Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
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MikeM
I know you are not a fan of his, Mona (understatement :) )
Another Bills fan!!! Junkster just sent me a note saying the same. GO BILLS! They will be right down the road from me when training camp starts next week at St. John Fisher College. But tickets sold out in hours, so I won't be going. Are you from the area, Western NY?
Yes, that is my understanding too, @WABAC. People scurrying away after they lost in 2022 while all bond funds lost money with rising rates is likely a good sign for the future of TIPS. I have small holdings in a short and long TIP ETF. Money-wise I'…
I saw that top 25% of AUM was the huge high-flying tech stocks too. It makes me hesitate to add-to this ETF at this time (I did buy a few shares on the 2nd day to more easily monitor it's progress). All, except GOOGL, have 14-day RSI scores around 7…
A nice, easy to understand comparative article yogi, thanks.
The article's early suggestion to be able to purchase additional social security benift is one idea I hadn't thought of before. Sure sounds like it could be a great idea, but alas, not l…
@mcmarasco, here is a handy little tool someone else here posted a few weeks ago. I find it very helpful to look at overlap, especially for funds from the same house.
FWIW, I moved some money to CGDV and CGGO this year. Mostly by selling individua…
@davidsherman, yes, Graust is correct. I just pulled 1 month return from wherever Schwab gets their data. And I didn't mention the consistent trend of SPC, also in this account. I believe also up .8% for the month, 5.2% for 1 year. Not sure how you …
As we've talked through this thread for almost 1 month, the 2 bond funds I have in my conservative withdrawal bucket are both doing as well or better than treasuries since the start of the thread. RPHYX up .46% for the month. SAMBX up .86% in that t…
Thanks @yogibearbull, but again, why should I care. Does this imply we should not own International funds in an IRA? In a tax deferred account all I can worry about is the total return. And again, tax is paid and "lost" on domestic income inside an…
“The foreign tax withholdings are lost money in an IRA.”
I guess I'm confused by this statement. Why should I care that my mutual fund, held in an IRA, has to pay these taxes as normal business expense? It's not lost. It's part of the funds expens…
The one thing I've been doing for the past 6 months is periodically adding to IAU (gold etf), all in anticipation of this debt B.S. The only thing I may do after settlement, if it is not a kick-the-can settlement, is unwind the gold exposure.
Both Schwab and Fidelity have local offices close to me, which is a big draw for me. I know others have said the local office isn't important to them because computer and phone service is adequate, but I will always prefer the 1:1 sit down with a re…
GOP voters don't understand default but they sure will understand missing SS/Medicare payments.
Absolutely, but who will they blame? Blame will go across party lines like everything else.
Thanks to you guys bringing these ETFs to my attention, I started positions in each a couple weeks ago and have limit orders in to buy more if they fall back a little in price.
@msf, I read your response slooowly and you articulated everything I wasn't able to in my response to the assumption CD's were the end-all perfect investment at this time. I don't disagree they aren't a good option, but they are not the only option …
Depending on the degree of market drop, I might increase equity ETFs like CGGO, CGDV and/or AVGE. @Sven may be on to another idea with bond funds that I didn't think about. I don't think I would go the commodity route because industrial demand woul…
@stillers, you seem to have quite an anger problem. Bottom line is I never once said a CD ladder wasn't a good idea. I tried to covey that bond funds also may be turning the corner and starting to give decent returns - for anyone who chooses that in…
But please leave out the widely understood part about past performance being no guarantee of future results. Got that part.
Ok, but that's exactly what you based your whole argument on. Past 3-5 year performance.
I do agree with everyone else thoug…
Thanks @rforno. Here's a synopsis of the company from wikipedia:
Envestnet, Inc. is an American financial technology corporation which develops and distributes wealth management technology and products to financial advisors and institutions.[2][non-…
A quick look at Schwab CD options shows' non-callable to be ~.4 to .5% lower for 3 and 5 year CDs versus callable. Probably not to much to give up when likely those rates will be back to 2-3% in a year or 2. But an individual risk choice none the le…
@NumbersGal, what brings these funds to your attention? I've never heard of Envestnet. Do they have good pedigree? I do see them available at Schwab, but as you said, really no info given.
ActivePassive. Kind of like a split personality :)
I'm just in utter awe that so many voters can look at the groups who support a candidate and not think they don't consequently show support of those same groups too. How do you say, yeah he is supported by racist, skin heads and Nazi militia groups,…
Ah, I see your dilemma with the TF @Bobpa. Isn't leaving what you have in VWINX and choosing a complementary like-fund for new additional money an option? One extra fund when I know you have been trying to simplify the number of funds you hold, but …
I just can't imagine a prolonged default as is suggested in this post. At worst, I see a 6 month or a 1 year kick-the-can down the road. A prolonged default, to me, would be seen as an act of political terrorism or even sedation by most Americans an…
....tax breaks for the wealthy
Ah ha! You hit the nail on the head baseball fan. Which party did that? None of the other stuff you mention matters if that doesn't happen.
If anybody has money making suggestions (other than cash) pass them along
@hank, I've been watching utilities, RYU and ECLN. They both started trending up 3 or 4 weeks ago. Bought a little of each, but not enough to make a difference.
from Investo…
There is always a price to be paid for these lies.
True, but to bad it took so long. Goes all the way back to the Rush Limbaugh days in the late '80s. A lot of lie-induced separation in this country since then.
I don't really follow the debt ceiling debate, but with such an un-stabilizing group in Washington I have been trying to prepare for it by the way of increasing my gold percentage. I've been adding periodically in 2023. I don't believe waiting for d…
I once read an interesting quote about rebalancing, I forget from who. Basically it said rebalancing can be like digging out your flowers and watering the weeds.
I must be a terrible Republican. I can’t stand Trump and can’t stand Fox News, especially Hannity and Carlson.
@Junkster, in my eyes that makes you a conscientious, self-thinking American. These people aren't the Republican party my father supported…
Is this new to this young generation as this survey suggests? No. I don't believe it is generational at all. As Lewis suggests, it's where you stand on the economic ladder.
And it's not new. A look at the number of todays seniors where social sec…
That's actually a very good article Lewis. Right to Crash's point, which we all fall into from time to time. The fund industry keeps throwing new products and options out there because, well, they know we buy past performance.
FMIJX is my international fund for the last decade. To me it is a sleep easy fund. It has a value tilt so probably not in vogue over the past few years, but I still believe over a cycle it will do well.
FWIW, my experience with the Artisan EM fund…
