Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
Reply to @JoeNoEskimo:
If you are ok with lower but very smooth returns, the vehicles I prefer are MASNX, OSTIX (becoming very popular), SDGIX, PUBDX or MWCRX, and my "safety" fund RPHYX
What are the differences and similarities between OSTIX and …
Reply to @randynevin:
I think you mean VGTSX (Total Intl) rather than VGSTX (STAR).
Yes, thank you. But I really meant VTIAX, the Admiral shares of VGTSX.
Mona
Reply to @MaxBialystock:
Max,
It looks like MAPIX and MACSX have been running neck and neck for about a one and three year period with similar risks. What is your take?
Mona
There are numerous other bond funds to consider that have much, much shorter durations for the same or better yield than VUSTX
Hi Bob,
Which specific shorter duration bond funds do you have in mind?
Mona
Reply to @Hiyield007:
Even though junk is insanely overpriced I ventured back in with my all time favorite junk fund - WHIYX
Hiyield,
Why WHIYX and not OSTIX which seems to operate in similar space?
Mona
Reply to @Ted:
I can't log on MFO when using Firefox, it doesn't recognize my username and password.
Hi Ted,
I only use Firefox and have no problem logging in and out of MFO. There must be some setting in your Firefox that is preventing you, but I…
Reply to @Investor:
ARTKX is a good fund but I did not recommend it because it is closed for new investors.
Just as a reminder, if you have $100K invested with Artisan (can be invested though the likes of Schwab), you can purchase any closed Artisa…
Reply to @STB65:
I know they mean well and they do well when the markets decline but $10K in ARTKX is a shade over $40K after 10 years and that would compensate for a lot of tax inefficiency.
As mentioned, I too am in Artisan International Valu…
Here's a simple hypothetical to demonstrate: suppose you have two funds that have identical portfolios, but one's ER is 1% higher. Further, suppose the cheaper fund paid out 1% in dividends. The tax cost ratio is obviously higher than zero, because …
Reply to @msf:
ARTKX and VTSMX may have similar M* tax cost ratios, but VTSMX (Vanguard Total [Domestic] Stock Market) isn't the fund you're asking about, which is Vanguard Total International Stock Market. (This is one of the many reasons why I ap…
Reply to @Mark:
Mark, I too agree.
I meet 2 of the 3 you reference. Almost zero investment knowledge and no time (probably more so interest) to learning the rules and disciplines of the art. My experience with the likes of BJBIX is evidence.
Co…
Reply to @MJG:
Thank you for breaking your rule by expressing your use of VFSUX. Even if you had not supplied the purpose for its use in your portfolio (as a cash equivalent), I would have found the information of personal value.
I certainly agre…
Reply to @MJG:
I choose not to reveal my current actively managed portfolio positions. I fear they may do the MFO community more harm than good. A proper portfolio is unique to an individual
MJG,
I appreciate and respect your thoughts. However, in…
Reply to @scott:
but I'm a tad curious how much of that is investing and how much of that is aggressive advertising/marketing.
Years ago, I made the HUGE mistake to request materials. Then, after requesting countless times over four or so years to …
Reply to @DPN:
When working with an Roth, I would think that it is common to have most cash invested as opposed to having a core cash amount that you cost average with. Is my thinking off on this?
I agree with your thinking. In addition, in my Ro…
Reply to @AndyJ:
PEBIX is similar to DBLEX and TGEIX in that all three are US dollar denominated, but have the ability to purchase local currency bonds; up to a small percentage.
PELBX is only local currency bonds.
Mona
Reply to @AndyJ:
(commodities, REITs, EM currencies and local currency bonds, etc.
AndyJ:
In that regard, what are your thoughts about PELBX?
I am in PEBIX, but am looking to add this fund. A concern I have is it can be considerable more volatil…
fundalarm,
I believe I have a bit of a problem with this presentation.
"In the 1950s and 1960s, the median income allowed you to live with a single earner -- normally the husband, with the wife typically working as homemaker -- and roughly three c…
Reply to @Old_Joe:
See pg 38 of the user guide
Thanks to all. I got all the way to page 37 and stopped ;-)
I needed to close my email account and put in my hubby's.
Should I add ARIVX to a couple of Roth accounts which are sitting in cash just in time for fiscal cliff?
In my Roth, I put the fund I want with the highest expected long term return, because contributions and earnings can be withdrawn tax free.
Reply to @perpetual_Bull:
I had myself a really high priced attorney. I got what i paid for at 250.00 an hour.
I gather you do not live in Boston, New York, Philadelphia, Chicago, LA, or some other metropolitan areas. That $250 per hour would easil…
fundalarm, as RYVFX has been gravitating toward a mid-cap fund, I decided it was time to exit and realize my LTCG. I did so on Wednesday which was the record date. Since it no longer fit for me, I did not want the distributions, which were about 5.5…
Reply to @claimui:
Dan Wiener in the December issue of The Independent Adviser for Vanguard Investors, in part said this:
"As I said before, I think investors are missing the point. The worst erosion of relative yields has occurred among the risk…
Reply to @AndyJ:
If the T's in Core FI head into a rough patch, for example, the EMs will appreciate
I have interest in DBLEX and TGEIX. How do you folks see these funds performing in the next year?
Reply to @TheShadow:
I am confused regarding the difference between the record and ex dividend date. I am to the understanding that if you own a fund on the record date, you will receive the distribution. For example and from Vanguard's website, i…
Reply to @BobC:
Bob,
While M* categorizes OSTIX as a multisector bond fund, it appears essentially to be a high yield bond fund (at least at this moment) with an average credit quality of B, a duration of 2.30 years, a 5.38% yield, and a ER of 0…
Does going public have any affect whatsoever on how the underlying mutual funds are managed?
The article said "Artisan Partners Asset Management said it plans to use unspecified amounts of the proceeds from the IPO to...pay cash incentive compensat…
Reply to @MaxBialystock:
I was looking at the sector weightings on the portfolio tab on M*. I understand "Government" and "Securitized", but what type of "Corporate" bonds are in the 29.38%?
Thanks.
Mona
Reply to @MaxBialystock:
Have you thought about Panama? The nice thing is it's a 2 1/2 hour flight to Miami and the US$ is the currency. Good medical care.
Colombia may be an option as they have done good job cleaning up the problems. Far less ex…
Reply to @AndyJ:
AJ,
Thanks for your reply.
As much as I try, I just can't seem to get my arms around the mortgages (other than Vanguard GNMA) and foreign bonds. Too many funds and many appear to be somewhat similar.
Currently I am sitting wit…
