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Sven
Lynn,
Thank you so much. I am planning on a 3-year ladder since I am a year away from retirement. Lots of spreadsheet work to calculate the income replacement needed. This ladder will create a steady income stream. So thank you for all your help.
I moved back to high quality bond funds this year. Some of which you covered in the SA article. For now, I will stay with agency bonds to the bond ladder. I will pick active managers for corporate bonds.
Sven
40% is a tough goal. US don’t have enough skilled engineers (not workers) for semiconductor manufacturing. With the strict immigration policy, US is shooting themselves in the foot.
Lutnick and Epstein. What can go wrong ?
https://cnbc.com/2026…
@hank,
I received essential the same information you posted on the insurance from S&P DJI Daily Dashboard - Tuesday, February 10. (Bold fonts added to emphasize the point)
Investors are becoming increasingly discerning regarding AI’s actual im…
How many of those impacted, even beyond the layoffs, voted for him? He doesn't care.
Unfortunately, there are too many people who bought his lies he told during the campaign. Where are those well paid manufacture jobs? There are none. Those got …
Once signed up with their service, one would receive daily summary on the market movement. Of course, the dashboard would have all the fine details.
Thank you again. @bee and @lynnbolin2021
Wonder if the 11,780 votes would magically appear? Did Brad Raffensperger hide them ? Just to refresh people’ memory in 2020 election.
https://kqed.org/news/11853529/i-just-want-to-find-11780-votes-in-recorded-call-trump-pushed-official-to-over…
We prefer active bond managers/funds over index fund. Our 401(k) has only BND and TSP G funds. In IRAs, we invest in multi-sector PIMIX, PYLD, and RSIIX (MFO considered it as flexible income), oversea DODLX and NRDCX.
This year, we are moving awa…
Japan weighing in Vanguard developed market ETF, VEA, for example is 20%. Other active managed int’l funds may be different on their country weighing since they may have some emerging market exposure. In my humble opinion, Japan investing has becam…
@Old_Joe, great questions that every investors should pay attention to ?
Edits:. My approach to OJ questions is the following :
1. Invest a sizable bond allocation so to counteract the equity risk. Recently Vanguard recommended 40/60 stock/bond …
There is nothing wrong with cheap int’l index funds. They provided over 30% total return that cost several basis points. We use broad based developed market index funds as the base. For EM, i prefer actively managed funds for their stock and region …
Automation requires skills and education that is far from the days of automobile assembling lines. Many uneducated people will lag badly as manufacturing jobs require skills, real skills. TSMC is having hard time finding enough skilled engineers to …
Thank you. This is only February and more layoff maybe fourth coming as hiring slowed considerably. More drumbeat are asking how and where the profit will be generated from AI?
Elon Musk mentioned that people will not need to work because of AI ? …
From the article:
Under President Trump, Griffin said he was also bothered by business deals that benefited family members of the president and administration officials, such as when lieutenants to an Abu Dhabi royal bought a 49% stake in the Trum…
That is always a good reason for being cheap. Missing their revenue reporting in this competitive environment is not good at all. Use it long time ago with eBay and that was their only acceptable payment method. These day weuse Apple Pay and it is…
We have been swapping US stocks for oversea stocks to diversify away from Mag 7 and AI stocks. My exposure to tech is through S&P 500 index for a number of years now. PRWCX made a sizable and late change toward Mag 7 stocks. Between the two, i…
Buying VEA on the dip with gradual selling of VOO and PRWCX. Otherwise, we have been adding NRDCX , PYLD, and cash.
@WABAC, we are reducing junk bond, PRFRX lately. Still evaluating OSTIX.
Since becoming a candidate for the Fed Chairman position,
Mr. Warsh has argued for earlier and larger rate cuts which aligns with the president's desires.
Think the candidates have to march to the same tune as the administration. Question, will th…
reports told of a man who had morphed into just the opposite, to curry favor with the Orange One.
Paul Krugman’s sustrack posted by @AndyJ is spot on.
https://mutualfundobserver.com/discuss/discussion/65487/kevin-warsh-picked-as-fed-chair#latest…
He is going down the path as his father, Fred with dementia. Frequent outbursts and over-reacting to unfavorable events are the early signs of his mental state. The series of MRI exams point to the changes in his brain. Ronald Reagan started to de…
AndyJ posting from Paul Krugmen said
It’s a humiliating day for the Federal Reserve, which has always prided itself on its professionalism and has been hugely respected around the world. But even the Fed can’t insulate itself from the derangement s…
Future market turned green when market opens on Monday morning.
PM are still in red. A pullback is healthy in the long run. Lots of balls were in the air last Friday and the market is adjusting accordingly.
@yogibb said :
Plan sponsors/committees have to act like fiduciaries. So, the plan rules are typically a subset of IRS/Treasury/DOL rules. That's a good thing.
Exactly. It is likely this is the last set of guardrail in order to protect millions of…
The pullback continues for next Monday. Here is the future market :
1. All global stock indexes are red.
2. Spot price of gold is falling below $5,000 an ounce
2. Oil is falling back to $61 per barrel
3. US dollar is rising to 97 against majo…
Thanks for bringing it to our attention. How does these companies report their government investment on the earning statement ? Lots of room to cook the book. Unfortunately, this type of interference is spreading in publicly traded stocks.
Interestingly China is taking a different approach to AI with their version DeepSeek. What do you think ?
https://cnet.com/tech/services-and-software/what-is-deepseek-everything-to-know-about-the-new-chinese-ai-tool/
Professor Snowball wrote abou…
@Observant1 posted
Jean-Marie Eveillard earned his reputation managing the SoGen International Fund¹ from 1979 until 2004.
Mr. Eveillard was named Morningstar’s International Manager of the Year in 2001
and received its first Fund Manager Lifetime A…
