Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
best evidenced takes on gold by experienced real-world allocaters is via unlim., and verdad adv.
https://go.unlimitedfunds.com/the-role-of-gold-in-a-portfolio
MAGA too lazy to take advantage of this booming economy? prefer to get wealthy from trumps' shared kleptocracy?
sure, just like last time...and not a dime for billionaires.
dont tell me the blue collar service economy isn't absolutely vertical.
based on stats, the odyssey funds will be smaller growth , thus more volatile with possible larger LONGTERM returns.
based on real world, you are guaranteed to pay more in fees.
(quasi-correction)
presumably FICO serves up the score based on the rating agencies data, even if wrong.
but they do utilize complementary and supplementary data as 'checks' and likely weights in the algorithm, so not data-free themselves.
FICO is corrosively sad; they serve up big errors to the reporting oligopoly when needed most, or needed not at all.
3 years after early retirement, FICO show :
my home address of ~3 moves ago which is ~9 years old.
my highest score ever....not muc…
for 2025+ : skip if you cannot replace it with a much better event.
although noncommercial and much narrower in scope, both ivey and columbia seem to host better annual events with more interaction...and usually even with a few recognized fund mana…
one of the reasons i retired early was that status within the corporate world was partly determined by FF status.
not only were people wasting their lives in airport lounges, but 1 month later could not cite anything the trip accomplished. it was …
interesting to note that vhcax, the 3rd primecap vanguard fund w/admiral fees, has not reopened.
its largest holding, lilly @$2.5b in value, is bigger than the next 4 combined.
if i had to guess one secret sauce for primecap and giroux, its avoidin…
the scale of russia-affiliated cybercrime is speculated far below pre-ukraine war trajectory.
u.s. and allies presumably have used the war to coordinate offensive attacks on a massive scale, knowing cybercrime's role in compensating for sanctions.
…
a. also look at the newer vtes and vteb. not interested in muni long or single state.
b. the bps expense should also be seen relative to asset class [returns], not just the vanguard multiple.
c. i dont want multiple munis due to the extra state ta…
same here.
longtime insurance company 'forgot' to lower premiums for roof (that they paid for!) and a surprise lowered home value (2024 vs 2023) assessment. that being said, amica treated us well for ~3 decades because we had a family friend that …
for baird :
how can they justify triple the ER when solid quasi-active bond fund\etfs from vanguard do just as well on most/all long term metrics? (and have looked deeply into muni)
they have very low I-shares minimums for all bond funds, but is th…
if not for boeing, i would be embarrassed to be a shareholder in viasat.
interesting real world cultural lab experiment going on...china's boeing clone.
after decades of subsidies, the CCP is highly motivated on reputation to further domestic AND e…
back to primecap topic, from IAV :
"...I won’t be buying either of the two reopened funds, but please do not take that as any indication of a lack of confidence or conviction in the funds and the managers. I’m not buying the funds because...I alrea…
i suggest you make sure there is a text-enabled phone number in the profile.
it may be a freebie sweep, but more likely administrative and\or technical incompetence gets one locked out.
have unable to get any response from elmwealth on tool input details. but one may infer something interesting if true :
a. their optimal asset allocation models imply only 5 variables matter. and none of them lead to
msf stated:
Somewhere around 2015 Fidelity switched from MasterCard to Visa.
musical chairs....CapitalOne is forcing users from an early expiring Visa to Mastercard.
Cap1's highly marketed user changes\benefits? "New Card Number"
hidden bonus: use…
am wondering if this is a long awaited chance for a non-fundamental price spike to unload my unhealthy primecap overweight. not to mention the distaste of re-opening at mkt peaks.
is there a site that tracks fund flow\sentiment vs statistical estim…
please inform; given testfol AA tool is limited to 5 tickers and has no optimizer, it seems pretty useless.
am also interested in hearing re: PortVis if anyone optimizes for anything other than sharpe. there does not seem to be a function that sug…
FYI
lipper dataset means MFO screener (and most others) classify 'foreign' not based on corporations' country/region based economics, but HQ location. ridiculous!
https://www.mutualfundobserver.com/discuss/discussion/comment/175924/#Comment_175924
my guess is that if you no longer have a named vanguard personal rep (when logged in) with a specific phone#, then something happened.
our rep usually calls back and keeps scheduled appointments. if we need to speak with someone immediately, it see…
despite my growing disappointment with vanguard, the personal reps have been consistently patient and accommodating for my parents that are often unable to find\complete tasks (and not just recently !) on the website.
yogibearbull,
thx for all the pointers and opinions on these tools.
am trying to estimate which best fits my needs for re-allocating all grouped family holdings with respect to asset-class in a tax efficient manner (without spending hundreds of hour…
thx. am wondering if FactSet , or the like, has such.
simply out of curiosity, how\why did MFO choose strike a data provider deal with Lipper? best for fund coverage?
am interested in knowing if anyone retained their free access TD stock and fund analysis tools (e.g., NewConstructs,CreditSuisse...), plus added any new ones from schwab.
thx msf.
not sure how they count TRP fund assets once you have closed an account there.
seems silly to have to re-open an account just to convert into I class shares.
would far prefer new money go to PRCHX . am deep into the risk-adjusted stage.
downside :
-not an ETF.
-unlikely that managers would utilize its nimble size to stray from their holdings elsewhere.
does anyone have handy the criteria for TRP Summi…
also as i ~3 decade flagship user, dropping integrated banking services was when i noticed the steep decline in vanguard :
- vanguard themselves added the burden of tens of millions of small accounts by relentless promotion of index products, lower…
It's not 'Admiral' status that restricts transfer, but some rule regarding certain active managed funds such as some by Primecap.
Odds are that if purchases of those have restrictions other than a min amt floor, transfers are prohibited. These are…
am a GMO philosophy fan, but not of their expensive offerings.
here is what didn't happen :
45 years ago, GMO had only one fund based on their quality metrics, and never needed to offer anything else.
