Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
It's easy to beat PRWCX on a raw return basis. VOO/VFIAX will do. The question is whether you can do it with an only moderately volatile investment.
VOO beats BRK.A over ten years with less volatility. Thus a better Sharpe ratio (higher returns…
@yogibearbull, at her first employer there was a quasi defined benefit (pure traditional) along side a contribution aspect (TIAA variable annuity products). Her subsequent TIAA, that offers other products, is part of a state employee retirement plan…
@yogibearbull, It's a bit of dog's breakfast.
Approximately 1/3 is the old traditional, but I don't have the specific letters in front of me. And they do vary, as you know.
There is one chunk that is only traditional.
Another 1/3 had some tradit…
@WABAC - I’m with ya on that front. It’s challenging to part with 5%+ in mmkt and t-bills, with Mad Magazine’s “what, me worry?” investing tactic.
I don't even have to think about taking dividends or cap gains from the taxable, or drawing down the …
I know I'm very happy about 5%+ for zero risk.
I'm glad I bought tech last summer.
Sold generic S&P 600 and 400 funds and partly replaced them with SYLD and RWJ in the taxable. I have Vanguard value funds in small and midcap that ought to be …
On Yahoo Quote page for USAGX, just click Max (don't go in Charts) and you will see the prices mentioned by @WABAC. I thought that there may be a split somewhere but not.
https://finance.yahoo.com/quote/USAGX?p=USAGX&.tsrc=fin-srch
Yes. It has b…
@WABC- Thanks for sharing some of your divestment experiences. I wasn't aware that anyone had even read my financial operations manual.
Hi @Old_Joe, you probably know the difference between a fairy tale and a sea story; but no kidding, this really …
My wife had a mining fund that I somehow bought at the right time. I sold it recently for a small gain. One such fund in the family IRA's is plenty.
For my IRA, I bought a small position in USAGX in August 2011 during another budget showdown. It wa…
If you perform a trade on D&C fund (as testing), it will tell you the $2,500 minimum and $49.95 transaction fee. It seems that D&C funds are still sold through Fidelity but somewhere in the maintenance process it got foul up.
That's inter…
Has this in-kind transfer happened or are you thinking about it?
D&C doesn't seem to be supported at Fidelity platform (NTF or TF). D&C tickers don't even pull up a quote at Fido site. So, such in-kind transfer may not even be allowed.
No …
It's not just a flood, it's a tsunami. My headline. Fortune by way of Yahoo.
Now a $1 trillion tsunami of high-quality government paper is slated to hit markets before September, at a time when Michele warns the Fed is already draining $95 billion i…
Threads like this remind me that I should stay out of bond funds more complicated than whatever sweepings go into the sausage of CD's, MM's, or ultra-short T-Bill funds that are only alternatives to bank savings accounts.
Unlike deers, both bulls and cows grow horns. The picture on WSJ is definitely a cow. Pretty funny that Getty Images messed up.
Oh.
The Journal has a cow.
Thought everyone was talking about the big blue critter.
Wife says it's cow too - she grew up with families around that had cows to supply milk and even milked some as a kid. I will point this out on Twitter and may be WSJ can get a refund from Getty Images.
My wife wants to know why I'm not cooking dinne…
It's quite evident the" bull " had a sex change operation !
Might be one of California's Happy Cows.
But it looks like a steer to me. Or maybe a Ken Bull.
Water is the lifeblood for the western half of US. TSMC is following Intel who has built a plant in Phoenix many years ago. Clearly the management picked the location due to the largest $ and land granted by Arizona. Will see how this will plays o…
As for water:
Irrigated agriculture is the largest user of water in Arizona, consuming about 74 percent of the available water supply.
In Maricopa county agriculture uses 61.7% of the water.
What is the county getting out of that use of water?
Mar…
...
One aspect of the CHIP Act is to bring manufacturing capabilities and capacities back to US. TSMC is on track to build a manufacturing plant in Phoenix, Az and another one in Germany. This will take several years to complete but it will stabil…
@yogibearbull,
What is Barron's cover history for a signal?
I thought the following from WSJ talking about bullish sentiment is comical for the picture they chose to use -
https://www.wsj.com/livecoverage/stock-market-today-dow-jones-06-09-2023/…
Kind of a guess here based on past experience, but, trade on the West Coast generally involves traffic to LA/LB first because it is a day closer to the rest of the US. Trade from SEATAC last because it is a day closer to Asia. Seems to me like the I…
S&P enters bull as investors flee. That's my headline. I ran across this piece from Reuters on my Fido feed. Excerpts follow:
U.S. equity funds had their biggest weekly outflow in 10 weeks in the seven days to June 7 as investors, worried about…
If people are only investing in a 500 stock cap-weighted world it might be hard to get at those other companies doing well.
My wife is the only one of us with a 500 index fund, which is in her taxable portfolio. Over the past 12 months it has been …
@FD1000,
You began a 90 day "sabbatical" from the BIG BANG! Investors forum less than 12 hours ago.
I'm shocked (shocked!) since I thought you would temporarily refrain from posting while on sabbatical.
Then again, you must heed the urgent need to …
Just this week I've seen several thumbsuckers on the return of small caps. Last year it was value. Then it's AI and semi-conductors. Or not.
I bought SPGP this week to keep an oar in on large caps.
Also put a few kopeks in FMIMX, RWJ and SYLD. Pr…
My Latin is nonexistent- thank goodness for DuckDuckGo.
All kinds of fun ain't it?
Almost everything sounds better in Latin.
And I use duckduckgo for most searches now.
@Old_Joe Sorry, I guess I didn't explain. This was an assisted living facility as in a place where elderly middle-class people pay for small apartments and assistance with meals and daily living, if needed. I wasn't speaking of assistance to the nee…
I see style boxes for some,
VFINX https://www.morningstar.com/funds/xnas/vfinx/portfolio
SPY https://www.morningstar.com/etfs/arcx/spy/portfolio
FMSDX https://www.morningstar.com/funds/xnas/fmsdx/portfolio
BTW, M* supercomputers work 24+ hours a…
There is now an etf for the anti-esg. It's called ORFN.
It opened in May 2022, and closure/liquidation was announced last Friday due to "inability to attract sufficient investment assets."
Thank you @AndyJ. If people are looking for stocks that w…
As I understand this story, they don't even have to declare bankruptcy like SVB. Instead, shareholders realize a special dividend.
Sweet.
No doubt there are sound legal principles at work.
Hi @catch22. This discussion started with the insurance impact of changing weather patterns
Water politics in the West, and Arizona, deserve a thread of their own for anyone considering investing in water, alternative energy, buying property in the…
We've seen the numbers from Rhodium. And we think about them. But they don't currently impact insurance rates like wild fires, floods, earthquakes, mud slides, or coastal erosion.
As far as humidity goes, Arizona has been keeping its monsoon season…
LOL. Wouldn't take much to get me out of FFRHX. No tax losses to realize in the IRA.
Feels like last week was the first time it was in the black since I purchased on 12/7/2018.
Taking trips back to St. Louis, and seeing all of the brick buildings, has always been a jolt after so many years in California. Nothing to take me back there anymore.
Wild fire tends to show up more often in California.
Both states share flooding…
