Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
@dryflower - I did a quick look back comparing RSP and SPY using PV with starting ranges of 2007-2010, followed by extending the end date through to 2020. (Since I’m using a free version I’m unable to link the charts).
- From Oct 2007 through Mar 20…
“There’s a passage in Ernest Hemingway’s novel The Sun Also Rises in which a character named Mike is asked how he went bankrupt. “Two ways,” he answers. “Gradually, then suddenly.”
Technological change happens much the same way.” - Tim O’Reilly http…
I’ve been trying to lean into investing in the equal weight proposition. I think the supposition is, if the top heavy-weighted stocks in the S&P 500 were to drop in value, then the other 490+ stocks would increase in value through the top-heavy…
So many obstacles now to converting empty office buildings including old zoning laws, and the fear of lost equity in nearby homes to be but a few. Interesting read, but will probably be behind a NYTimes paywall. https://www.nytimes.com/2023/07/01/u…
At 63, my wife and I determined we had reached our “number,” and decided to reduce our equity allocation while both of us were still working. Since we were aware stocks could drop by 50%, we figured to reduce our possible equity loss by allocating …
I remember during the 70s that the downtown NYC manufacturing spaces were abandoned, leading to a haven for artisans, artists, and performers. It wasn’t long before it became NY’s “SoHo.”
I’ve been rolling my 3,6,12-month t-bills while still holding (for me) considerable cash in a VG money market settlement account. It made sense to me given that t-bills are not subject to state tax and I live in a high tax state (NY).
I’m wondering what the fat-cat GOP donors are saying to their elected officials? I can’t imagine they’d be happy with the down-grading/destruction of their wealth just to keep low income folks off food stamps.
@PRESSmUP - I remember the $25k minimum - It was just as I wanted to invest the previous minimum ($3,000?) and was told it had just gone up. Didn’t have the 25k at the time, so bought the S&P 500 fund instead.
@catch22 @hank - appreciated the education you two have provided for this long term lurker.
Perhaps the biggie between MMkt and treasuries is the untaxed state income with treasuries for taxable accounts, yes?
We’ve (DW & I) been at the conservative end with a target equity of 35% and 22% to TIAA’s Traditional account “guaranteeing” 3+%/yr. I’m grateful to have only taken a 7% hit this past year, between the 28% bond funds and 10% cash. Instead of in…
“ Although the benchmark is the ICE BofA US 3-Month Treasury Bill Index, the portfolio’s unconstrained approach makes direct positioning comparisons with the benchmark much less informative than for traditional fixed income funds whose holdings are …
Okay thanks, got it. “…..The fund also uses interest rate futures, interest rate and credit default swaps, and forward currency exchange contracts, primarily to manage interest rate exposure and limit the fund's overall volatility.” Still, it’s seem…
Hello @Catch22 - like you I’ve been curious about the clean/renewable energy sector and have watched it for some time. On Monday, purchased less than a toe hold in -TAN, ICLN, QCLN, and PBW. Yes, there’s quite a bit of overlap. Still there’s a smal…
Hi @Derf - I confess to 3 and 4-digit buys of VTSAX and VIG. Did that 2x over the past 2-weeks. I was impatient, wanting to put some cash to work. We’ll all see how the market responds on Wednesday.
Prior to the covid virus I had been using Zoom to attend online workshops. When the stuff hit the fan, and folks began working from home, I recall thinking that an online tool for meetings would be valuable. I then checked the price of Zoom and saw…
Not sure but think the OP meant 1 fund but hope they won’t mind 2.
One fund = VWIAX*
Two funds = 40% VIG / 60% VTIP
*Didn’t know of a conservative allocation fund that invested in both dividend appreciation stocks and short-term TIPS. So yes, the…
“ The best investors generate long-term returns by making rational, unemotional decisions, Ritholtz points out. Also, they do their homework, spend time and effort learning the basics as they are unemotional, intelligent and patient.”
Don’t know if…
@BaluBalu - while COTZX is but 10% equity, I like the idea of thinking of it as an enhanced bond fund for now, even though as @lynnbolin2021 and M* point out, it is a tactical fund. This is about as *exotic* (LOL) I get in my investing.
