Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
No place to hide. I'm 45% bonds, 55% equities now. Thirty five percent is foreign equities. the mad rush into the dollar is clearly an overreaction. It will have to even-out at some point.
Privacy tools too confusing for most users? (Above.) Why am I not surprised? If there are legal requirements to be covered, the scumbags do it in a way that makes using such "tools" NEVER obvious, clean and easy. It's all very deliberate. Parasites.
Howdy. I use Mozilla Firefox. It seems to attract fewer bugs, crap, viruses, junk, spyware, malware, et al. In addition, you can increase the size of the print you're reading by holding down CONTROL and the + (plus) button at the same time. That's b…
There's a contrarian in me, truthfully. I started investing in 2003. Always favored SMALL-CAPS, regardless of the latest fad, phase or craze. Semi-retired already, letting my bonds build with reinvested divs. I think Saut is correct. But I'm there a…
Scott makes good points in response to the article. There has indeed been a sea-change in the past twenty years or so. Computerized, programmed trading cares nothing about fundamentals. Until governments put MEANINGFUL limits on that stuff, the deck…
I do not own it (yet) but do track it. I'm not looking for any fund to be the single, miraculous exception, when things are melting-down, generally. If it can manage to lose considerably less than the others during downturns and be a steady earner o…
Sheeple, yes. It's quite late in the overnight period right now, Thurs---Fri. We'll see what Friday brings to our holdings. A quick look shows me that Asian bourses are not just retreating, they are fleeing with abandon.
Eliz. Warren will win, I believe. She's the best we can do, but what we need is not new candidates whose impetus and inspiration and new ideas will be swallowed-up and diluted by the status quo. We need a revolution. (This thread is listed as "off-t…
You guys are ONTO something. Seems to me I've been trying to do the prudent thing, or the smart-play, but always it gets done at a wrong time. I'm going to just SIT on my stuff and be adding from time to time to either MSCFX or MAPOX. I'm not talkin…
Hi, I appreciate those informative responses. Thanks for taking the time. I can't see me ever returning to my old career and thereby wanting to re-convert again, back to a 403b. For very different reasons, I may decide not to add to that pot in THIS…
Is there "blood in the streets" yet, except in Athens? This is mostly a spending year for us, rather than taking that $$$ and investing it. Our timing never seems opportune, although I did alright that way with my purchase of MAINX, just after the l…
Old Joe: "Don't vote, it just ENCOURAGES them..."
Saw a thing lately on Facebook illustrating the voting American public as "sheeple" chomping down stuff from a trough labeled "LIES." ........Yup. That sums it up.
As for me, I can do no better th…
Nothing is moving on fundamentals. It's all fear and/or panic right now. We'll maybe have some quick, brief surges on particular data releases, but the Markets are scared. The "new normal" is not normal at all. It's the wall of worry, about Greece a…
The original question from bee was about downside risk protection. I'm sure I sound like a broken record: MACSX is the one to have for your purposes. Among BALANCED funds, look at BERIX. "Break a leg!"
I rather enjoyed that read. Gundlach has an edge to him, and is a stright shooter. I did not really know very much about him, and was leery after he was sacked before, at TCW. But he's smart, it sounds like.
"Old_Joe you did the right thing by keeping your guard up. Remember the saying, just because you are paranoid, doesn't mean that they aren't out to get you."
“They're trying to kill me," Yossarian told him calmly.
No one's trying to kill you," Clev…
Reply to @msf:
Quoting: "It's not a system designed to help people, but to deflect questions. I usually try not to shoot the messenger (first line support); I'm often unsuccessful in that endeavor."
OK, they're just employees. Where is my error in…
Way to go, Joe. I went around and around with TRP this morning. I called customer service. (More accurately, it should be called the "Customer Rage & Aggravation Instigation" Line.) Jump through the identity hoops. I ask my question. Can I have …
I can only marvel at a portfolio comprised mostly of bonds, gaining 6.1% already, for the year. Congratulations. But I will add: the sheer number of funds you own makes me itch. I just plain would move to simplify. Simplify, simplify, simplify!
Thanks, Maurice. Guess what. It so happens that just today in the mail, I received the first statement from D & C, dated the 11th of April. State Street is in fact the "Custodian." Just to double-check, I called and asked who the TRANSFER Agent …
Addendum: Supervisor at D & C spoke frankly with me, rather than stonewalling me the way that the others did. She convinced me that it could very well have been, strangely, slow mail delivery that caused the delay, as opposed to the swift action…
Thanks for the reply. Yes, I'm conscious of the bigger picture about allocation percentages. I just looked at my portfolio and am not surprised, though I do not micro-manage the percentages. As for EM allocation, including both equities and bonds, I…
I just called. The acct. was opened "as soon as your form and initial check was received, on the 11th."
I wanted to jump through the phone and eat her face. What a bunch of junk. I persisted, three times, to try to give her a chance to offer me a R…