Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
"Also I have a quirk when it comes to OEF bond funds. I prefer the ones that pay daily vs. the ones that pay monthly."
I share that feeling because the monthly ones give the illusion of smoother NAV than what the NAV otherwise would be. They do n…
"Also I have a quirk when it comes to OEF bond funds. I prefer the ones that pay daily vs. the ones that pay monthly."
I share that feeling because the monthly ones give the illusion of smoother NAV than what the NAV otherwise would be. They do n…
The former taxi drivers have already been displaced by the Uber drivers....now despite how quote fantastic end quote the economy is doing there is an over abundance of Uber drivers and they are making way less than they did several years ago....
Tal…
@Sven, the quality of Vanguard's customer service, support, and IT folks (at least at their headquarters), appears to be lower than Schwab or Fidelity. With many colleges and universities within a 25 mile drive of Malvern (Penn, Drexel, Temple, Vill…
@Sven, you are able to talk with a Flagship rep (I assume that you have a dedicated rep) without a problem, so specifically what has not worked out well?
If DT wins, the first thing I’ll do is check this thread to see the reaction.
https://npr.brightspotcdn.com/legacy/sites/wyprmain/files/201611/sad-clinton-10.jpg
If DT wins, will you move back from Europe to Boston?
A reminder, just 4 years ago the Middle East was calm and 4 Arabic countries signed a peace agreement, first time since Israel became a country. All you got to do is connect the dots.
I connected the dots.
Trump University
Trump Foundation
Trump S…
@hank this is a piece I received from Rosenberg (David) Research today.
Memo To Treasury Market Investors: Chill!
Okay, I am getting inundated enough now regarding the sloppy behavior by the Treasury market since the Fed cut rates -50 basis point…
Apparently, most but not all of the initial shares are still locked up. On Aug 22, a few execs sold between 3,467 and 84,941 shares @$22.70. Not enough to move the market, but the rats may be lining up to jump ship.
Here's the EDGAR search resu…
FD1000,
I gather someone with address your drivel. I will say that one again you exhibit that you are as unhinged as your idol. Keep drinking the Kool-Aid.
@rfono
What is a "Tomahawk"
My favs
https://www.keens.com/ NYC
https://www.grill23.com/ The Hub of t Universe
When in New York
https://peterluger.com/photo-gallery
Maybe this is for the better. Jean Hynes could not fill Ed Owens shoes, she seldom beat Vanguard Health Care Index and adding insult to injury, highly tax inefficient if held in a taxable account.
Often recommended limit of 5% applies to individual stocks to reduce company specific risks. So, people holding only stocks (i.e. no funds) should have a portfolio of 20+ stocks.
Must funds are diversified, so they can be held at much higher levels…
for baird :
how can they justify triple the ER when solid quasi-active bond fund\etfs from vanguard do just as well on most/all long term metrics? (and have looked deeply into muni)
they have very low I-shares minimums for all bond funds, but is th…
Maybe he should be at a Trump rally.
Narcissism is a personality trait that can be characterized by a number of traits, including:
Self-importance: Exaggerating achievements and talents, expecting recognition as superior, and believing they are s…
Unhappy customer: Why I finally took my business from Vanguard to Charles Schwab
https://finance.yahoo.com/news/unhappy-customer-why-i-finally-took-my-business-from-vanguard-to-charles-schwab-180758503.html
VMRXX is the old VG Prime M-Mkt. When 2014/16 m-mkt reforms happened, VG tried to get an exception because VMRXX was in retail-prime category. When exception wasn't allowed, its name was changed to VG Cash Reserves Federal & adjusted objectives.…
@BaluBalu Schwab is competitive with minimum balances of $1MM on a few products. VMSXX 3.18% vs SWOXX 3.19% and VMFXX 5.28% (VMRXX 5.29%) vs SNAXX 5.30%. Schwab does not monitor if the balance falls below $1MM. Schwab is not competitive on the Treas…
@rforno …. Thanks very much for posting this. I didn’t realize that Schwab was charging so much for their MMs. I will have to explore some of these alternatives that folks here are recommending. So did you put all your excess cash into SGOV?
Aren…
Dumped the cash into SGOV. Far cheaper than Schwab's Treasury MMFs and I won't be paying Schwab an insane fee for the privilege of holding my cash.
@rforno why did you decide against USFR?
Rollover IRA is just a label for convenience. It's a T-IRA.
With multiple T-IRAs:
1. Find yearend balance for T-IRA#1, calculate the RMD#1, roundup;
2. Repeat for T-IRA#2, T-IRA#3, etc;
3. Add them up (RMD#1 + RMD#2 + RMD#3 + ), and that's the…
@yogibearbull
"The RMDs from T-IRAs can be aggregated and taken from any one T-IRA"
With Traditional IRAs and Rollover IRAs at two different institutions, how do you figure out the RMD?
What lucky person gets to buy PACLX share class?
I can't find the difference between PACLX and PRWCX... ?????
The ER for PRWCX is 0.71 and for PACLX it is 0.97.
https://www.morningstar.com/funds/xnas/prwcx/quote
This thread is getting flushed down the sewer pretty fast but Old_Joe's home maintenance tip with "thin stuff" is useful. My neighbor spent $5K on sewer line repair because evidently tree roots went into his sewer line just before the sewer line co…
Perhaps that page was just changed, but it now reads $1K min. Worth pointing this out to Schwab if they still balk at opening the account for less than $100K.
I did and will do so again, but this time in an email to the rep that I work with.
However…
We are having a problem and would appreciate some thoughts on how best to try to resolve it.
My partner spoke directly with Artisan Partners and I qualify to open a new account and purchase Artisan International Value in my Traditional IRA, so long…
