Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
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MikeM
I know you are not a fan of his, Mona (understatement :) )
Another Bills fan!!! Junkster just sent me a note saying the same. GO BILLS! They will be right down the road from me when training camp starts next week at St. John Fisher College. But tickets sold out in hours, so I won't be going. Are you from the area, Western NY?
The 1st question this asks is "do you want info for just a part D plan or an advantage plan. My results, if that's what comes up on this link, is incidental to the posters question.
I've subscribed to Credit Karma for a few years. You get a lot of current info on your credit score, hard inquires, any new accounts opened and info on accounts active and closed. It will send you an email if anything about your credit score changes…
I'm always late to the party. I put in a limit order to buy a significant amount of CNQ, Canadian Natural Resources Limited, on Wednesday. It didn't take. Up 5% today. I bit the bullet and bought just a few shares towards the end of the day to satis…
Just want to make it clear, JHQAX doesn't short stocks. I've actually tried to find a balanced or allocation fund that returns as well, with lower or the same volatility. I haven't been able to find one. It's my second largest fund holding behind PR…
The comparative measure doesn't necessarily need to be an index @hank. Heck, you have said you use comparative benchmarks before. It's essential I think. If someone wants to trade stocks, measure results against a stock portfolio like BRK.B for inst…
For those who do like to own individual stocks as a main investment tool to your overall portfolio, have you compared your stock selections to a broad based index fund like the S&)500 for large US stocks or a small stock ETF or a global ETF if u…
I've been procrastinating forever moving my HSA from a low interest savings account to a Fidelity account to invest long term. This thread was the motivation I needed to make the move, thanks to @bee and others.
My HSA amount isn't great and with …
@PRESSmUP, thank you for the tip on Parametric. My money is with Schwab so I will take a look.
I believe retail investors can achieve similar goals using several bond funds with different durations.
@Sven, I have an opposite view than yours. I don'…
Fidelity, I believe has HSA accounts. Many others too, but I think there are fees associated to these accounts. @bee used to talk about HSA's a lot. He would know more.
If anyone is looking for CALLABLE CD’s at Schwab they are to be found by going to TRADE, Then BONDS, and the CD’s listed above the Bond grid are generally callable.
Probably a few ways to get there, @larryB. My clicks are 'research tools' - 'bonds, …
WABAC said: It should also be noted that LCR is about 50% equities, while LCORX is about 16% equities.
Hi @WABAC. I took a double-take when I read this so I had to look it up. I invested in LCR because it was very much like LCORX - in my mind.
Just…
Do you have a Schwab account? Is so, you will find your TDA account there. My TDA account transferred fairly seamlessly. You should have received information and warning in the mail. Just give Schwab a call.
I still hold VTIP bought earlier this year. It hasn't returned anything for me, yet. These outflows may be a good sign moving forward. Like sma3, I can also say I really don't understand them. Only that when rates stabilize and/or start to come down…
Thank you @davidsherman. I've been a happy customer of RPHYX for quite a few years, and SPC since it's launch. I've been very impressed and kind of amazed with the steady trend line SPC has had over the past year. It's nice to see that both of these…
Almost :) Not sure what that means.
I now have to much cash after transferring much of my Schwab robo to my self managed account. I've started to add some of that cash to my small cap fund, QRSVX.
@hank, @caerw388, if you don't have a SUV, where do you keep your golf clubs?
Seriously, after driving small Dakota and Ranger pickup trucks for over 20 years, I decided to lease a Toyota Camry. A sedan. Hated it. Not because it was a bad car, but…
Forgot to mention, now THREE STAR !!!
@Derf, 3 stars is a comparison to the rest of the high yield category, which has had a great year but is as risky a bond category as there is. The low volatility RPHYX is definitely mis-categorized, but M* has t…
@carew388 also had it right back in March:
"I'm sticking with RPHYX for now..."
I believe he was talking in comparison to other bond funds, but I believe RPHYX has out performed CDs and treasuries over the past year too (maybe?).
I see both points on callable vs non-callable. If you are building ladders, predictability certainly matters. But to @DavidV 's point though, you could buy a 5 year or even a 10 year callable corporate bond from Schwab at ~6.3% and ride the high re…
@hank, I don't know what goes into the models that set portfolio construction. And likely all firms' algorithms are slightly different. No different than a Vanguard retirement fund compared to a TR Price or a Fidelity retirement fund. Do they adjust…
@Anna, well, as I type, I'm looking at $1.19 loss on the 100 shares from where I bought at $4.41. But hey, give it time. I could be $18 down in no time!
This thread got my gambling juices going. I've heard for a while a large Li battery recycling plant is being built on a section of land at the Kodak Park facility here in Rochester by a company based out of Toronto, Li-Cycle Holding Corp. (LICY). I …
FD: From the start I said that without goals age and more, no way to answer this.
Gary: The question was simply "how would YOU invest it NOW"...
@Gary1952 +++ , I agree.
Surely, we all at least know our age :) Honestly, I saw this as just a fun exe…
5.5% 2 year cd jp Morgan Chase is callable, and Chase will call it in a moment if they can save 10 cents on the situation.
I contend that if rates start falling and these Cds are called, it may be to your benefit. If rates start dropping that means …
@Baseball_Fan, if you capitalize your mutual fund tickers it would be easier for people to read and review funds. Yes, shout it out :)
I might do:
50% PRWCX
30% AVGE
20% CD/treasury ladder going out 5 years.
Rolled a couple treasuries that matured over the last couple weeks into a 1year JP Morgan CD at 5.65%. Yes, it's callable, but that doesn't matter to me.
Also, I decided to buy more PRWCX in my 401k account. I've been holding too much MM cash all …
Thanks for the quick video FD. Since it didn't really mention any income or yield $ benefits for buying at auction versus secondary, I'm going with the assumption it doesn't matter which you buy, which I assumed all along.
@msf & @yogibearbull- I would really appreciate an explanation of buying at auction vs just buying at any time from a broker like Schwab... thanks!
Maybe @Old_Joe is asking something different, but I have the same or similar question, simply... …
