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lynnbolin2021

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lynnbolin2021
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  • Hi @Diane I bought a small amount of PQTAX earlier this year and have been pleased that it has reduced volatility. I have also considered AMFAX. For someone who likes ETFs, they may want to consider the iMGP DBi Managed Futures Strategy ETF (DBMF)…
  • Hi @Baseball_Fan . There is a lot of risk in the markets, and some of it reminds me of Tulipmania with high valuations. Bitcoin is now down 35% YTD. Rising interest rates, high inflation, supply chain disruptions and the Russian invasion of Ukrai…
  • Hi @yogibearbull I am reducing risk in my portfolios by looking at how funds are doing in this volatile, inflationary year. Some funds are up and down and time will tell whether it one should sell. I have reduced exposure to FMSDX by exchanging so…
  • COM was down yesterday 1.6% yesterday, but is up 5.6% for the month and 15.3% YTD. FTGC faired well also, down 2.7%, but up 8% for the month. EAPCX and VCMDX both down about 2.5%, but up +9% for the month. FFGCX was down 1.9% for the day, but up 13%…
  • Thanks for reading @sma3. I don’t make any claim to making a better return. I strive to make a better risk adjusted return and am more focused on making a decent return with capital preservation. Following trends and studying business and investi…
  • I appreciate the suggestions on funds and will creat a watchlist to track them. I am currently working on an article (Seeking Alpha) on this topic which I expect to post Sunday. The themes for 2022 are high valuations, market concentration, Inflat…
  • I researched Columbia Threadneedle because I liked Columbia Thermostat. They have several other funds that have done well including Balanced (CBALX) and Columbia Adaptive Risk Allocation Fund (CRAZX,CRAAX) which I also own.
  • @StayCalm, I see COTZX as a tactical fund that is bonds when valuations are high, but stocks when valuations are low.
  • Hi @StayCalm Fund managers change and so do philosophies. COTZX did not do well in 2009, because it’s strategy was to be 100% stocks or bonds. Since then they have changed their philosophy to make the changes gradually. It is a solid long term fu…
  • Thank you for the kind words,@Level5. I have almost 9% of my overall portfolio in COTZX/CTFAX. I like it’s Benjamin Graham style approach to value investing. Automating removes the emotion of investing. As far as investing in bonds when rates …
  • I found the post by Bolin “Building a Multi Strategy Portfolio” very instructive. https://www.mutualfundobserver.com/2021/12/building-a-multi-strategy-portfolio-fidelity-traditional-ira/ It was so detailed and included his criteria for including ce…
  • The best time to convert to a Roth is when income is low, taxes are anticipated to be higher in the future, and when the value of the asset is low such as a market correction. I covered a Roth Conversion in: https://seekingalpha.com/article/445472…
  • Hi @Baseball_Fan, PVCMX and TANDX are under my radar screen as I require a $100M in assets before they hit my screens, and usually require a Fund Family Rating of 3 or higher. That said, their risk adjusted performance has been good, especially, PC…
  • @Hank and @Derf, TMSRX is not particularly tax efficient. It is also conservative. For these reasons, I consider it ideal for some investors in their tax deferred accounts (Traditional IRAs). This is where I have it.
  • David, thanks for posting your research on REMIX. I compared REMIX to FMSDX, looks good...see https://stockcharts.com/freecharts/perf.php?REMIX,FMSDX&n=455&O=011000 Would love to hear Lynn Bolin's take on this fund as well. I am continuing …
  • You are welcome, @Sven. I have been simplifying my Vanguard account and bought more VGWAX this week.
  • Many fine point along this discussion. Yes, FSRRX won't perform well during low inflation periods. I like Vanguard Global Wellington (VGWAX) in addition to VWIAX. These and other funds should be the core of a portfolio. I like FSRRX, VCMDX, COM,…
  • I own FSSRX and VCMDX and have been happy with both. Two more worth considering are COM and EIPCX/EAPCX. FMSDX has also done well.
  • Here is a good article on the same subject. Michael Townsend and Hayden Adams from Charles Schwab added some more insights in addition to the article that I wrote. https://www.advisorperspectives.com/commentaries/2021/09/17/will-taxes-rise-for-th…
  • Thank you for your observation, @MrRuffles. I could have been more specific.
  • The 1980's saw inflation without much growth. Another scenario is Japan with high debt and low inflation. I bought the Fidelity Real Return Fund (FSRRX) last year anticipating inflation. It's performance has not been great, but it has done well t…
  • Nice comparison, @davor, Thank you.
  • I should have been more clear, @bee. When I said rates have been falling since the 1970's. the began falling in about 1982 when Mr Volker broke inflation by raising rates. VWINX has done well with it's low cost, value oriented philosophy, and was …
  • Thanks for reading, @golub. It is difficult to set up and track individual portfolios, because many investors have limited access to many funds, as pointed out in the thread above. Some investors can't buy Vanguard or Fidelity. I often show exa…
  • @LewisBraham Thanks for reading and commenting. Short-term inflation has been high, I believe due to supply chain interruptions. Longer term, I believe debt and demographics will be deflationary. Other factors may impact some types of inflation.…
  • Hi @davfor VWINX is certainly a good fund and one of my larger holdings. I am concerned about the long bond holdings and how they will do in inflationary times. It has benefited from falling rates which may not be there in the future. VWINX has d…
  • Hi @davfor VWINX is certainly a good fund and one of my larger holdings. I am concerned about the long bond holdings and how they will do in inflationary times. It has benefited from falling rates which may not be there in the future. VWINX has d…
  • Hi @Vegomatic, The funds were chosen based on their characteristics including valuations and allocation to foreign stocks and bonds. The backtest was only to show how the portfolio would have performed over the past several years. What I like abo…
  • Awesome new tools. Thank you Charles!
  • @msf and @davidmoran Wow! Impressive answer. I will have to take a closer look at it when I get more time. Thank you. I did not know that pictures could be posted either.
  • Hi @davidmoran Sure, I can provide some clarity to some of the risk metrics. There is a nice tab in MFO Premium with the definition of most metrics. Here is a summary of a few: STANDARD DEVIATION indicates the typical percentage variation above…
  • @carew388 I own three commodity funds and they are doing well. I started tracking TBF in case interest rates rose. I suspect IVOL did well when rates were rising but now that they have fallen, IVOL is not doing well.
  • The Ulcer Index measures the length and duration of the maximum drawdown over a period of time which in this case was three years including the 2020 bear market. Each bear market is unique, but I believe that it is a great relative risk indicator. …
  • Lynn, thanks so much for sharing your thoughts, especially on GAVAX. I look forward to reading your commentary on non correlated assets. Your articles have really helped me, and I’m using MFO screeners more and more. I feel indebted. Rick, Here is …
  • Hi Lynn, Thanks so much for your articles that you've posted both here and at Seeking Alpha. Really appreciate it. You brought several funds to light that I was not aware of -- in particular IHDG and HEFA. I've also read David's article on Yackt…
  • Hi @Rickrmf, I have put a lot of time into analyzing defensive funds. My ranking system is based on seven factors applied equally to every fund. After the article last month I now apply the seven factors differently to Mixed-Asset Funds, Uncorrec…
  • @hank, @carew388 Below are the mixed-asset ETFs that I track. I will check out TDSB and TDSA. HNDL, QYLD, FTLS, PHDG, CSM, ICVT, RLY, AOK, AOA, AOM, FCVT, QAI, OCIO, GAL
  • @golub I think @davidrmoran and @Sven are correct. If you register and cannot access the articles try a different browser. I use Edge and Chrome. If that does not work, I can be reached at: [email protected] However, I work internati…
  • Interesting discussions and part of the topic of my next article on MFO. It is about a tactical approach to a portion of a portfolio. The bulk of my investments are in buy and hold mixed asset funds, and I am setting aside a portion for tactical f…
  • Thanks for that last post. Brought this thread back up to top and reminded me how good it is. Buying some more FMSDX tomorrow in fact. MGGPX has been doing great too. Thanks for reading and commenting @JonGaltIII. I will look into MGGPX more close…