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A lot of people are showing fascination with these "newfangled" trading funds. Not only newfangled but new - PHEFX is barely a year old. So how much one can understand about a relatively complex fund beyond the fact that it started hot out of the…
You might the title of the thread to something like: Fidelity Latin America fund to be merged into Fidelity Emerging Markets Fund. "Reorganization" may be more technically correct (legal). But "merge" is more descriptive.
@msf "I do know that at Vanguard you generally cannot link Vanguard accounts to outside institutions. " Generally" comes into play here. I just finished looking at my VG account & I can move money in & out to my local bank. Since establish…
The biggest breach of all may be the NPD - National Public Data breach that will affect almost everybody. NPD is a national database used for background checks & fraud prevention and it most likely has your data too.
And those of your deceased …
My son just opened TRP acct. Everything went smoothly until attempting to link his credit union acct with TRP.
Was he trying to link his CU account to TRP (i.e. have the TRP account recognize the CU account), or was he trying to link TRP to his CU …
If Schwab.com is down I haven’t found another way to Schwab Bank.
In a post (way) above, I suggested that Schwab Bank may be just another internet bank. This tends to support that view. I suppose you could call Schwab and see if they can help a…
Thanks, Yogi.
I use M* mostly for charts and mostly for comparative charts. I have started to use M* Investor for comparative charts as I like the daily ones over monthly or weekly for that purpose.
I'm not clear on what the issue is here. The …
Volker raised rates to their peak under Carter. Rates were cut at the start of Reagan's administration only to be raised again to that peak in June 1981. You can see the twin peaks in the graph below.
Fed funds rate (blue) vs. CPI Y/Y (inflation;…
B-G's funds have been out of style for the past few years. It's not just with HAIGX and B-G's sleeve of VWIGX. M*'s automated analysis notes: "The parent firm's five-year risk-adjusted success ratio [is] 21%". See, M*'s quant analyses are not e…
Curious why you are using March 31 portfolio info. M* shows June 30 info - 60% fixed income. Very different and dynamic as you mentioned. Seems like a tactical long-short allocation fund.
As @hank did in another thread, you are looking at M*'s econ…
That March piechart appears to be slices of gross assets. Shorts (traded equity securities, index funds, sector funds) have their own positive slices.
Look instead at the Schedule of Investments, where "Percentages are stated as a percent of net …
I looked up other BoA branches within 15 miles of my home and they all had 2 out of 5 consumer online rating.
Under "branch services" BofA used to tell you whether that branch offered safe deposit boxes. This information has been removed. Consi…
Long term bonds (treasuries or other) are often regarded as useful primarily for placing bets on interest rate movements, i.e. speculating. Most of the time long term bonds don't offer enough extra yield over intermediate term bonds to be worth th…
Advantage Fidelity:
The nice thing about Schwab ATM is the fact you can take out money around the world and they will refund you the fee by the end of the month. (Confirmed; see footnote 8)
At Fidelity "The reimbursement will be credited to the a…
I vaguely recall Schwab saying years ago that some of its branches (largely west coast?) functioned as banks as well as brokerages. That doesn't seem to be true now - Schwab Bank seems to be a pure internet bank.
Fidelity used to have pseudo ATMs…
If anyone here has a self directed BMO brokerage account, please share your experience.
(My family has a small relationship on the banking side (walking distance to my home) and the BMO branch people are always very customer focused and the manag…
Scroll down to the holdings section near the bottom of the M* page. There you'll see 82.5% in bonds. I don't know why it doesn't match the 70% fixed income at the top of the page. Clearly this difference is coming from the 24% "other" allocation…
I drafted this also while you were deleting and as Yogi was posting. Largely duplicative of Yogi's post, but hey, I had already put the words to paper.
The fund is reasonably diversified on the bond side. But it has significant issue risk on th…
The discrepancy may have to do with how one counts "Equity Hedge". According to M*, as of June 30th (the date of the last monthly filing, and pretty close in time to Aug 6), LCORX was 75.66% long, but had only 62.57% in equity, net.
That is consi…
- Fidelity does not work with Zelle. Zelle can only work with bank accounts and Fidelity is not technically a bank whereas Schwab is.
- Fidelity CMA offers free automatic overdraft which I do not believe Fidelity Brokerage account offers.
Fidelity c…
It's not just Schwab's interpretation. That's the way the IRS interprets time of identification - up to the time of delivery (settlement).
Time for making identification. For purposes of this paragraph (c), an adequate identification of stock i…
All methods aside from average cost (for mutual funds) are specific ID (what Schwab calls Identified Cost Method). The specific shares that are to be sold are identified and their actual cost used in determining gain or loss.
That's the way thi…
If [Zelle payments do not work with Fidelity], I will have to transfer from my Fidelity to my bank to the non-family person. ...
If it works with Fidelity, the benefit of Fidelity (vs Schwab) is I do not have to transfer to a non-interest bearing…
The Wayback Machine didn't archive individual posts, but it did archive several versions of the discussion board (list of posts by thread). Many of the posts were ntip (no text in posts - subject line contained the full content). Or nm (no messa…
Schwab is at the bottom of the performance rankings YTD, 1 year (the only robo with single digit returns, more than a point behind second worst), and 5 year (tie for worst). Over three years it did 0.2% better than the worst.
As a blind guess wit…
bank account in India and rules there are totally different (to begin with, we can write checks from savings account ...)
In the US there are multiple types of savings accounts - passbook (do they still exist?), statement savings, and statement s…
It may also be possible to use a payment app with Fidelity accounts. Whether that app in turn lets you schedule transfers to a third party depends on the app. For example, according to this old (2018) moderator post, Paypal wants you to limit tran…
Bank of America ( BAC ) CEO Brian Moynihan ... , pressed about Republican candidate Donald Trump's statement that presidents should have a say over Fed decisions, said people were free to give Federal Reserve Chair Jerome Powell advice and it was t…
44% of all US dollars ever created, were created in 2020 and 2021. Ya, that was the Covid era.
44% is about right, looking at M2. Such an increase is not unique. There have been other times, other situations aside from Covid, calling for monetar…
If an image doesn't have linkable address (e.g. screenshots or other pics on your PC), use free image-hosting sites such as Imgbb.com, etc, to establish image-link, and then follow the above steps.
Even it an image does have a linkable address, it …
Several brokerages have their quirks with ETFs. Like you, I've also written on this before.
Leveraged or inverse ETFs.
Vanguard won't allow purchases of ETFs such as QLD.
Fidelity requires you to sign a statement affirming that you're a sophist…
the fund has Phillip Morris
Just to be clear, FBBAX owns Philip Morris International (PM). That was spun off in 2008 from MO (formerly Philip Morris, rebranded as Altria in 2003). MO retained its Philip Morris USA subsidiary.
Rebranding 2003
…
and also GAA.
Oddly enough, this came up in some searching I was doing in the past couple of days to help someone find a temporary alternative to VSMGX (hard to get w/o fees outside of Vanguard). I wound up suggesting GAL rather than GAA.
You m…
The truth, however, is that we don’t know why stocks fell. ... it probably doesn’t matter much
Fire ten shots into the air from different positions in a semicircle surrounding a herd of cattle and you'll get a stampede. But you won't know which di…
Firstrade and as you observed, E*Trade (Morgan Stanley) impose no transaction fees.
Here's the thread that was started when E*Trade first switched to $0 TF pricing.
https://mutualfundobserver.com/discuss/discussion/60484/anyone-buying-funds-at-e-tr…
Is Fidelity ATP having trouble too?
Outage tracking website Downdetector.com reported that Schwab’s services were down for over 3,400 users, while Fidelity’s issues peaked at over 3,500 reports. Vanguard wasn’t immune either, with nearly 2,500 users…
Try this. Seems to be in sync with BloombergTV+, but without the plus. Also a slight lag, and the numbers (prices) on the video don't exactly match TV+; they seem to be really live, updated by the few second lag time. The magic of modern technol…
