Shadow must be taking the day off :-)
https://www.sec.gov/Archives/edgar/data/915802/000139834419017760/fp0046737_497.htm
The fund just reopened a year ago. I wonder if it will reconsider that decision now.
https://mutualfundobserver.com/discuss/discussion/45333/seafarer-capital-partners-announces-reopening-of-seafarer-overseas-growth-and-income-fund
https://www.seafarerfunds.com/message-to-shareholders/2018/11/13/
Fund tickers: SFGIX (closed), SIGIX (open, $25K min)

FYI: Bloomberg Opinion columnist Barry Ritholtz interviews Binyamin Appelbaum, the lead business and economics writer on the New York Times editorial board. He was previously a Washington correspondent for the Times, covering the Federal Reserve and other aspects of economic policy. His book “The Economists’ Hour: False Prophets, Free Markets and the Fracture of Society” was released in August.
Regards,
Ted
https://www.bloomberg.com/news/audio/2019-10-11/binyamin-appelbaum-discusses-monetary-policy-podcast

Vanguard Prime Money Market. At least while you are thinking about it. I'm so glad I did that while I was thinking about it. I'm still thinking.
I thought about this 10 times in the last 3 years. Every time my answer was VMMXX. Looking at my return, I'm quite happy.

No apologies needed. I do far better with investments at Fidelity and Vanguard where I can pick my MF's vs. the few choices in my 401. Looking forward to that rollover.

the x-ray is what I am invested in not what options I have in my 401. A small cap is an option which I was invested in until recently.

More info would be appreciated. Age, will you have enough income from SS & pension, plus other income that you wouldn't need to drawn on 401-k at this time?
Derf

I am retiring at end of March, 2020. Fund choices in workplace 401 are few. I am slowly exiting existing positions in order to preserve principal. Once I retire I will move monies somewhere where my options are more suitable for a someone in retirement. My question is, Which funds of my 401 choices would you leave money in the next 6 months.
AMRMX, VFINX, VIGRX, OAKBX, OAKIX, FSCCX, VMVAX, PTTRX, ODMAX and a preservation trust fund.

How do you put lipstick on a pig!
https://www.reference.com/business-finance/complaints-fisher-investments-156c1864c7ee8f01

SEMPX was a big part of my portfolio in 2018 but none in 2019. YTD at 3.8% is not good when many made a lot more. Look at direct securitized rivals such as IOFIX,EIXIX and VCFAX. I know SEMPX has low duration and very low SD. SEMPX is pretty good as a cash sub for investors who understand its higher risk/volatility. T
The lowest SD in this group is SEMPX and then VCFAX which is more diversified.
If you want more performance with higher SD then IOFIX,EIXIX(new fund with very small AUM).
BTW, from their last top (1-2 weeks ago) IOFIX,EIXIX held better than SEMPX,VCFAX.

Sorry - I started a fire fight. My main thought was that around 1974 on WALLSTREET WEEK program they remarked about Fisher Investments from OP that was doing a disservice to investors - just looking for perspective on the subject.

FYI: WE HEAR ABOUT highflying stocks and hotshot money managers, and it’s easy to imagine the streets of lower Manhattan are paved with gold. But the truth is a tad more mundane.
Regards,
Ted
https://humbledollar.com/2019/10/improving-the-odds/

FYI: (This is a follow-up article.)
Fisher Investments is launching a diversity and inclusion task force in the wake of crude comments made earlier this week at an industry conference by company founder Ken Fisher, according to internal memos obtained by InvestmentNews.
The documents, which were delivered to the more than 4,000 employees of the $110 billion RIA, included an apology to employees by Mr. Fisher as well as comments from chief executive Damian Ornani reiterating that, "Ken's comments were wrong."
Regards,
Ted
https://www.google.com/search?sxsrf=ACYBGNSm-R_YwlV_L5w6qv5Rjthrnn34Og:1570869371462&source=hp&ei=e5ChXZnHGY_2swWgt7LYBg&q=Fisher+Investments+launches+diversity+task+force&oq=Fisher+Investments+launches+diversity+task+force&gs_l=psy-ab.3..0i324.3721.3721..4880...0.0..0.77.77.1......0....2j1..gws-wiz.FdbcyWnknl4&ved=0ahUKEwjZ8Py2qJblAhUP-6wKHaCbDGsQ4dUDCAc&uact=5

I am still holding SEMPX and IOFIX. Low interest rates, low unemployment, housing construction going up all around where I live...continue to hold both.

Agree as housing has been a real linchpin for the economy recently. Also believe the economy is stronger than the recession mongers would have us believe. But I sold some IOFIX today and may sell more Monday. Still like the fund and the sector but was too top heavy as well getting worried about some ebullient sentiment in the non agencies.
I also get worried whenever I see the 10 year have weeks like this one and wonder if there are more to come. A fund manager in the non agencies (not IOFIX) put a bug in my ear once about how they worry whenever the 10 year rates begins trending upward for a sustained period. Something to do with its impact on how the outside reporting firm prices their portfolio. Not sure how accurate that is and maybe something @Charles can ask IOFIX when he gives up his update on the fund.

@Old_Joe: MFO ranks 330,165 on the worldwide web, with 856,29 views per months. I've been doing my part, how about you ?
Billionaire Ken Fisher Blasted Online After Offensive Comments At Closed-Door Fireside Chat: 220 Views
Where To Invest $10,000 Right Now: 608 Views
Is Any Mutual Fund Company Better Than Vanguard? 1 Comes Close: 870 Views

Nice day in the markets as of 3 PM. Oil’s also up a couple % along with big gains for stocks. Gold holding its own - off about $10. Politicians of all stripes like to “play” the markets where they can. Often they try to get the inevitable recession “out of the way” early in the first term of their President (either party). The perfectly normal tendency to want to game the markets is the reason Congress in its wisdom created an independent Fed and sought to insulate it as much as possible from political interference.
Back to investing ... Note that today’s current DJA at near 27,000 isn’t that far above the 26,617 reached in early 2018. A lot of this year’s gain is simply retracing the steep losses which occurred later in 2018.
Records Highs Set in 2018
“The Dow hit three 1,000-point milestones in 2018.
It hit two of them in the first few weeks in January. It closed above 25,000 on January 4, and it breached 26,000 on January 17. The index set 15 closing records in 2018.
The records set in the fall were the first ones since the Dow reached 26,616.71 on January 26, 2018. After hitting that peak, the Dow went into free fall, dropping 4% the next week.
On February 8, it entered a market correction when it fell 1,032.89 points to 23,860.46.
On August 27, 2018, the Dow ended a six-month correction when it reached 26,049.64, which was 10% above its closing low of 25,533.20, reached on March 23.”
From The Balance.com
https://www.bing.com/search?q=2018+U.+S.+market+highest+average+reached+dow+s&p&go=Search&qs=n&form=QBRE&sp=-1&pq=2018+u.+s.+market+highe&sc=0-23&sk=&cvid=5BE2D3B980CC4BFBBD8CC0F49A32C4DD

@johnN, you (and others) might be interested in this:
https://www.nytimes.com/2019/10/11/opinion/sunday/wealth-income-tax-rate.html
new from Saez et alia

$50 underperformance over these last 13mos is striking; what could account for it? (My pondering was 'how', and there clearly is an answer somewhere, perhaps in LB's speculations.)
FSAMX also beats VEXMX, by $11, for that span, all this for $10k, while VEXAX comes out a hair ahead, and is the winner. Again.
4* though, and even worse per Lipper. Huh.

One of those products is its money market funds, which yield I’m fairly certain less than Vanguard’s so every time you hold cash you’re losing money. All of that said, they’re good products.

Fidelity's MMFs yield so much less that if you try to get a few basis points closer to Vanguard, you wind up taking on greater risk and you still fall short. Fidelity's prime fund FZDXX has an SEC yield of 1.81% (as of Oct 10th), vs. Vanguard's government MMFs yielding 1.89% for VMFXX and 1.90 for VUSXX (as of Oct. 10th).
The key there is that government funds are not gated. Prime funds may freeze your cash at the worst possible moment.
Aside from the gating risk, FZDXX has a higher min ($100K in a taxable account). To get its yield as high as it is, Fidelity is waiving some expenses. That presents two additional risks: termination of the waiver by the Board, and claw backs that impede the ER from dropping.
For completeness, SPAXX (Fidelity government fund) currently yields 1.57%, and VMRXX (Vanguard prime fund) currently yields 2.03%.
For day-to-day checking account-like services, the yield you get with Fidelity is great. I use it that way. But for sizeable liquid cash holdings, Fidelity's not the place to be. Vanguard for MMFs, internet banks for FDIC-insured superior yields.

>> for the big mainstream stuff Vanguard's hard to beat
for sure, but how can anything be better for such than the 'new' Fido zero-ER offerings?

Compare Fidelity's two extended market offerings. Their zero-ER one FZIPX and their extended market "classic" FSAMX.
Here's the M* comparison chart from FZIPX's inception date.
Fidelity's own comparison chart is a bit less useful, as you can't choose arbitrary timeframes. If you look at this chart, I suggest clicking on the 1 year comparison - that's the longest period within FZIPX's lifetime that the chart will illustrate.

Josh is awesome - followed him and Barry for years. IMO their firm is doing things right and if I ever needed to pick up RIAs to manage money I'd probably go with them.

This statement says a great deal, in a positive way:
" ...My 401(k) is invested in the exact same asset allocation model as we use for our clients...."