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gman57

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gman57
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  • re: transfer fees I call BS -- it's mostly done by sending some computer 1's and 0's between firms. The transfer out fee many companies charge is just the FU for leaving us fee. Let us pick your pocket as you leave. If I ever decide to do that agai…
    in Vanguard Website Comment by gman57 May 4
  • Unfortunately now that I've been thinking about it... do we do the same thing?? I don't know?
  • Why would a Russian or Saudi oligarch care how much money they lose in DJT? They're paying for a service. ;^)
  • Only in NYC …. Had never heard of an umbrella policy before this thread. Homeowner’s policy certainly covers liability. Perhaps I need more coverage. With several acres here there’s always possibility of somebody wandering onto the property and g…
  • More and faster volatility. I've read crypto trades 24x7 and when Iran sent missile towards Israel over the weekend crypto moved quite a bit. The normal market was closed and when everyone saw no major damage by Monday the general market barely not…
  • I got an umbrella policy many moons ago when my teens started driving and kept it after they flew the coup since I then had a boat. I needed to have a certain amount of base coverage (which I had) before I could get an umbrella policy. I was told at…
  • I know at VG you can't set up reinvestment (greyed out) until after the settlement date if it's been a recent buy and it's a new holding. There are some exceptions.... if everything in your account was already set to auto reinvest etc... Just one p…
  • Diamond must have went to meteorological school or secretly wanted to be a weather man. Back in June he was predicting an economic hurricane and now rate storms! Maybe a stock market blizzard is next?
  • @Old_Joe Who you call'in 'old'? :) We're well seasoned older humans with brain cells full of experiences and knowledge. I kinda liked the bread toasters and other items offered by banks to open an account. I still recall promotion tables being set…
  • Run away... 2 entities own about 79% of the stock from what I've read. It can go up for a long time as long as the main entities don't sell but once they start to dump look out below. It's value has NOTHING to do with the companies value. With tha…
    in Trump Media Comment by gman57 March 27
  • Bonds: 80% PIMIX, 20% individual bonds (T-Bills). (35% of overall portfolio)
  • "I loved that show, but don’t remember that particular one incident. There was one rotating female guest he had on who was, well, hot. Don’t remember her name or what she looks like now." I loved that show too, watched it every week. I'm thinking…
  • About time,, when did computers come on the scene... 1970-80? Only took 40 years to get to T+1
  • It's hard to do sometimes but the ole "let your winners run" makes sense. I'm fighting that now with Amzn. I was letting GOOG run and temporarily (I hope) it's not working out.
  • I have had NVDA since 8/22. Sold 1/3 of it in 4/23 since it was over my 3% max for individual stock. We are over that limit again. What to do? YTD +2.5%. Keep it (let your winners run) IMHO... I've been reading lately AI is still in it's infancy …
  • as of Feb 3rd: VG says: 2.87% Quicken says: 2.97% (Amzn and of all things VZ have been on a run so far this year.) VZ was best performer until Amzn caught up to it yesterday. With bank interest which isn't included in Quicken or VG etc... probably …
  • One thing I noticed. When I retired I planned for about 55k/yr expenses. Now retired 17 years I found I'm averaging 73k+/yr. Some of that is inflation but what adds up is the new cars, new roof, new boat, some large xmas gifts to the kids. i.e. t…
  • They're all just shooting for their 15 minutes of fame. All it takes is one right guess.
  • LOL -- well, my in-law has 1063 of those 888 million and will probably have them for a looooonnnnggg time. Sometimes I keep a real loser around just to remind myself ... "don't do that again!!" LOL
    in REITs Comment by gman57 October 2023
  • Speaking of REITS -- Anyone know anything about Highlands Reit? My in-law was asking for advice and I see this Highlands Reit in two of his accounts. I did some searching and it doesn't sound good. A non-tradable reit that specialized in "bad" p…
    in REITs Comment by gman57 October 2023
  • I agree with stillers.... but unlike him, I've learned to ignore BS1000.
  • I used to but now that I've finally made up my mind to only index on the equity side (only took 20+ years lol) when it's gone it's gone. Anything sold now goes right into the index.... done.
  • As noted, e-delivery waives annual fee at any asset level. This has been in place for several years. Yes, it is 2023. Paper is sooooooo 2000's ;^) Think of how much logging/trees have been saved due to paper everything. (statement,bills,etc... etc.…
  • One possibility, I'm not sure how feasible, is to convert office space to manufacturing space. I've been reading there is a manufacturing building boom going on so it may not be as bad as perceived if in fact that can be accomplished. It'll also bri…
  • Eh,,, none of the dinner table chat subjects are going to make a difference IMHO. Like the last time, (remember the red wave that was coming) the more Roe vs Wade and women's rights comes up before/during the election the more women will lean/vote…
  • She already had her 15 minutes of fame.
  • I've been with VG for a long time. They are for the "do it yourself" investor. IMHO If you want assistance they're not for you. I've never had problems.
  • I read an article about earlier rockets and multiple engines. They scrapped them due to not being able to get them all synced and working at the same time. Getting 33 ALL working together and have nothing fail... good luck with that IMHO. Saturn V…
  • I saw an interesting segment on CNBC today. They (Liesman, Santelli, others) were talking about how the banks were treated after they came to the rescue last time (Lehman's) that they may not be in such a hurry to help out now. Implying they got s…
  • Someone once mentioned that tips ARE bonds and like all bonds when rates go up bonds go down and when rates go down bonds go up. Long tips go up/down more than short tips just like long/short bonds. I don't know much about Tips but I think you want…