MIT researchers say you’re no safer from Covid indoors at 6 feet or 60 feet in new study challenging "By assuming that the respiratory droplets are mixed uniformly through an indoor space, we derive a simple safety guideline for mitigating airborne transmission that would impose an upper bound on the product of the number of occupants and their time spent in a room. "
This may be required by the study, but it is not realistic, as the source of the infection in any room starts as a point source. The particles would eventually mix uniformly, if there were no outside air, no ventilation etc, no doors opening etc. The studies in Chinese restaurants show getting infected depends on 1) proximity to case and 2) the direction of the air movement and 3) duration.
We demonstrate how this bound depends on the rates of ventilation and air filtration, dimensions of the room, breathing rate, respiratory activity and face mask use of its occupants, and infectiousness of the respiratory aerosols.
Most of these factors are not measurable in real life situations, although increasing air filtration, larger rooms, and masks will reduce spread.
Singing is the worst thing you can do, followed by sitting in a dark low ceilinged bar wt a bunch of drunks.
Remembering Charles de Vaulx
REAL ESTATE, selling home Greetings,
Curious as to the class' life experience in selling a home. Wife and I are getting ready to sell our wonderful home after 25 years...
Have found out that real estate agents are generally not worth their comission fees. None of them will help you find a home unless your budget is over a 1.5M. Then they will chauffeur you house to house to look at them. Otherwise you surf the net or they take your email and put you on an auto email with all the beat up overpriced crap homes on them, waste your time and then they unlock the door for you and walk thru the home like they are experts. Sheet.
They have this game they play, called comps. Called the shall we say Orange Fish agent, showed me chart how he gets 99% of ask price then tells me based on comps your house is worth xyz. I say really. You can't find another home for sale in my neighborhood of over 300 homes. The one's that have sold have sold in a day and sold for $10k over ask. What do I care what a home sold for 10 months ago. Can you sell me SPY ETF at the price it was 10 months ago? No, then why the freak should I go to market with an old price? I told him no wonder you gave me the 99% figure. You are selling me on my selling my home under it's current value so you can sell my house in a weekend and move onto another sucker. Then he starts telling me what I should fix up on my home as with an FHA loan you will get a high degree of inspection, don't want to fail that. Told him go freak himself, I'm not going to add onto this housing charade by selling my home to someone who can only put 3.5% down and leverage himself to the hilt. Told him this conversation is over, you can leave now, don't let the door hit you on the arse on the way out, bye bye.
What has been your experience and apologies if this should be in off topic etc
Baseball Fan
Market Cap Quirks And Rolling Bubbles
Market Cap Quirks And Rolling Bubbles As usual Ms. Schwartzer does another excellent job of distillation.
Summary° An overview of some mechanics on how market capitalization works as it relates to bubble formation.
°A look into the feedback loop of lower corporate taxes, wider trade deficits, and reinvested trade dollars into US assets.
°Things to look for as it relates to the risk of US market capitalization as a percentage of GDP topping out.
Market Cap Quirks And Rolling Bubbles
The Global Chip Shortage @AndyJ is right about EWT. Not surprisingly, TMC makes up
19%+ of AUM.
@Sven is also correct; TMC can be found in just about every diversified EM fund and in many international funds.
A capital gains tax hike might sink stocks. Here’s how financial advisers and their clients can sta I sometimes imagine the Cayman Islands as just one big UPS Store with shiny walls of P.O. boxes for the tax shelters and a few palm trees in the background. This is fascinating reading:
https://taxjustice.net/cms/upload/pdf/Tax_Notes_0707_Lessons_from_the_war_on_tax_havens.pdf If the U.S. truly turned against these havens--and it had in the past briefly--I doubt there would be anything they could do to stop us. The Cayman Islands has a population of 66,350 and anywhere between $
1.5 trillion and $
1.9 trillion custodied there, depending on which estimate you believe. But the U.S. never will, especially with Biden who represented America's biggest haven for other countries--Delaware--for many years.
A capital gains tax hike might sink stocks. Here’s how financial advisers and their clients can sta Just posted today:
"By Andrea Shalal and Trevor Hunnicutt, WASHINGTON (Reuters) -
President Joe Biden's forthcoming capital gains tax hike proposal would affect only a 0.3% slice of U.S. taxpayers, a top economic aide said on Monday.
Biden is set this week to propose nearly doubling taxes on capital gains to 39.6% for people earning more than $1 million, Reuters has reported, in what would be the highest tax rate on investment gains since the 1920s.
The soon-to-be-announced tax hike will treat those investment gains as wages for top earners and applies only to about 500,000 households, according to Brian Deese, who runs Biden's policy-writing National Economic Council."
When to take Social Security @davidmoran,
There are reasons why American above age 62 may not be able to work.
A lot of people can't afford to wait to sign up for Social Security. Consider that most Americans have not saved enough for retirement.
"The biggest challenge for most people is they under-save for retirement," Houston says. Many people can improve their financial situation by working in retirement, but you could also end up retiring earlier than you planned to. "They can work in retirement, but unfortunately 50% of Americans end up retiring before they had planned for three reasons: The first reason is their health, the second reason is their spouse's health and the third reason is that their services are no longer necessary – they were terminated," Houston says. So, planning to continue to work during retirement is not always an option.
The reality for many older Americans... they have to work to make ends meet...that means collecting SS @ age 62 and working a job.
The fastest labor growth rate comes from those 65 and older:

MIT researchers say you’re no safer from Covid indoors at 6 feet or 60 feet in new study challenging Several more potentially unsafe scenarios:
1. Indoor sport games, i. e. NCAA, Olympic events
2. Church gatherings with singing
MIT researchers say you’re no safer from Covid indoors at 6 feet or 60 feet in new study challenging No safer at 1000 feet, either. What is so surprising in the fact that in many situations subject to a variable, that variable loses impact beyond a certain point? Common as dirt.
The Global Chip Shortage @Sven et al
The initial reports began about one month ago, but this
BBC story is a recent update.
Having lived in Taiwan (Taipei area) for 2 years, I continue to follow a variety of news about the country, over the years.
ADD:
Phoenix plant Taiwan SemiNot a fix for the current circumstance, but........
The Global Chip Shortage Taiwan semiconductor manufacturing company, TMC leads the world in contract manufacturing for these chipsets. And there are several more including one Chinese one (5th ?). Lot to catch up as the capacity has max out. TMC is building a plant in US but this will not solve the immediate shortage.
As investors it is important to check the top 10 holdings in your international funds or ETFs. TMC is held in many funds.