consumer sentiment are bullish is that such readings usually arise from a condition of seeing a bad economy, which the Federal Reserve then steps in to do something about.…
Thanks for the video @Crash.
I found Vanguard's CEO stance on crypto a little misleading, in that; many stock companies that vanguard hold in their mutual funds invest in crypto assets.
The article linked points to at least 133 publicly traded co…
Thanks to all for the follow ups and links.
I am trying to glean additional information from my TRP Summit customer service representative, but it has been unproductive so far.
Thanks @Mark, @hank, and especially @Observant1... True to your handle.
I will keep this fund on short lease as it appears the new manager is making many decisions he will have to own.
I can't be the first to ask about its recent under performance…
As @Crash and @yogibearbull mentioned,
Henry Ellenbogen left PRNHX back in 2019. Since then, PRNHX has struggled big time.
I found this recent Apple podcast (1 day ago), @ the 4 minute mark Mr Ellenbogen is introduced.
The host describes Mr Ellen…
MO = The "Show Me" State... let's see, in this case, if that is still true.
The most widely known legend attributes the phrase to Missouri's U.S. Congressman Willard Duncan Vandiver, who served in the United States House of Representatives from 1897…
@Hank...many great phrases!
Here are a few more...
"The Market Climbs a Wall Of Worry" and six more:
https://schwab.com/learn/story/wall-street-jargon-7-market-cliches
JPMorgan's take on this recent "wall of worry":
https://privatebank.jpmorgan.co…
Interesting Article on a unique approach by North Carolina's State Insurer "of last resort" regarding the use of CAT Bonds for disaster preparedness for individual NC property owners.
As the Trump administration stalls federal funding for projects i…
Maybe time to consider an ETF like RSP (S&P 500 Equal Weight)?
The S&P 500 without its top ten companies would have likely delivered lower returns in recent years but has historically demonstrated strong, and often superior, long-term perfor…
Here an animation that does a nice job of illustrating how, over any period of time, the S&P 500 has always had a group of over weighted (by cap weight) set of companies, that move in and out as well as up and down on the top ten list.
S&…
OP article explains AMT taxes. Another tax avoidance tactic is explained in this additional NYT article (see below) focuses on how (Limited Partnerships) help individuals avoid taxes.
Biden and Dr Oz chose this route recently:
Before he became pres…
@FD1000 said,
BTW, the Original Medicare Medigap went from $145 to $206 in the last 3 years. That's over a 40%.
I believe @FD1000 is referring to Part B increases. Here's the history of those increases;
2021 $148.50
2022 $170.10
2023 $164.90
2024 …
Oct 31st Episode:
David Gardner’s new book, “Rule Breaker Investing,” is this generation’s version of Peter Lynch’s classic “One Up on Wall Street.” The Motley Fool co-founder shares his six traits of market-beating rule breaker stocks.
Oct 24th Episode:
The AI investment boom is dominating the market. Baron Opportunity Fund’s high-performing manager, Michael Lippert, assesses what’s real, what’s not, and which companies stand to benefit the most.
If the CPI is supposed to measure consumer goods pricing, it seems silly to strip out both food and energy. Who cares if food and energy are affected by commodity prices.
SS COLA at 2.8%, but meanwhile Health insurance gaps up at double digits …
@Sven,
How About considering RV Relocation?
Picture this: over the course of a year, a few dozen international families fly into LA, rent an RV, and take it to the Pacific Northwest for a week of secluded camping. Now, the branch in Bend, Oregon, h…
Article states that China's nuclear ambitions far outpacing the rest of the world.
Comment section of the article is worth a read.
Actually, the United States is the global leader in the construction of cheap, safe, powerful nuclear reactors. They …
