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Sven
Lynn,
Thank you so much. I am planning on a 3-year ladder since I am a year away from retirement. Lots of spreadsheet work to calculate the income replacement needed. This ladder will create a steady income stream. So thank you for all your help.
I moved back to high quality bond funds this year. Some of which you covered in the SA article. For now, I will stay with agency bonds to the bond ladder. I will pick active managers for corporate bonds.
Sven
@Observant1, We were Flagship clients for over 30 years and used those privileges. We are not frequent traders and did not found them to be as useful as it sounded. There were a host of challenges we had, but I digress from this thread. Fidelity’s …
At Fidelity, selling transaction-funds is free. It is the buying OEF on Transaction-fee platform will cost $49.95. I believe it was @msf who I learned awhile back in Fund Alarm days where it cost $5 to add. Here is the steps:
1. Select Transfer (…
I wonder if we "DOGE'd" everyone at the DOE Critical Minerals Institute, Yet?
If that is the case, it would be a fatal mistake for this country to ensure national security. Question is does the current administration has the technical savvy and di…
I don’t think Fidelity would waive the $100 transaction fee either. This is from some infrequent poster here who claims to have special privileges. When asked, he/she never reply.
I have no issue paying $100, but I will make sure I buy a large s…
@hank, I stand corrected.
@Observant1, Fidelity charges $100 for D&C and Vanguard funds. Not happy with that since I consolidated Vanguard accounts to Fidelity. Someone here mentioned that you can call Client Service to have the fees waived…
The semiconductor, electronics, defense, wind turbines (magnets), cars (especially EVs), and others. Many of these industries overlap due to dual-uses based on the specific applications. This should be a great starting point to recycle what is alr…
The semiconductor, electronics, defense, wind turbines (magnets), cars (especially EVs), and others. Many of these industries overlap due to dual-uses based on the specific applications. This should be a great starting point to recycle what is alr…
Yes, I saw your earlier post. China’s middle class cannot buy afford all these stuff since they are limited by the income and living space. They don’t own 4,000 square feet houses.
Recycling of spent electronics in sustainable and environmental…
@hank, I thought you are holding D&C Balance fund.
For now, I am holding a large cash position and waiting for other opportunities for TACO trades. So many wins!
China today is facing deflation pressure as they tried to increase local consumption on goods that are aimed for export. It is not working well at all since the local demand is way too small. Remember their middle class consumers is nowhere the siz…
@bee, thank you for sharing the above article. Murray also pointed out the investors shifting away from treasuries may relate to the enormous deficit. This government debt is getting bigger while trillion $ of interest being paid every year. The…
Thank you for sharing. I do wish he has his co-manager, Farris Shuggi, be part of the interview, so we can learn more in-depth on their bond investment strategies. On the surface, Giroux’s funds invest in bank loans, high yield, corporate, and tre…
Thank you for sharing. I do wish he has his co-manager, Farris Shuggi, be part of the interview, so we can learn more in-depth on their bond investment strategies. On the surface, Giroux’s funds invest in bank loans, high yield, corporate, and tre…
I sympathize with the protestors but things got out of hands too as several vehicles were burned and stores being damaged. Let’s not give the national guards/Trump the reason to escalate the conflict and make the matter worse. The news is well cove…
Our exposure is limited to mid-cap funds due to the large cap dominance in the last 10 years. This is unusual period where Mag 7 stocks provide a sizable earnings for S&P 500 index. Can this continues in the near future?
David Crosby passed away a year ago. He would get “Ohio” going all over again.
https://youtube.com/watch?v=MN_9VqfVQ9c
It is 4pm here in the west coast. The future market continues to change. Dollar index down a bit to below 99.10. Check on t…
President Donald Trump said his Chinese counterpart Xi Jinping had agreed to restart the flow of rare-earth materials, as negotiators from the two nations prepare to resume trade talks on June 9 in London.
https://finance.yahoo.com/news/us-chinese…
Here is the note that Eisenhower wrote (embedded link within the reference I provided earlier):
https://archives.gov/files/education/lessons/d-day-message/images/failure-message.gif
Saving Private Ryan , and Bands of Brothers are so of the best f…
General Dwight Eisenhower wrote a letter a night before launching Operation Overlord. There he wrote that the failure of D-day is all his that he bears the full responsibility for thousands of young lives sacrificed on the Normalcy invasion. The le…
Diversifying across both asset classes really pay off this year. It is the uncertainty that magnified the divergent, and the US vs developed market index is over 15 % difference! Fact is the dollar fell over 9% since last December and one to examin…
We have been rebalancing more to oversea since January this year in both stocks and bonds. So far so good, particularly stocks. Treasuries are much less attractive as the debt piles on. Recently poor auction among long treasury notes tells it all.…
In another word, pay up! His influence on the administration is not going well. Recently, his preferred candidate to head up NASA got rejected by the administration. His candidate for IRS was forced to resign in 3 days.
In the meantime, Tesla…
CBLDX should do okay since it has short duration and David Sherman as the fund manager. At this juncture, I would sidestep long bonds.
The tariffs war is only starting and retail prices are rising as the merchants pass on the tariffs to consumers…
@Old_Joe, i firmly believe that refining rare earth metals can be done in US on commercial scale without changing the existing environment regulations. There are established processes to treat waste created responsibly. Here is where government sub…
It will take several years of sustained government funding to build this refining capability in an industrial scale (not lab scale). This will take gut if this country want to re-shore manufacturing here.
Not always initially, but I am a quick learner. I grew to appreciate how my wife make me a better partner to her, and a better father to my kids. Likewise, she does not fully understand everything I do, but she comes to appreciates the decisions w…
It can be done carefully just as the US nuclear program developed successfully. Rare earth metals are nationally critical materials that need to be produce domestically, and not outsourced elsewhere.
There are established and safe processes to re…
The swing towards the far-right is disturbing in Europe. Poland is part of NATO and this clouds their alliance.
Netherlands is in a similar situation. Common theme is directed toward the immigrants as the scapegoat. Have we seen this before prio…
The swing towards the far-right is disturbing in Europe. Poland is part of NATO and this clouds their alliance.
Netherlands is in a similar situation. Common theme is directed toward the immigrants as the scapegoat. Have we seen this before prio…
Yes, they are used in catalytic converters, spark plugs, and chipsets for electronic systems. The principle use in EVs is much larger in their high strength magnets for EV motors and heat management.
These metals are widely used in many electroni…
Thanks for the excellent VOX article. Two weeks ago, Japanese 40 years government bond auction also met with poor demand. That is a bad sign indicating bond investors have no appetite for high government deficit, and the possibility of defaulting …
Correct, the refining process is the control point to produce these rare earth metals. There are several locations outside of China which have minerals containing high concentrations of these metals.
The developed refining process at Oakridge Lab …
