Dear Mr. Brett Arends,
Your brief "bio" indicates some of your educational background includes Cambridge and Oxford, with my presumption being the well known higher education schools in England.
From Forbes, and an apparent self-bio: Contributor
Brett Arends
Most people are surprised that I used to be a management consultant at McKinsey & Co. So am I. (So were some of my colleagues at McKinsey, for that matter). Today I'm a columnist for the Wall Street Journal and MarketWatch. I've appeared on 60 Minutes, the NewsHour on PBS and numerous other radio and TV programs. I've also been a Fleet Street tabloid journalist, a research assistant at the London School of Economics, a Chartered Financial Consultant, and an extra on the stage at Covent Garden. I was educated at Oxford and Cambridge universities, and I’ve written three books nobody has read.
I reviewed his current twitter feed, and another article he posted in about the same time frame as this dribble writing about what the implications of tariffs are and would be to the U.S.; is a write about diets and the health benefits.
I can think of several folks here who are able to write a precise overview of tariff impacts with the same number of words.
His write blames the media for misdirection and yet he doesn't mention the misdirection from the verbal statements of Trump, Kudlow and other associates.
Sidenote as to the real tariff impacts: A budget minded married couple I know had to replace unreliable 15 year old clothes washer and dryer. This was in November of 2018. I happened to discover this and noted that they should do this now, if within their budget; as the new steel tariff was going to cause a price increase. When arriving at their local appliance store; the owner had already posted a large sign on the door stating that most appliance prices would increase 10% after Jan. 1, 2019. Their $1,200 dollar purchase was indeed going to cost $1,320 after Jan. 1.
Lastly, I won't be taking his investment advice any time soon. @Ted . This is your normal copy/paste with a link post. Have you no comment to add about the validity of this misinformation???
Take care,
Catch

Lipper has SFGIX 78% Asia. But at least half of that is in Taiwan, Hong Kong Singapore and S. Korea, all of which are considered developed markets. I also noticed unusually heavy concentration at the top (37% in top 10 holdings). http://www.funds.reuters.wallst.com/US/funds/holdings.asp?YYY622_tNYDpo1qU/MLQg9W+6KX6RuZTH3KwZb8EX/lL+8rQLcFNPvJvJFoMad8BeSVDYky
Interesting name (Growth and Income). Price’s TRIGX was called G&I until maybe 5 years ago when they dropped that description and renamed it a “value” fund. When I looked at its 1-year performance, it’s done far worse than SFGIX with more than a 13% loss. But it never was a good performer. (TRIGX is concentrated in Europe.)
International have lagged U.S. equities for a while. One reason has been the very strong Dollar. While I like to hedge against the Dollar, I do it using less volatile EM and global bond funds. As far as being an EM in disguise, it’s hard to say. Even non-EM international funds usually dabble in EM. Sometimes that exposure can be “unlimited” per Prospectus.
No opinion on whether you should buy, sell, hold this one. Generally after I sell a fund it bounces back with outperformance. The financial media is hot with stories of how the EM markets stand to lose big in the Trump trade war. Again, by the time you and I hear this type news it’s likely already been discounted by the markets.

FYI: Fidelity Investments®, one of the industry’s most diversified financial services organizations with more than $7.4 trillion in client assets1, today announced the launch of Fidelity Women’s Leadership Fund (FWOMX). The actively managed mutual fund is available with both retail and advisor share classes, with no investment minimums.
Regards,
Ted
https://www.businesswire.com/news/home/20190508005124/en/Fidelity-Investments®-Launches-Fidelity-Women’s-Leadership-Fund

@jerry : try googling headline.
Derf

It’s better to google the exact passage that’s been cut and pasted here (without proper punctuation and attribution). That’s because editors often alter the title from one publication to another. But the text should remain mostly unchanged.
Well, we seem to have hashed and rehashed target date funds over the past couple years. No two are the same - nor do they claim to be. What’s in a name? Very little. Best to read and understand the prospectus, look at how the fund is currently allocated and than do your own analysis of how you’d expect it to perform. Very few here appear to use them.
Admittedly, many are sold to investors with limited financial knowledge or experience. But given regular contributions and enough years left untouched, virtually all these funds should profit the individual better than had he / she stashed the money under the mattress or in a low yielding savings account. Since many are bought within a workplace plan, let us hope the employer has done his homework and acted in good faith on the part of the employees. It’s important to use funds with lower fees.

FYI: A decade after target-date funds were damaged during the financial crisis, they have re-emerged bigger than ever as retirement investments. But they still have vulnerabilities.
Regards,
Ted
https://www.wsj.com/articles/what-weve-learned-about-target-date-funds-10-years-later-11557108540?mod=article_inline

I'm not commenting on any particular fund in your holdings, but I believe that putting your entire resources into ANY one holding is close to insanity, for the reasons that Old_Skeet mentions. The person who made that suggestion is very wealthy, no longer active in the markets (albeit after doing very well there), and he can personally afford to do just about whatever he wants.
To make that suggestion to someone else without having any idea of all of the circumstances and factors involved is not only reckless and irresponsible, but close to incompetence, in my opinion. If a similar recommendation were made by a professional financial advisor it would likely be considered actionable malfeasance.

this is the second article on tax wash out- it also leaves a lot to be explained but more than the first
The first to benefit was the Vanguard Total Stock Market Index Fund. Investors’ end-of-year tax forms abruptly stopped showing capital gains in 2001
"Top executives at the Malvern, Pennsylvania-based firm don’t want U.S. policymakers looking too closely at how they’re doing it, according to a former insider."
"But a review of financial statements and trading data shows that Vanguard relies substantially on so-called heartbeat trades, which wash away taxes by rapidly pumping stocks in and out of a fund. These controversial transactions are common in exchange-traded funds—a record $98 billion of them took place last year, according to data compiled by Bloomberg News—but only Vanguard has used them routinely to also benefit mutual funds."
"Here’s how it works: Vanguard attaches a more tax-efficient ETF to an existing mutual fund. Then the ETF siphons appreciated stocks out of the mutual fund without incurring taxes, often using heartbeat trades. Robert Gordon, who has written about the concept and is president of Twenty-First Securities Corp. in New York, calls it a tax “dialysis machine.”
If I personally did a wash sale I would get wacked. Still don't understand!
"Rapidly pumping money into and out of the exchange-traded portion of the Vanguard Small-Cap Index Fund removes taxable gains for the benefit of the mutual fund’s shareholders."
"Rich Powers," ( YOU SLY DOG) "Vanguard’s head of ETF product management, acknowledged the design’s tax advantages. But he said in an interview that they’re not the driver of the company’s strategy and that all of its trading complies with the law."
"Taxable Gains Begone
Unlike competitors that follow similar indexes, Vanguard mutual funds stopped saddling investors with ◼ taxable gains once ETF share classes were added."
"The main benefit of avoiding taxable gains in a mutual fund is tax deferral. Funds distribute their taxable gains to investors, who pay income taxes on them in the same year. By avoiding tax events within the fund, investors get to delay taxes until they sell the fund, which could be years or decades later. It’s akin to a zero-interest loan from the IRS."
"Theoretically, owning stocks through a mutual fund or ETF works the same way. If the fund sells a stock for a profit, the taxable gain shows up on each investor’s end-of-year Form 1099."
"But thanks to an obscure loophole in the tax code, ETFs almost always avoid incurring taxable gains."
Any one else know about this loophole???
"The rule says that a fund can avoid recognizing taxable gains on an appreciated stock if the shares are used to pay off a withdrawing investor. The rule applies to both ETFs and mutual funds, but mutual funds rarely take advantage of it because their investors almost always want cash."
"ETFs use it all the time, because they don’t transact directly with regular investors. Instead, they deal with Wall Street middlemen such as banks and market makers. It’s those firms, not retail investors, that expand the ETF by depositing assets or shrink it by withdrawing. These transactions are usually done with stocks rather than cash. The middlemen, in turn, trade with regular investors who want to buy and sell ETF shares."
What is the charges of fees by the middlemen surely they are not doing this out of the kindness of their hearts??
Does the VANGARD and the middlemen eat all your capital gain?
To me it looks like Vanguard has found a way to feast on your cap gain so you don't have to pay taxes on them. How sweet a deal------ For Vanguard and the MIDDLEMEN!!!
THE DEVILS IN THE DETAILS
QUOTES FROM Bloomberg
JUST MY 2 CENTOVOS!!

Hank I agree!! I used to love reading USNWR -- and the old Business Week -- back in the '80s and '90s when in high school, college, and beyond. Since then both publications have deteriorated considerably and I long-since gave up reading them. :/

U.S. News tends to be big on “splashy” headlines nowadays and low in quality. A step above the financial porn served up by the now defunct Money Magazine - but not by far. They’ve taken a once reputable name in news (the long extinct U.S. News & World Report) and converted it into some remotely related online publication. I’d much rather do my own investigating by digging through actual prospectuses and annual reports (from the fund companies) and the fund data and analysis from the likes of Lipper, Morningstar, Max Funds and, of course, at MFO. If you can get 3 of those to agree on a fund’s desirability, it’s probably worth considering.
The article takes a scatter-shot approach. Why on earth would a younger 401-K investor want to hold a corporate bond fund? Index 500 = duh. I’m not opposed to holding index funds, but they’re pretty much all the same - save for fees. Yes, VG is a low cost leader, but you hardly need third party “study” or “recommendation” to know that.
I long for the days when as a “nerdy” teen I subscribed / eagerly anticipated my weekly copy of U.S. News & World Report. Money was tight growing up. I typically devoured these cover to cover twice before discarding. While conservatively slanted, you couldn’t beat it for covering the week’s hard news.

U.S. News tends to be big on “splashy” headlines nowadays and low in quality. A step above the financial porn served up by the now defunct Money Magazine - but not by far. They’ve taken a once reputable name in news (the long extinct U.S. News & World Report) and converted it into some remotely related online publication. I’d much rather do my own investigating by digging through actual prospectuses and annual reports (from the fund companies) and the fund data and analysis from the likes of Lipper, Morningstar, Max Funds and, of course, at MFO. If you can get 3 of those to agree on a fund’s desirability, it’s probably worth considering.
The article takes a scatter-shot approach. Why on earth would a younger 401-K investor want to hold a corporate bond fund? Index 500 = duh. I’m not opposed to holding index funds, but they’re pretty much all the same - save for fees. Yes, VG is a low cost leader, but you hardly need third party “study” or “recommendation” to know that.
I long for the days when as a “nerdy” teen I subscribed / eagerly anticipated my weekly copy of U.S. News & World Report. Money was tight growing up. I typically devoured these cover to cover twice before discarding. While conservatively slanted, you couldn’t beat it for covering the week’s hard news.

@Derf - Understanding how sentence structure affects meaning has many useful applications other than being an English teacher. Do you not suppose more than a few have needlessly compromised their financial well-being by signing-off on mortgage documents or other financial disclosures they didn’t fully comprehend?

https://news.yahoo.com/7-best-vanguard-funds-retirement-portfolio-173144548.html
7 Best Vanguard Funds for Your Retirement Portfolio
Ellen Chang
Ellen Chang
U.S.News & World ReportApril 30, 2019, 12:31 PM CDT
High-performing Vanguard funds for your 401(k).
Vanguard revolutionized the investing industry with index mutual funds. The company's founder and former CEO, John Bogle, was an avid fan of low expense ratios and passive investing, believing that it democratized investing for individuals, since the majority of active investment managers fail to beat market averages like the S&P 500. Passive investing along with the perception that it yields better returns is gaining in popularity among consumers, says Grant Easterbrook, co-founder of New York-based Dream Forward, which sells 401(k) plans. "Consumers looking for low-cost retirement options ask for Vanguard funds from financial advisors or buy them directly," he says. Here are seven top Vanguard funds for retirement portfolios.

@Ted- According to additional info in the WSJ article, Occidental said that “We are thrilled to have Berkshire Hathaway’s financial support of this exciting opportunity”.
Anadarko doesn't seem to mind having two prospective buyers outbidding each other.
That leaves possible "hostility" over at Chevron, but that certainly doesn't directly impact Berkshire.

If there’s such a thing as good financial porn that was it. Remember grabbing a copy or so off the supermarket stands in the spring of ‘97 and enjoying them outdoors as it warmed in these parts. Those were transitional years. One year from retirement and had recently let go of my fee-based plan advisor - ill prepared to manage the accumulated assets on my own.
Some other things which helped shape my thinking back than were Andrew Tobias’ The Only Investment Guide You’ll ever Need and a recent book by John Bogle: Bogle On Mutual Funds: New Perspectives for the Intelligent Investor. The WSJ was still pretty good reading. And, of course, Rukeyser’s weekly interviews with the likes of John Templeton / Perter Lynch were influential. Bill Fleckenstein had some good free columns online in those years and helped instill in me a wariness of markets (probably excessive) which still prevails today.

Anyone using this up tick as a reason to take some profit ?

Interesting question. But why are you calling today’s market conditions an

“uptick” ? U.S. equity markets today have barely clawed their way back to where they were 6-12 months ago. “Rebound” or “recovery” might better describe today’s market. @Derf, I share your apprehension. While I don’t have access to the Barrons story, I suspect it’s bearish in sentiment. Problem is: These warnings are becoming like a “broken record”. (For those too young to remember vinyl, “broken record” was a phenomenon characterized by the unstoppable repetition of a few notes or words - over and over again.)
Read virtually any respectable financial publication from Barrons to the MFO Monthly Commentaries over the past 8-10 years and you’ll find warnings about overvaluation, lofty levels, dangerous markets, overbought markets, over exuberance, etc.. Yet, had you heeded those warnings 3, 5 or 8 years ago and moved to ultra-safe investments like cash and limited duration bonds you’d likely have been left standing in the dust along the road as markets marched higher.
Does this make me optimistic going forward? No - not in the least. But something isn’t adding up when you compare the decade old flood of warnings about valuations alongside actual U.S. stock market performance over the same period. One possibility (but only a possibility) for those fixated on indexes is that the 10-year steady march higher since 2009 will eventually be erased by a sudden, rapid, downward spiral in valuations. Let’s hope that doesn’t happen. Should it occur, however, it might make the roughly 18 months slide from late ‘07 to early ‘09 look like a Sunday picnic.*
I don’t get paid to give investment advice here, so offer none. :) I share your concerns and I’ve done what I can to lower overall risk in how my retirement monies are invested - appropriate to age and a 10-20 year time horizon. But there are no guarantees. And, whatever plan / course one decides on, it needs to be tailored to age and circumstances. @Derf, I realize this does nothing to satisfy your concerns. But thanks for the question anyway.
*From its peak in 2007 to its low in 2009, The S&P 500 Index fell roughly 50%.
https://www.frbatlanta.org/cenfis/publications/notesfromthevault/0909

Absolutely super post Hank. One that younger investors should save as a reference.

Anyone using this up tick as a reason to take some profit ?

Interesting question. But why are you calling today’s market conditions an “uptick” ? U.S. equity markets today have barely clawed their way back to where they were 6-12 months ago. “Rebound” or “recovery” might better describe today’s market. @Derf, I share your apprehension. While I don’t have access to the Barrons story, I suspect it’s bearish in sentiment. Problem is: These warnings are becoming like a “broken record”. (For those too young to remember vinyl, “broken record” was a phenomenon characterized by the unstoppable repetition of a few notes or words - over and over again.)
Read virtually any respectable financial publication from Barrons to the MFO Monthly Commentaries over the past 8-10 years and you’ll find warnings about overvaluation, lofty levels, dangerous markets, overbought markets, over exuberance, etc.. Yet, had you heeded those warnings 3, 5 or 8 years ago and moved to ultra-safe investments like cash and limited duration bonds you’d likely have been left standing in the dust along the road as markets marched higher.
Does this make me optimistic going forward? No - not in the least. But something isn’t adding up when you compare the decade old flood of warnings about valuations alongside actual U.S. stock market performance over the same period. One possibility (but only a possibility) for those fixated on indexes is that the 10-year steady march higher since 2009 will eventually be erased by a sudden, rapid, downward spiral in valuations. Let’s hope that doesn’t happen. Should it occur, however, it might make the roughly 18 months slide from late ‘07 to early ‘09 look like a Sunday picnic.*
I don’t get paid to give investment advice here, so offer none. :) I share your concerns and I’ve done what I can to lower overall risk in how my retirement monies are invested - appropriate to age and a 10-20 year time horizon. But there are no guarantees. And, whatever plan / course one decides on, it needs to be tailored to age and circumstances. @Derf, I realize this does nothing to satisfy your concerns. But thanks for the question anyway.
*From its peak in 2007 to its low in 2009, The S&P 500 Index fell roughly 50%.
https://www.frbatlanta.org/cenfis/publications/notesfromthevault/0909

FYI: Even the happiest married couples sometimes fight over money. When two people share a life and a financial future, it’s only to be expected—especially when you each come into the relationship with different levels of financial literacy, risk tolerance, earning power, assumptions, and expectations. Part of the problem is that spending and saving are often deeply emotional, reflecting our values, goals, and unspoken assumptions.
In my experience working with hundreds of couples, I’ve shared the following tips to help people get on the same page as the person they love:
Regards,
Ted
https://www.marketwatch.com/articles/how-to-stop-fighting-with-your-spouse-about-money-51556370000?mod=barrons-on-marketwatch

FYI: Two thousand nineteen isn’t even a third over and it’s already shaping up as a great year for the financial markets. The S&P 500 index and the Nasdaq Composite both ended the week at record highs, a big reason that global equity markets have gained $10 trillion in value since the turn of the year, with global credit markets kicking in another $2 trillion to investors’ wealth, by the reckoning of Torsten Slok, chief economist at Deutsche Bank Securities.
At the risk of propounding American exceptionalism, U.S. markets have handily outdistanced the rest of the world. Using exchange-traded funds to illustrate, the SPDR S&P 500 ETF (ticker: SPY) posted a total return (including dividends) of 16.73% for the year through Thursday, according to fund tracker Morningstar’s data. The Invesco QQQ Trust (QQQ), which tracks the biggest stocks in the tech-heavy Nasdaq, returned 23.7%. Venturing abroad paid less well. The iShares MSCI EAFE ETF (EFA), which tracks the major non-U.S. developed markets, returned 12.59%, while the iShares MSCI Emerging Markets ETF (EEM) returned 11.9%.
Regards,
Ted
https://www.barrons.com/articles/intel-and-3m-are-among-the-losers-in-this-record-setting-market-51556325767

https://www.sec.gov/Archives/edgar/data/915802/000139834419007092/fp0041649_497.htm
Vulcan Value Partners Fund
Vulcan Value Partners Small Cap Fund
(the “Funds”)
Supplement dated April 26, 2019
to the Funds’ Prospectus and Statement of Additional Information dated April 23, 2019
Effective as of the date of this supplement, the following changes are being made with respect to the Funds to reflect that the Vulcan Value Partners Fund is no longer closed to new investors.
Prospectus
The first paragraph of the section entitled “Summary Sections – Vulcan Value Partners Fund – Purchase and Sale of Fund Shares” in the prospectus is hereby deleted.
The section entitled “Buying, Exchanging and Redeeming Shares – Buying Shares” which currently refers to the Vulcan Value Partners Fund and the Vulcan Value Small Cap Fund is hereby deleted and replaced in its entirety with the following:
Effective as of the close of business on November 29, 2013, the Vulcan Value Partners Small Cap Fund is closed to new investors, except for new investors who are employees of the Adviser and as described below. This change will affect new investors seeking to purchase shares of the Vulcan Value Partners Small Cap Fund either directly or through third party intermediaries. Existing shareholders of the Vulcan Value Partners Small Cap Fund may continue to purchase additional shares of the Fund.
● A financial advisor whose clients have established accounts in the Vulcan Value Partners Small Cap Fund as of November 29, 2013 may continue to open new accounts in the Fund for any of its existing or new clients.
● Existing or new participants in a qualified retirement plan, such as a 401(k) plan, profit sharing plan, 403(b) plan or 457 plan, which has an existing position in the Vulcan Value Partners Small Cap Fund as of November 29, 2013, may continue to open new accounts in the Fund. In addition, if such qualified retirement plans have a related retirement plan formed in the future, this plan may also open new accounts in the Vulcan Value Partners Small Cap Fund.
Statement of Additional Information
The second paragraph of the section entitled “Purchase, Exchange & Redemption of Shares” which currently refers to the Vulcan Value Partners Fund and the Vulcan Value Small Cap Fund is hereby deleted and replaced in its entirety with the following:
Effective as of the close of business on November 29, 2013, the Vulcan Value Partners Small Cap Fund is closed to new investors, except for new investors who are employees of the Adviser and as described below. This change will affect new investors seeking to purchase shares of the Vulcan Value Partners Small Cap Fund either directly or through third party intermediaries. Existing shareholders of the Vulcan Value Partners Small Cap Fund may continue to purchase additional shares of the Fund.
● A financial advisor whose clients have established accounts in the Vulcan Value Partners Small Cap Fund as of November 29, 2013 may continue to open new accounts in the Vulcan Value Partners Small Cap Fund for any of its existing or new clients.
● Existing or new participants in a qualified retirement plan, such as a 401(k) plan, profit sharing plan, 403(b) plan or 457 plan, which has an existing position in the Vulcan Value Partners Small Cap Fund as of November 29, 2013, may continue to open new accounts in the Vulcan Value Partners Small Cap Fund. In addition, if such qualified retirement plans have a related retirement plan formed in the future, this plan may also open new accounts in the Vulcan Value Partners Small Cap Fund.
INVESTORS SHOULD RETAIN THIS SUPPLEMENT FOR FUTURE REFERENCE

(The Closing Bell will be updated sometime after 4:00 PM CDST to include the latest updates from IBD and Bloomberg Evening Briefing.)
FYI: U.S. stocks swung between small gains and losses Wednesday amid concerns about the health of the world economy, a day after strong earnings propelled the S&P 500 to new highs.
The S&P was down .22%, after it registered its first record-high close of 2019 on Tuesday. It is up 17% so far this year. The Dow Jones Industrial Average also edged down 0.22%, having entered the day 0.6% below last October’s all-time high.
The tech-laden Nasdaq Composite fell less than 0.23%, after earlier in the day logging an intraday record following its first record close of the year.
Wednesday’s subdued market moves came after strong earnings reports boosted stocks earlier this week, in a year marked by a more cautious Federal Reserve and a stabilizing economy. This year’s powerful rally marks a reversal from the fourth quarter of 2018, when a selloff dragged the Nasdaq into bear-market territory and left the S&P 500 teetering on the edge of ending its longest bull run ever.
In one sign that investors were more anxious about the pace of economic growth, the yield on the benchmark 10-year U.S. Treasury note fell to 2.522%, according to Tradeweb, from 2.570% a day earlier. Bond yields drop as prices rise, though they have recovered since hitting a 15-month low late last month with investors selling ultrasafe Treasurys and favoring riskier assets.
Boeing shares added 0.4% after the company said it would take an initial hit of more than $1 billion on the global grounding of the 737 MAX jetliner following two fatal crashes as the plane maker suspended full-year financial guidance.
Shares of eBay climbed more 5.1% after the e-commerce company’s raised its revenue and profit outlook.
In the energy sector, Anadarko Petroleum jumped 12% after Occidental Petroleum offered to purchase the shale driller for $38 billion, launching a potential bidding war for a company that previously agreed to be purchased by Chevron for about $33 billion. Occidental shares fell 2.2%.
Among other market laggards, AT&T and Caterpillar fell following their latest results.
Facebook, Microsoft and Tesla are scheduled to post earnings after the market closes.
In Europe, the Stoxx Europe 600 switched between gains and losses and ended down 0.1%, following modest declines across most Asian markets. Hong Kong’s Hang Seng fell 0.5% while Japan’s Nikkei closed down 0.3%.
Regards,
Ted
Bloomberg Evening Briefing:
https://www.bloomberg.com/news/articles/2019-04-24/your-evening-briefing
MarketWatch:
https://www.marketwatch.com/story/dow-futures-stage-cautious-rise-ahead-of-boeing-caterpillar-earnings-2019-04-24/print
WSJ:
https://www.wsj.com/articles/global-stocks-waver-after-earnings-driven-jump-11556091910
Bloomberg:
https://www.bloomberg.com/news/articles/2019-04-23/asian-stocks-set-for-gains-after-u-s-hits-record-markets-wrap?srnd=premium
IBD:
https://www.investors.com/news/technology/facebook-earnings-facebook-stock-q1-2019/
CNBC:
https://www.cnbc.com/2019/04/24/stock-market-wall-street-looks-to-facebook-microsoft-earnings.html
Reuters:
https://www.reuters.com/article/us-usa-stocks/sp-500-hovers-below-record-highs-on-mixed-earnings-idUSKCN1S01PN
U.K.:
https://uk.reuters.com/article/uk-britain-stocks/ftse-100-slumps-as-oil-price-boost-fades-kcom-jumps-on-buyout-bid-idUKKCN1S00TN
Europe:
https://www.reuters.com/article/us-europe-stocks/german-shares-hit-six-and-a-half-month-high-as-sap-surges-broader-europe-ticks-lower-idUSKCN1S012L
Asia:
https://www.marketwatch.com/story/asian-markets-give-up-early-gains-following-wall-street-records-2019-04-23/print
Bonds:
https://www.cnbc.com/2019/04/24/us-treasury-yields-tick-lower-as-earnings-take-center-stage.html
Currencies:
https://www.cnbc.com/2019/04/24/forex-market-us-housing-data-european-economy-in-focus.html
Oil:
https://www.cnbc.com/2019/04/24/oil-market-us-iran-oil-sanctions-opec-spare-capacity-in-focus.html
Gold
https://www.cnbc.com/2019/04/24/gold-market-dollar-moves-stock-market-climb-in-focus.html
WSJ: Markets At A Glance:
https://markets.wsj.com/us
Major ETFs % Change:
https://www.barchart.com/etfs-funds/etf-monitor
SPDR's Sector Tracker:
http://www.sectorspdr.com/sectorspdr/tools/sector-tracker
SPDR's Bloomberg Sector Performance Pie Chart:
https://www.bloomberg.com/markets/sectors
Current Futures:
https://finviz.com/futures.ashx

her eds also let through her stupid misspelling of pique in the lede

It’s also possible she had it right initially and her editors / spell-checker changed it. Either way it’s frustrating to see something like that make it to publication.
I liked the math quiz. Might have gotten 50% correct when I left college - but not so sure. In retrospect, it’s amazing how poorly prepared I was for the financial road ahead. One example - Shell Oil mailed me a completely unsolicited credit card my senior year of undergrad. No questions asked. Piled up a vast sum of debt over the next 3-6 months, prior to landing a job, before realization kicked in that I needed to repay the money.
Should we blame higher education? Should liberal arts majors forsake hours spent devouring Shakespeare or Milton in order to take courses in compound interest and sound financial practice? Not sure that’s what I was paying tuition for.