Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
@MJG hi old friend! I like what you said.
Like you I am just trying to build up a reasonable portfolio that will probably not going to do the best at any particular time but over time will deliver acceptable results.
Thanks @Old_Joe @MikeM @msf @Sven.
I guess I had burnt out so I think after an overseas trip, I gave a break thinking that I was only giving a short break. Well, then I found another hobby (learned Spanish) and changed jobs and then you are 100% f…
@Ted. Is this the way to welcome me back after almost 6 years absence? No I am not a troll. Just an old friend back after a long hiatus. Oh well...
I see you keep feeding the board with daily dose of links as ever. Thanks for that anyway.
Hi John. Glad to see you! I browsed through the forum and saw a number of familiar usernames like yours. Since I left my mutual fund investments have had few changes. I am happy with most of what I have. I will do a review soon and see if there are …
Keep in mind, that's real-return, so they are assuming something like 2.5% inflation. Which means something around -1.5 to -2% a year going forward.
Still need substantially sized cajones to make the call ANY mainstream asset class is going to on…
Reply to @MaxBialystock:
Good. You are moving towards a more balanced portfolio. We all make mistakes and some of them are only so in retrospect so don't dwell to much in the past, learn and move on.
For me your portfolio is too small for retirem…
Yes. What were the re recommendations and what did you follow and what did you not and why?
In the past we have given some basic recommendations for your portfolio and you did not quite follow them. I am curious what you are doing now...
Just a thought: if these people borrowing at such high rates had truly low credit risk, they should be able to borrow from conventional channels at lower rates than here.
In this industry there is truly no high returns at low risk. In this case if …
This works. Do not start title with ping or it does not open. You chan however change title by hovering on the right side of title on main forum listing to reveal an edit button to make such posts functional again. It is a weird forum bug as far as …
@bnath001:
You are a conservative investor questioning safety of your principle and reluctant to invest in regulated securities and yet you are interested in lending money to total strangers. I find it rather inconsistent...
Reply to @JoeNoEskimo:
I actually do not want to ignore. There are some good articles to read.
If they were all in post. I could actually read them with less time spent in clicking in and out. Reading would be easier.
In fact, if people found …
Reply to @Derf: The shareholders because income from such loaning goes to the fund. That in turn can be used to offset the expenses and without such income the returns of the shareholder could be lower for the same set of expenses. But, I am sure so…
I do appreciate Ted's posting and it would be a loss if he stopped. So, I am posting this with hesitation.
However, I too appreciate if several individual link posts by frequent posters like Ted could be collected to a few threads per day. Most of …
Every broker has some issues every now and then.
The less frequent your transaction is, the more manual steps are required the more likely that it will be dropped somewhere. Allow some time and follow up your business by setting up yourself reminde…
Reply to @VintageFreak: Hey VF if you keep predicting such drops year after year, you will be eventually right and you can say I told you so. Many so-called gurus on TV do that every year. Nobody keeps track if they made any profits for their clien…
Reply to @cman: If the US stocks experience a sudden decline, do you think global stocks will stand still. They will also nose dive… They will not provide the protection people think they will get.
However, if US stocks are somewhat stagnant, globa…
Reply to @Charles:
When you quote like that you lose the context of that recommendation.
Here is the preceding paragraph:
"The alternative to stocks for the skittish is, obviously, fixed income. Given the inevitable increase in rates, many inves…
Reply to @MJG:
Hi MJG, sorry for my sporadic posts these days. Between Free courses I am taking, the homework's, tests etc., usual work as engineer, home duties, kid's band winter concerts etc. I've been rather busy. So, I did not have much time le…
Reply to @Old_Skeet: Core Inflation numbers exclude energy and food as they are volatile components. However, headline does. If 1.6% you reported is referring to headline it includes food and energy.
However, skeptic in me question the wisdom of ad…
Hi @MJG,
Related to this topic there is a Free course at Iversity starting Jan 20th.
Monte Carlo Methods in Finance
Course will be delivered by Prof. Dr. Alberto Suárez.
I am registered at this course. As a side note I've recently completed "Co…
Reply to @MaxBialystock:
MagLite flash lights until a couple of years ago bear the label "Made in the USA" Not many more! The last flash light bulb supplier has shutdown in the USA so they have to buy the bulb from elsewhere in the world but the r…
What this means is that previously Financial Advisors would establish new accounts on this 'closed' fund if they had other clients in the fund. Now, new clients of Financial Advisors will not be accepted to the RPHYX.
Reply to @msf: Actually if you use adjusted close (instead of actual close) data from Yahoo you take into consideration of the dividends and capital gains distributions. Adjusted close is found in historical price tab.
Adjusted close data changes f…
@Accipiter : I think I would prefer to get all the result unless doing so will be too time consuming and too much load on the site. Assuming all the results obtained I would like to be able to sort on columns or be able to filter down on thise resul…
Reply to @BobC: Bob, people cannot yet gobble these up (Floating rate Treasury bonds) because they do not yet exist. Treasury will start issuing these at the end of January, 2014. I think you are confusing with Floaring Rate Bank Loans or Floating R…
I find it rather odd dropping names of other fund managers invested in the fund. They are trying to promote the fund by using their associations and I feel that is not right.
It feels like they are in desperate need to raise funds in a short time.…