Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
They've been around since the 80's but it largely appears that they put you in individual stocks. They hold 2.2 billion and have 1200 clients(per other sources had 200 million in 2002) thats an avg of 1.8 mil per. for them to legally charge this …
Re: Josh Brown
I started listening to Animal Spirits with his colleagues in 2018. I started listening to the Compound when it began in 2020. I feel like they are one of the best financial podcast groups out there. its always interesting. they…
RE: Lynch, from all the things I've learned about Lynch, I think the large thing that made him successful was that He's never "in the office" he was always on the phone or in the offices of the companies he was investing in or potentially investin…
My first investment book was Andrew Tobias’ The Only Investment GuideYou’ll Ever Need. Most memorable point was that if the stock market ever enters bubble territory you should sell everything and move to cash. I may now be in flagrant violation of…
the first books recommended to me when I began my "i need to learn this stuff better" journey was Random Walk and where are all the customers yachts. I think its hilarious the latter was written in the aftermath of the great depression. it reads l…
Man people beginning their investment journey feel like they are entering a cave (black hole) of quite dense smokey fog, So much advice coming from all directions and often conflicting. For them Clements was, along with others, a perfect way to get …
someone in a podcast somewhere talked about the machination of creating an ETF and absolutely how much easier it is to do than a mutual fund. but they said that starting a ETF is expensive so unless something has changed, these things have to reco…
in all fairness, i basically consider Vanguard a place to buy Vanguard products (same with TRP). for someone to use it as a their place to buy stocks and other products seems out of place. (obviously if thats where you started and branched from th…
in all fairness, i basically consider Vanguard a place to buy Vanguard products (same with TRP). for someone to use it as a their place to buy stocks and other products seems out of place. (obviously if thats where you started and branched from th…
If you have access to fidelity.com, here is an interesting suggestion by a Fidelity poster on how to use one of their applications to screen mutual funds (OEFs):
"I found my funds by the following - Under Fidelities' "News & Research" click on…
@Observant1 Title of book , How "NOT" to Invest? If so , I just picked a copy up at the local library. Is this book worth reading cover to cover or pick out parts that may pertain to ones self?
Than…
@mskursh bring up a good point.
I wouldn't rely on AI to make my final fund decisions.
Does AI consider manager and/or analyst turnover?
Are fund costs a factor?
Does AI examine how the fund firm treats its clients?
You have to give it parameters ot…
Asked Bing AI for top 5 picks
Ticker Fund Name 5 Yr 10 Yr 15 Yr 20 Yr
FCNTX Fidelity Contrafund 14.6% 15.8% 13.2% 9.1%
FBGRX Fidelity Blue Chip Growth Fund 17.8% 18.0% 14.9% 10.7%
PRPFX Permanent Portfolio Fund 4.3% 5.9% 6.6% 5.3%
AGTHX American F…
Mutual fund AUM has been flat even with capital growth. ETF AUM has doubled in like 4 years. Mutual funds hold 22 trillion dollars. ETF's 10 trillion (what 5 trillion in 2021).
OAKMX in 2015 had 18 billion in AUM. if flows were even over t…
@mskursh- Having used American Funds primarily for almost fifty years to build our retirement position we now have simplified to MMKT, CD, and Treasury holdings at Schwab. Having used many different American Funds over the years, I'm curious as to w…
I have a advice only person that I bounce things off of every 2-3 years. I send them my stuff, we spend an hour or no time going over it and they charge me hourly. My wife knows them and if I kick the bucket they know to take over and simplify fur…
These ETF's are wild. derivative (2x/3x), buffer, option, income etf's are hard to understand yet people are chucking money at them left and right. I'm part of a investing group on FB thats a nightmare.
He was on a episode of the Compound with Josh Brown and Michael Batnick. I was super impressed with Grantham and his ability to speak intelligently about markets, the past, future estimates. But I still can't get around how poorly he's navigated…
Jeremy's next big prediction after getting the real estate fiasco correct was to begin heavily divesting from us markets and focusing on emerging markets. He has basically reiterated that stance for 15 years. since then, emerging markets have been…
Jordan is such a good writer and his podcast is pretty good.
This phrase gets a chef's kiss "don’t confuse precision with purpose."
I've been working on helping my parents feel comfortable withdrawing and the struggle is real. They are like w…
I'm done with all that nonsense. I bought a good chunk of GME at 60 bucks on a friday and then bought again that monday at 90. I'm not that guy but I was pretty convinced that thing had a firecracker lit underneath it and the sentiment around it…
most active equity funds (especially large cap funds) have kind of become closet index funds. So its a race to the bottom of fees to provide any meaningful alpha to shareholders. Which is good in some ways and bad in others. fund managers don't…
thats a issue. i've explained, here, my experience with my coworkers asking questions about their 401k and having no idea what to do. And it was rampant. If they can't understand how a mutual fund works, how on earth are they going to understand…
I taught FPU for a good while and after working with people for those good number of years, I feel confident in saying that car payments might be the #1 wealth killer for middle class americans. and I made that declaration 7-8 years ago! Today it …
my guess is the move from defined benefit to defined contributions have tremendously hurt the PE world.
I read that 88% of pensions invest in PE at an average allocation of about 14%. and the amount of assets available to pensions has been …
the reason for classes is because they are sold in different ways and the fund companies want to keep track of that. fees to advisors, marketing fees paid to broker houses, intermediary fees, etc. sometimes the way a 401k/403b is constructed, th…
David Stein (Money for the Rest of us Podcast) stated that its not a great time to be investing in PE.
- fundraising has slowed tremendously
- there are tons of PE firms that can't sell their firms due to various reasons
- tons of liquidity pro…
listening to a podcast yesterday and the guy was only in favor of it in 401k's as part of a target date offering like the state street + TDF's.
he justified its use by saying pension funds buy a ton of private equity and the 401k removed a lot of…
on a podcast the CEO of CG stated that there technically is no correlation to at least the initial ETF's they released. CGGR, CGUS, and CGDV. he said they are all slightly different strategies.
I think in large part, this is the industries answer to combating index investing (and by proxy the immense discounting that is going on in the mutual fund ETF world as it pertains to expense ratios). They are going to make this seem like such a gr…
I don’t trust most fiduciaries. Just because someone holds that title doesn’t guarantee they’ll act in your best interest—or that their advice is good. Yes, it’s better than working with someone who isn’t obligated to prioritize you, but it’s far fr…
i say it like this....i have reason to believe that the US will likely cumulatively outperform the rest of the world for the rest of my life. but i'm not 100% certain. i'm 80% certain. so I allocate the other 20% to international stocks.
I would normally say, hold off and let it build some AUM first, but CG has a decent track record enough to jump in on a 1 yr old ETF. in 1 year its slightly underpeformed its index.
I used DFA international Core in a 401k and when I left that c…
Went to Kiplingers to check out current top 25 fund list and found a mistake.
From Morningstar the 5 and 10 year returns for BEXFX are 3.39% and 4.52%. On the website for Kiplinger 25 funds, 5 and 10 year returns are shown as 14.6% and 10.8%. I …
My teenage/adult children have UTMA's at Vanguard and the site for ages has been an absolute nightmare...getting help (i didn't need it much) was a nightmare as well.
But when Salim first said they were revamping I thought it might be the perfect…
for me its about liking the type of stocks that pay a dividend vs investing in them BECAUSE of the dividend. the dividend is just the natural outcome of investing in older stable companies. reinvest them if you don't want them.
it was also a mu…
