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I read your fatherly advice (M* comment) and also read this other M* comment added below. There's something about home ownership that goes far beyond the numbers, but it's also nice to have the numbers work in your (daughters) favors. Good luck!
When I bought my first home 4 years ago, I withdrew my contributions plus $10K from my Roth to help get me a 20% . While it would have been nice to keep that $44K total in the IRA, I do not regret it for a moment.
Effectively, I was just moving my retirement investment into another form - a home of my own. Since then, I've paid $30K to the principal, instead of that money going to a landlord. My home has appreciated considerably in value, and my monthly mortgage on a 3 bedroom house is apparently slightly less than the average monthly rental for a 1 bedroom apartment in the same area.
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