Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
”Can you have most or all of RMD withheld for taxes?” Yes, at VG one year I did, RMD == withhold 70% for Fed taxes and withhold 30% for State taxes. So example: RMD was 10K, 7K went to the Feds and 3k went to the State.
I don't know why but I don't think Israel is going to let this one slide. They let the last one slide. They have no choice but to go hard at anyone who wants to get rid of them and they consider Iran the leader of the mayhem. They don't mess around.
I always pull RMD's in Dec. Why not let it grow tax free as long as possible. Your RMD should have been moved to ultra short term bonds or preferably MM much earlier in the year. That way you don't worry about the market going down. I usually ha…
He's got to hit them hard now. If he doesn't win in Nov what do you think he'll be able to sell then? He has a small "fleece them" one more time window,
@hank -- I like it. Yes, 5-10% are crap people just like 5-10% of EVERY group has bad apples. The rest are people who just want to live a nice quiet happy life.
I'm male and single issue voter. I have too many women in my life I care about and don't want someone else making their medical choices for them. I'm hoping women come out of the woodwork to say Hell NO! DJT says he supports IVF but the GOP just bl…
Just saw an excellent interview on CNN (Pete Buttigieg) _ He thinks the reason Trump does all this crazy stuff is to keep the spotlight on him. People aren't talking about his failures, his policies, his debate performance. They're talking about h…
"Turning to him and saying “This (pause / hesitation), this ahh - “ … and then finally referring to him as a former President.” Came across as if she’d wanted to call him something else. :)"
YES,,,, or something else ran through her mind like t…
A few years ago my neighbor and I took an Obama sign and put it in our very conservative neighbors yard late at night on our way home from the bar. The conservative neighbor was a friend and he eventually figured out it was us and we laughed about …
It's all relative. In some parts of the world they do eat cats and dogs, in some parts they eat horses. If you lived in India you'd think it's barbaric to eat cows. I looked up "are ducks sacred anywhere?" It came back that in some Native America…
What a nut case... the cult following is amazing. Like Jim Jones and David Koresh, people are looking to follow someone....anyone and some take advantage of that. Now where did I put my American flag with Harris's picture on it? I bet it's with t…
Don't buy the 4% rule, never have. I looked at it but it seemed to me not to take into account SS. My expense's for the last 16 years average 7.07% of last years year ending total. (including SS) -- maybe that is less than 4% without SS but why bot…
My results == 2 of the last 4 years Sept was down, 4 of the last 4 years Oct. was down. You would think the odds say Oct should be up this year or will it be a self fulfilling outcome due to all the stories, comments? One other item, over the last…
In 2008-2009 I rode it out, in 2020 I flinched, sold and took a big loss (dumb), 2022 rode it out. Riding it out is much better in the long run and why you need assets set aside to handle/spend during drawdowns.
That was mostly referring to the Black Monday/Covid post of people walking around shell shocked. If you've been there before and know how to handle drawdowns they are not shocking. If it's your first time I can understand panicking and selling. It …
That's the mistake people make bailing after a big drawdown, getting afraid, leaving the market and locking in their losses. I lost (on paper) 6 figures 3 times AFTER retiring, (2008-2009), 2020 & 2022. 2022 was actually my biggest drawdown. E…
""It's just a think-tank report that no one commissioned or endorsed."
And that did, and still does, employ a group of many of the most radical members of the former Trump administration. They realize that it's not being well received, and are atte…
I have my phone set to not even ring unless you're in my contacts. I figure if it's important they will leave a voicemail. So far (a few years), so good.
Hi,
You should move this to the "funds discussion" section. The off topic section doesn't get as much attention as the main investing sections of this board. Many people totally ignore the off-topic section as it usually has little or nothing to …
I can answer maybe... of course it's going to be the R talking points. The border and city crime. I'm not sure what the 3rd item will be. I agree they need to be addressed and I think there are many common concerns that "normal" D and R voters agre…
"He even won JD Vance and his former opponents for this year’s election (DeSantis and Haley)."
Yeah, power is an aphrodisiac to politicians. Most will say and do anything for it with no regard for the truth. The more power they have the worse it…
"I will say, as a “message to Democrats,” that the more that Trump is hammered and disliked, the stronger he is supported. Again, IMHO, I feel the same may be happening to Democrats, as the more Harris is hammered by Republicans, the stronger her su…
"I was genuinely curious what you all thought about the unconventional selection process (arguably not really bc maybe people thought a high probability that Harris would have to step in and be president at some point)."
As the GOP now has to thin…
Today I sold some VONG (russell 1000) and split it among AMZN and GOOG. Dang, this trying to stick to indexing is hard. I regret selling them earlier this year and tell myself how can I go wrong with two companies that everyone I know uses.
Actually yes, I would support anyone other than Trump. He made fun of a disabled person. Was found guilty of sexual abuse ***BY A JURY***, was found guilty of fraud ***BY A JURY***. If you or I had those docs and delayed, *ignored* the government…
ADD: I'm actually glad that Harris is replacing Biden. I, like many people think they are both too old. I would like to see a law no presidential candidates over 70. I.E. If you're elected and then after 4 years you're over 70 you can only serve on…
Nope, as you said I think many people vote for a party. Sometimes I split my vote but this year I'm voting for a party. I have too many women I care about to vote against their freedom of medical care choice. I'm hoping and think that women will c…
OK.
Take 2.
1 if you're a purest.
2 if you're a traditionalist.
3 if you're an experimentalist.
5 if you're a conformist.
More than 5 funds, you should have your keys taken away.
c
Where's 4 ?
My dream. Political elections are limited to 6 months. This 2-4 years before the election is BS IMHO. Everything is done in 6 months, no campaigning for years and years raising money, causing disruptions and all the other crap that goes along wit…
I really simplified this year from many to three plus some T-bills and cash. I'm totally in as an indexer in equities holding VOO and VONG for a little kick. I started comparing every new idea I had to VOO and few beat it so I said what the heck. B…
According to Port Vis --- it did better than VOO in 21 & 22 (not losing as much in 22) but not as good in 23 or so far in 24. ~72% of its holdings are in the top 50 stocks out of a total of 103 holdings. It has a lower SD. It hasn't been arou…
I saw another article. Make Obama VP. He can't be elected President more than 2 times but the article says there is nothing saying he can't be VP and assume the position via the presidents demise. ADD: I would love to see that mostly because it woul…
Who's going to run? Buttigieg, I don't think America is ready for 2 men in the white house... yet,,, although he would kill it in debates. Whitmer, are we ready for a woman president? Newsom, maybe? Maybe Biden should change VP to Newsom or…
