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Before switching companies take time to review claims processing reviews. No point switching to save money and then face hardship with the insurance company when on the off chance you make a claim.
@JD_co,
Am I correct in assuming that the Innovator defined outcome and buffer products just get rolled, rather than get liquidated, when the current outcome period ends so investor's do not have a taxable event? Of course, when the current outcom…
Hi Ron,
Thanks.
Have you compared this with the Innovator ETFs?
https://www.innovatoretfs.com/define/etfs/
I have not looked at them in nearly two years but my recollection is they carry similar flavor to this. I am hoping this being a newes…
Let us get back on track.
"The higher umbrella coverage you have you can bet your arse that your insurance company will fight like tooth and nails to defend you....the senior attorney's will work the case...they don't want to pay up..."
May be the…
@JD_co
searching at ETF.com WZRD was mentioned in two interesting articles / lists -
https://www.etf.com/topics/target-outcome
https://www.etf.com/topics/income-capital-appreciation
May be someone can use these lists to take us to the next level …
My point is that Umbrella is there so you do not have to get your hands dirty with someone whose interests may not be aligned with yours.
@BaluBalu, what does that mean?
Even if we try to live a passive, clean life, someone else can try to make cl…
@yogibearbull,
I guess we can read the fund's strategy in the fund literature, look at daily portfolio holdings and daily NAV changes and make a guess on derivative plays to see if we like what we think we know. Or just look at daily price if you …
@JD_co,
Good find.
It does have daily noticeable moves - lost nearly 2% on April 11. up 1+% over the last one month - may be that is what you mean by flattish.
M* puts this ETF in the "US Funds Derivative Income" category. Anyone that has ta…
I always felt like I am over insured. I never bought life insurance, except when I was working and had term life through work. I used to max out on that (paying premiums beyond what the employers paid) because I thought my work was my biggest life…
Above posts starting with my post from April 18 in this thread are moved to insurance thread - https://www.mutualfundobserver.com/discuss/discussion/62206/rising-auto-home-insurance-costs#latest
I called two insurance companies my two neighbors are using to get a quote and both of those companies said they are no longer writing new policies in my zip code. So, it is possible I have to renew or go without home owner's insurance. I heard si…
I like @Old_Joe reproduction of the posts from the other thread better than my reproduction and so deleting the rest of this post. (This forum does not have a Delete Post function and so you are stuck with this useless post.)
@BaluBalu- Be sure to keep us informed of your findings- maybe a new thread devoted to the insurance situation?
good idea. May be @Observant1 / thread moderator can move our recent posts from this thread to the new thread so this thread stays clean…
this and all subsequent posts (and replies) about insurance are moved to insurance thread - https://www.mutualfundobserver.com/discuss/discussion/62206/rising-auto-home-insurance-costs#latest
That Q&A says something to the effect that in a securities lending, if the price of stock decreases brokerages make money and the investors in the stock do not. How does the brokerage making money is contingent on price of stock lent going down…
Along with MRFOX, my new Schwab Employer sponsored brokerage account allowed for TRAIX (TRowe Price Capital Appreciation) purchase - I could not believe that the transaction went through. Also bought a spot of MAFAX.
Schwab has some good mutual …
@msf,
The 2.62% ER I mentioned is the Net Expenses stated in the Annual Fund Operating Expenses table at the fund site I linked. I do not see the 1.72% you mention at that link. If that is the Adjusted ER, that is fine. I have no desire to debat…
I lost count of how many times this forum has discussed PVCMX as an Absolute Returns fund. E.g., You can search David Snowball’s posts on PVCMX. QDSNX touts itself as an Absolute Return fund and hence the comparison with other Absolute Return fund…
This post is for anyone (not necessarily responding to @fred495)
"The Fund invests in a portfolio of AQR mutual funds, providing exposure to both Absolute Return strategies and Active Multi-Asset strategies."
Its benchmark is 3 mo T-Bill index
It…
At Schwab, it is strange that I was not able to pull up this fund using the main page search function which is what I have always used. But the Research tab has its own search function which pulled up this fund; you can also pull up this fund using…
Thanks, @Yogibearbull. It would be easier for us to check GEV vs GE cost basis by the relative unrealizes gain because it is a recent spin. I would use April 2 opening prices to see if the brokerages are allocating the cost basis between GE and GE…
@yogibearbull and anyone else that owns GE and GEV,
do you mind sharing if in your brokerage account, the gain shown for GE is only about 15% higher than that for GEV? More info in my previous post in this thread.
I received GEHC and GEV from owning GE. I understood these to be tax free spin offs in which case the cost basis in my GE shares should be allocated to GEHC and GEV proportionate to the fair value on the date of distribution. Looking at my accoun…
So do we think the 5 to 10 yr Treasury rates are going down or higher which of course will have an impact on the 5+ yr CD rates?
Everyone on TV seems to be correlating equity prices to rate cuts by the Fed Reserve. I would have thought equity pric…
Just to clarify my prior message. In my taxable TD account (margin enabled), I can place a sell and a corresponding buy the same day because there are always legacy marginable securities. It is in my IRA account that TD prevented me from placing a…
At TD the only MM funds available are their own (Schwab MMFs). Even those are not marginable the first 30 days, which meant that the sale of these non-marginable MM have to settle first before I can place a buy order of another security.
@BenWP, I did not get as far as looking at the portfolio. You are right, the index description does not match with the current holdings. Now that I look at the stock style, only in 1 out of the past 5 years it was in large caps. Since it claims t…
I looked up OMFL as I did not come across that ETF. Pretty interesting and another of good Invesco product. 6 year old and has $6.5B AUM. "The Fund and Index are reconstituted and rebalanced based on economic indicator signal changes, as frequent…
"Customers purchasing these ETFs and mutual funds will be charged a service fee of up to $100."
I am reading this to mean the fees is applicable when purchasing and not when selling which if true, existing positions should be exempt from the fees?
…
Lawsuits filed.
The media company that Donald Trump recently took public is suing its co-founders, accusing them of failing “spectacularly” to get the company off the ground and then trying to “thwart the deal.”
The lawsuit filed in Sarasota County…
